Advertising Disclosures

Updated March 2025

Appeals, Protests, and Grievance

The percentage of Ownwell customers that receive a reduction on their assessment value is calculated based on customers who have completed an appeals process up until 12/31/2024 in active Ownwell states.

The average assessment reduction percentage is calculated based on successful appeals in active Ownwell states up until 12/31/2024 and has the formula:
1 - (Final Property Tax Market Value Assessment / Original Property Tax Market Value Assessment)

The average dollar savings are calculated based on customers who have been invoiced in active Ownwell states up until 12/31/2024, but excludes customers with capped properties or with frozen assessment values.

Property tax rates shown are used for example purposes. Within each county, there are significant differences in tax rate that affect potential savings.

Bill reduction

The percentage that saves is calculated based on our largest bill category of fully complete internet bill reduction operations starting in May of 2024.

The average dollar savings is calculated based on successful internet and phone bill reductions from 2024 that result in monthly savings.

The time to activate is estimated based on a normal person’s ability to enter information into the Ownwell online portal and submit a bill for bill reduction, assuming the information and bill is available on hand.

Exemption

The average first year savings is estimated based on the standard deduction(s) for Texas residents. Actual savings will vary depending on the county and other factors.

The average tax refund is calculated based on successful exemption activations with refunds in Texas since 2023.

The time to sign up is estimated based on a normal person’s ability to complete the Texas exemption application process on the Ownwell online portal, assuming an up-to-date driver’s license is available on hand.

Total Assessment Reduction:

The total assessment reduction is calculated by subtracting the sum of the final market values from the sum of the original market values, where neither value is null.

As of July 31, 2024, the total assessment reduction from 2021 to 2024 is $1,000,342,219.65.

The increase in assessment reductions is estimated by multiplying the average assessment reduction per customer by the average number of customers signing up per day. As of April 16, 2024, we assumed 100 sign-ups per day, with an average reduction of $22,349 distributed evenly throughout the day.

More savings than most competitors:

The percentage of savings more than competitors is calculated using the assessment reduction after contingency fees of six property tax companies operating in markets that Ownwell operates in. Savings is across all property types and data is last updated as of December 2023.

Ownwell Referral Program Terms & Conditions for Gift Card Rewards

Overview

Ownwell offers referral programs that reward gift cards to existing customers for referring new customers to our property tax appeal services (“Gift Card Rewards Programs”). These Terms & Conditions govern all aspects of the Gift Card Reward Programs and may be modified at Ownwell's sole discretion at any time without prior notice. These Terms & Conditions are in addition to the Ownwell Terms of Service and Privacy Policy, which also apply to you. The Gift Card Rewards Programs are void where prohibited or restricted by law. By participating in the Gift Card Rewards Programs, you agree to be bound by these Terms & Conditions.

Eligibility Requirements

Eligible Customers

Ownwell customers must meet the following requirements to be eligible to participate in the Gift Cards Rewards Program:

You must be an existing Ownwell customer in good standing.
You must be a legal resident of the United States.
You must comply with all laws and regulations applicable to your participation in the Gift Card Rewards Programs.

Eligible Referrals

To be eligible to receive a reward, the referrals you make (“Referrals”) must meet the following requirements:

Referrals must be for new customers who have not previously used any Ownwell services.
Each Referral must be for a unique property that has not been previously registered with Ownwell.
Self-referrals are not permitted.
Referrals must result in a completed property tax appeal through Ownwell.
Referrals must result in a paid invoice with Ownwell.
Only tax appeal services qualify for the referral program; other Ownwell services are excluded.
Referrals are only valid in states where Ownwell currently provides tax appeal services (California, Florida, Georgia, Illinois, New York, Texas, and Washington).

Reward Conditions

Rewards will be issued only after the referred customer has completed an appeal process with Ownwell.
An appeal is deemed completed only if: (a) Ownwell has submitted a formal appeal to the relevant tax authority, (b) the appeal process has concluded, and (c) Ownwell’s invoice for the applicable appeal services has been paid.
Limit of one reward per unique property, regardless of multiple referrals for the same property.
Rewards for eligible Referrals for properties located in Texas will be distributed in the form of gift cards as specified in the current program offer. For eligible Referrals of properties located in California, Florida, Georgia, Illinois, New York, and Washington, rewards will be in the form of a $20 credit to the Ownwell customer’s account.
Each Ownwell customer may receive a maximum of 30 gift card rewards per calendar year for eligible Referrals for properties located in Texas. For each additional eligible Referral in excess of 30, customer will receive a $20 credit to their Ownwell account.
Reward fulfillment may take up to 60 days after an appeal is completed.

Program Restrictions

The use of spam, automated systems, scripts, or other unauthorized means to generate referrals is prohibited.
Ownwell reserves the right to delay, deny, or revoke rewards for any Referrals that appear fraudulent, abusive, or in violation of these Terms & Conditions.
Rewards cannot be combined with other promotions or discounts.

Program Modifications and Termination

Ownwell reserves the right to modify, suspend, or terminate the Gift Card Rewards Programs at any time without prior notice.
In the event of program termination, Ownwell will honor pending qualified Referrals that were initiated prior to termination.
Ownwell reserves the right to change the reward structure, eligibility requirements, or any other aspect of the Gift Card Rewards Programs at its sole discretion. Any such changes will apply prospectively.

Tax Implications

All rewards may be considered taxable income. You are solely responsible for all federal, state, or local tax liability that may arise from your receipt rewards.
If the aggregate rewards paid to you in a calendar year (in connection with all Ownwell rewards programs) are $600 or more, Ownwell may be required to issue a Form 1099 to you for that calendar year.

Contact Information

If you have questions about the Gift Card Rewards Programs, please contact Support@ownwell.com.