Dekalb County Property Taxes
The median property tax rate in DeKalb County is 2.86%, which is significantly higher than both the national median of 0.99% and the Illinois state median of 2.35%. With the median home value in DeKalb County at $185,016, the typical annual property tax bill reaches $5,206, exceeding the national median of $2,690. Property taxes in DeKalb County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding DeKalb County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in DeKalb or another part of DeKalb County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Dekalb County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
2.35%
Estimate Property Tax Bill
$4,700
Ownwell’s DeKalb Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in DeKalb with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in DeKalb to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Dekalb County, Illinois
Property taxes in DeKalb County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in DeKalb County is 2.86%, which is significantly higher than the U.S. national median of 0.99%. Local government entities within DeKalb County set these rates annually, and they can vary significantly between different areas within the county. Each year, DeKalb County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Rochelle has one of the higher property tax rates in Illinois at 3.43%, while the city of Lee boasts one of the lowest at 2.35%. Analyzing how DeKalb County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Dekalb County Tax Rate
2.86%
Average Illinois Tax Rate
2.35%
Average United States Tax Rate
0.99%
Property Tax Rates Across Dekalb County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Big Rock | 1.98% | 2.33% | 2.41% | 2.63% | 2.80% |
| Clare | 2.41% | 2.69% | 3.07% | 3.41% | 3.68% |
| Cortland | 2.70% | 2.92% | 3.03% | 3.32% | 4.01% |
| Creston | 3.33% | 3.33% | 3.33% | 3.33% | 3.33% |
| Dekalb | 2.54% | 2.81% | 2.99% | 3.33% | 3.37% |
| Earlville | 2.29% | 2.51% | 2.81% | 3.15% | 3.41% |
| Elburn | 1.58% | 2.56% | 3.29% | 4.53% | 6.43% |
| Esmond | 2.36% | 2.47% | 2.64% | 2.93% | 3.49% |
| Genoa | 2.43% | 2.65% | 2.91% | 3.07% | 3.29% |
| Hampshire | 2.22% | 2.47% | 2.78% | 3.20% | 3.53% |
| Hinckley | 2.24% | 2.38% | 2.51% | 2.76% | 2.78% |
| Kingston | 2.33% | 2.55% | 2.73% | 2.94% | 3.36% |
| Kirkland | 2.25% | 2.64% | 2.94% | 3.09% | 3.28% |
| Lee | 1.94% | 2.18% | 2.35% | 2.72% | 2.87% |
| Leland | 2.33% | 2.59% | 3.05% | 3.40% | 3.59% |
| Malta | 2.23% | 2.65% | 2.91% | 3.25% | 3.31% |
| Maple Park | 2.57% | 2.83% | 3.01% | 3.08% | 3.42% |
| Marengo | 2.65% | 2.69% | 3.02% | 3.21% | 3.35% |
| Monroe Center | 2.49% | 2.63% | 3.10% | 3.36% | 3.52% |
| Paw Paw | 2.47% | 2.70% | 2.98% | 3.74% | 6.00% |
| Rochelle | 3.03% | 3.26% | 3.43% | 3.57% | 3.66% |
| Sandwich | 2.13% | 2.39% | 2.55% | 2.84% | 2.85% |
| Shabbona | 2.03% | 2.30% | 2.49% | 2.79% | 2.97% |
| Somonauk | 2.32% | 2.57% | 2.76% | 3.08% | 3.08% |
| Steward | 2.47% | 2.47% | 2.47% | 2.47% | 2.47% |
| Sycamore | 2.43% | 2.67% | 2.83% | 2.98% | 3.16% |
| Waterman | 2.10% | 2.32% | 2.49% | 2.74% | 2.87% |
Source: Ownwell
Property Tax Assessment Values Across Dekalb County, Illinois
Understanding the difference between "market value" and "assessed value" is key to comprehending property taxes in DeKalb County, Illinois. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the DeKalb County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in DeKalb County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in DeKalb County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. In DeKalb County, the median home price is $185,016. The cities with the highest and lowest median tax bills are Elburn and Lee, with tax bills of $9,158 and $3,270, respectively.
Property Tax Assessment Values Across Dekalb County, Illinois
Source: Ownwell
$145,544
$224,239
$302,934
Average Dekalb County Assessed Value
$185,016
Average Illinois Assessed Value
$194,700
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Dekalb County, Illinois
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Big Rock | $234,769 | $273,687 | $302,934 | $337,134 | $439,709 |
| Clare | $108,135 | $147,547 | $223,052 | $311,327 | $422,712 |
| Cortland | $134,004 | $162,599 | $190,152 | $214,956 | $234,492 |
| Creston | $200,568 | $200,568 | $200,568 | $200,568 | $200,568 |
| Dekalb | $105,911 | $129,102 | $161,013 | $205,149 | $251,894 |
| Earlville | $86,536 | $131,541 | $185,595 | $261,216 | $333,423 |
| Elburn | $108,421 | $135,773 | $183,450 | $248,584 | $307,361 |
| Esmond | $84,709 | $124,599 | $171,922 | $220,714 | $281,608 |
| Genoa | $137,915 | $160,539 | $195,864 | $250,356 | $304,082 |
| Hampshire | $134,173 | $149,817 | $188,061 | $216,219 | $263,509 |
| Hinckley | $152,263 | $176,679 | $222,802 | $276,630 | $340,017 |
| Kingston | $111,272 | $151,760 | $202,298 | $267,334 | $323,698 |
| Kirkland | $88,242 | $117,183 | $171,561 | $233,076 | $273,813 |
| Lee | $82,010 | $108,052 | $145,544 | $198,323 | $280,460 |
| Leland | $112,599 | $147,677 | $206,396 | $285,077 | $398,155 |
| Malta | $103,215 | $134,832 | $162,740 | $213,074 | $315,147 |
| Maple Park | $156,252 | $187,586 | $251,124 | $295,525 | $319,416 |
| Marengo | $27,782 | $95,454 | $244,204 | $319,832 | $352,719 |
| Monroe Center | $104,809 | $177,603 | $280,020 | $299,994 | $321,477 |
| Paw Paw | $80,324 | $174,501 | $235,185 | $249,993 | $339,538 |
| Rochelle | $120,309 | $168,807 | $227,664 | $255,930 | $324,480 |
| Sandwich | $126,232 | $150,122 | $189,912 | $249,946 | $296,824 |
| Shabbona | $103,425 | $137,783 | $177,280 | $222,443 | $309,767 |
| Somonauk | $133,496 | $159,087 | $192,993 | $240,959 | $328,943 |
| Steward | $156,003 | $156,003 | $156,003 | $156,003 | $156,003 |
| Sycamore | $127,802 | $153,826 | $209,250 | $283,178 | $348,304 |
| Waterman | $113,350 | $142,003 | $181,076 | $221,751 | $268,036 |
Source: Ownwell
Property Tax Bills Across Dekalb County, Illinois
In DeKalb County, IL, property tax bills are calculated based on the assessed value of a property, which is determined by local assessors. The assessed value is a percentage of the property's market value. This assessed value is then multiplied by the local tax rate to determine the tax bill. Various factors, including the property's location, size, and improvements, influence its assessed value. For homeowners in DeKalb County, property tax bills can vary significantly. The tax bill at the 25th percentile is $3,954, while at the 75th percentile, it rises to $6,931. At the 90th percentile, homeowners might face a tax bill as high as $8,938. Comparatively, the national median property tax rate is 0.99%, highlighting the variability within the county. For instance, Elburn has the highest median tax bill at $9,158, whereas Lee has the lowest at $3,270. These differences can significantly impact homeowners' financial planning and overall housing costs.
Average Dekalb County Tax Bill
$5,206
Average Illinois Tax Bill
$4,715
Average United States Tax Bill
$2,690
Property Tax Bills Across Dekalb County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Big Rock | $5,368 | $6,073 | $6,558 | $8,530 | $11,713 |
| Clare | $2,658 | $4,440 | $6,277 | $10,117 | $14,056 |
| Cortland | $3,853 | $4,672 | $5,901 | $7,255 | $8,494 |
| Creston | $6,677 | $6,677 | $6,677 | $6,677 | $6,677 |
| Dekalb | $2,968 | $3,734 | $4,798 | $6,160 | $7,683 |
| Earlville | $2,086 | $3,715 | $4,983 | $7,372 | $10,702 |
| Elburn | $2,599 | $5,235 | $9,158 | $11,721 | $11,910 |
| Esmond | $1,885 | $3,220 | $4,889 | $6,201 | $8,623 |
| Genoa | $3,603 | $4,472 | $5,649 | $7,134 | $8,712 |
| Hampshire | $3,006 | $4,328 | $5,188 | $6,315 | $7,155 |
| Hinckley | $3,610 | $4,347 | $5,512 | $7,034 | $8,701 |
| Kingston | $3,022 | $4,020 | $5,467 | $7,230 | $9,079 |
| Kirkland | $2,224 | $3,157 | $4,826 | $6,831 | $8,331 |
| Lee | $1,652 | $2,261 | $3,270 | $4,754 | $7,943 |
| Leland | $3,347 | $4,321 | $5,889 | $9,249 | $13,562 |
| Malta | $2,648 | $3,658 | $4,671 | $6,156 | $9,535 |
| Maple Park | $4,142 | $5,464 | $7,294 | $8,839 | $9,703 |
| Marengo | $1,377 | $3,141 | $6,839 | $8,522 | $9,999 |
| Monroe Center | $2,841 | $4,269 | $7,883 | $10,151 | $10,315 |
| Paw Paw | $2,869 | $5,197 | $5,440 | $6,746 | $11,658 |
| Rochelle | $3,647 | $6,022 | $7,410 | $8,586 | $10,892 |
| Sandwich | $2,945 | $3,703 | $4,769 | $6,377 | $7,813 |
| Shabbona | $2,365 | $3,236 | $4,315 | $5,593 | $8,254 |
| Somonauk | $3,404 | $4,226 | $5,297 | $6,464 | $9,190 |
| Steward | $3,854 | $3,854 | $3,854 | $3,854 | $3,854 |
| Sycamore | $3,329 | $4,234 | $5,745 | $8,110 | $10,073 |
| Waterman | $2,595 | $3,359 | $4,475 | $5,579 | $7,448 |
Source: Ownwell