Saint Louis, Missouri Property Taxes
The median property tax rate in Saint Louis, MO is 1.33%, considerably higher than both the national median of 0.99% and the Missouri state median of 1.20%. With the median home value in Saint Louis at $210,700, the typical annual property tax bill reaches $2,864, exceeding the national median of $2,690. Property taxes in Saint Louis are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Saint Louis's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Saint Louis or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Saint Louis, Missouri Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.33%
Estimate Property Tax Bill
$2,802
Ownwell’s Saint Louis Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Saint Louis with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Saint Louis to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Saint Louis, Missouri
Property taxes in Saint Louis, Missouri, are essential in funding critical local services such as public schools, road maintenance, and emergency services. The median tax rate in Saint Louis is 1.33%, which is higher than the U.S. national median of 0.99%. Local government entities within Saint Louis set these rates annually, and they can vary significantly across different neighborhoods. Each year, Saint Louis estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Saint Louis's effective property tax rate to other areas in Missouri and the national median. For comparison, the 63137 zip code has the highest median property tax rate of 2.16%, while the 63131 zip code has the lowest median tax rate of 1.08%. Understanding how these areas compare with Saint Louis provides valuable insights into the varying tax landscape across St. Louis County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Saint Louis Tax Rate
1.33%
Average St. Louis County Tax Rate
1.35%
Average Missouri Tax Rate
1.20%
Average United States Tax Rate
0.99%
Property Tax Rates Across Saint Louis, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63103 | N/A | N/A | N/A | N/A | N/A |
| 63105 | 1.28% | 1.29% | 1.29% | 1.30% | 1.30% |
| 63113 | 1.01% | 1.28% | 1.73% | 2.17% | 2.44% |
| 63114 | 1.58% | 1.59% | 1.60% | 1.61% | 1.75% |
| 63117 | 1.21% | 1.26% | 1.44% | 1.45% | 1.45% |
| 63119 | 1.31% | 1.31% | 1.32% | 1.37% | 1.44% |
| 63120 | 1.81% | 1.82% | 1.82% | 1.83% | 1.84% |
| 63121 | 1.68% | 1.80% | 1.84% | 1.87% | 1.99% |
| 63122 | 1.16% | 1.17% | 1.17% | 1.19% | 1.22% |
| 63123 | 1.25% | 1.28% | 1.36% | 1.49% | 1.49% |
| 63124 | 1.28% | 1.28% | 1.28% | 1.28% | 1.28% |
| 63125 | 1.27% | 1.27% | 1.30% | 1.40% | 1.40% |
| 63126 | 1.22% | 1.22% | 1.22% | 1.24% | 1.25% |
| 63127 | 1.23% | 1.24% | 1.24% | 1.36% | 1.36% |
| 63128 | 1.23% | 1.23% | 1.26% | 1.26% | 1.26% |
| 63129 | 1.26% | 1.26% | 1.26% | 1.26% | 1.27% |
| 63130 | 1.33% | 1.35% | 1.36% | 1.38% | 1.39% |
| 63131 | 1.05% | 1.05% | 1.08% | 1.22% | 1.30% |
| 63132 | 1.35% | 1.35% | 1.36% | 1.37% | 1.39% |
| 63133 | 1.82% | 1.85% | 1.87% | 1.88% | 1.90% |
| 63134 | 1.44% | 1.44% | 1.46% | 1.63% | 1.63% |
| 63135 | 1.36% | 1.37% | 1.38% | 1.39% | 1.50% |
| 63136 | 1.73% | 1.97% | 2.00% | 2.03% | 2.28% |
| 63137 | 1.96% | 1.98% | 2.16% | 2.16% | 2.17% |
| 63138 | 1.75% | 1.75% | 1.76% | 1.77% | 1.77% |
| 63140 | 1.45% | 1.68% | 1.68% | 1.69% | 1.69% |
| 63141 | 1.05% | 1.23% | 1.25% | 1.26% | 1.32% |
| 63143 | 1.54% | 1.54% | 1.55% | 1.56% | 1.57% |
| 63144 | 1.26% | 1.27% | 1.28% | 1.28% | 1.29% |
| 63146 | 1.21% | 1.23% | 1.23% | 1.33% | 1.34% |
| 63147 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Saint Louis, Missouri
In Saint Louis, Missouri, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the local appraisal district for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Saint Louis, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. For instance, the highest median tax bill in Saint Louis is $11,587 in the 63124 zip code, whereas the lowest median tax bill is $986 in the 63120 zip code. Being aware of these valuation processes helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Saint Louis Assessed Value
$210,700
Average St. Louis County Assessed Value
$226,500
Average Missouri Assessed Value
$129,505
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Saint Louis, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63103 | N/A | N/A | N/A | N/A | N/A |
| 63105 | $233,220 | $363,600 | $710,000 | $988,650 | $1,463,020 |
| 63113 | $20,620 | $34,900 | $58,700 | $82,500 | $96,780 |
| 63114 | $76,300 | $94,300 | $112,100 | $135,100 | $163,350 |
| 63117 | $208,010 | $247,375 | $323,100 | $496,025 | $854,080 |
| 63119 | $194,000 | $236,800 | $301,000 | $427,000 | $622,500 |
| 63120 | $42,400 | $49,450 | $54,800 | $63,550 | $73,460 |
| 63121 | $44,350 | $57,500 | $76,400 | $108,900 | $178,900 |
| 63122 | $192,000 | $275,600 | $397,100 | $558,375 | $735,100 |
| 63123 | $149,100 | $173,500 | $197,000 | $239,400 | $319,100 |
| 63124 | $410,400 | $621,600 | $909,500 | $1,344,975 | $2,066,290 |
| 63125 | $108,800 | $134,500 | $167,300 | $205,400 | $239,900 |
| 63126 | $196,600 | $223,200 | $269,000 | $321,250 | $399,620 |
| 63127 | $164,340 | $293,800 | $515,200 | $675,900 | $830,940 |
| 63128 | $174,690 | $240,800 | $297,500 | $374,800 | $480,310 |
| 63129 | $153,630 | $217,675 | $268,600 | $340,400 | $418,300 |
| 63130 | $103,500 | $126,800 | $217,850 | $425,600 | $609,440 |
| 63131 | $379,600 | $499,800 | $704,650 | $1,035,700 | $1,617,320 |
| 63132 | $99,800 | $130,150 | $304,600 | $482,350 | $746,060 |
| 63133 | $35,100 | $48,200 | $58,700 | $77,325 | $96,800 |
| 63134 | $56,900 | $70,400 | $94,600 | $111,900 | $124,960 |
| 63135 | $60,500 | $73,075 | $95,200 | $127,900 | $174,690 |
| 63136 | $43,100 | $55,100 | $75,800 | $103,600 | $134,600 |
| 63137 | $55,100 | $63,700 | $80,000 | $98,100 | $112,240 |
| 63138 | $77,900 | $95,800 | $133,500 | $165,900 | $190,900 |
| 63140 | $11,660 | $34,800 | $58,100 | $92,200 | $110,600 |
| 63141 | $201,100 | $320,700 | $534,200 | $764,725 | $1,118,170 |
| 63143 | $163,570 | $188,600 | $226,800 | $283,800 | $356,930 |
| 63144 | $171,000 | $182,800 | $237,300 | $324,500 | $536,380 |
| 63146 | $144,400 | $222,225 | $269,900 | $326,900 | $385,750 |
| 63147 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Saint Louis, Missouri
In Saint Louis, located in St. Louis County, MO, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor's office. This assessed value is a percentage of the property's market value, and the rates can vary depending on the specific area within the county. For instance, the median home price in Saint Louis is $210,700. To determine the tax bill, the assessed value is multiplied by the local tax rate. Homeowners in Saint Louis can expect their property tax bills to fall within a range, with the 25th percentile at $1,839 and the 75th percentile reaching $4,391. However, some areas see much higher bills, like the highest median tax bill of $11,587 in zip code 63124, while others have significantly lower bills, such as $986 in zip code 63120. These variations can impact homeowners differently, influencing their financial planning and overall cost of living.
Average Saint Louis Tax Bill
$2,864
Average St. Louis County Tax Bill
$3,143
Average Missouri Tax Bill
$1,606
Average United States Tax Bill
$2,690
Property Tax Bills Across Saint Louis, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63103 | N/A | N/A | N/A | N/A | N/A |
| 63105 | $3,028 | $4,696 | $9,142 | $12,696 | $18,697 |
| 63113 | $362 | $766 | $1,440 | $2,113 | $2,517 |
| 63114 | $1,252 | $1,528 | $1,800 | $2,151 | $2,567 |
| 63117 | $2,974 | $3,483 | $4,537 | $6,458 | $10,690 |
| 63119 | $2,669 | $3,217 | $4,040 | $5,725 | $8,180 |
| 63120 | $638 | $874 | $986 | $1,121 | $1,312 |
| 63121 | $877 | $1,081 | $1,425 | $2,063 | $3,310 |
| 63122 | $2,317 | $3,279 | $4,749 | $6,607 | $8,710 |
| 63123 | $2,083 | $2,416 | $2,773 | $3,303 | $4,325 |
| 63124 | $5,280 | $7,959 | $11,587 | $17,207 | $26,345 |
| 63125 | $1,495 | $1,810 | $2,208 | $2,634 | $3,072 |
| 63126 | $2,418 | $2,746 | $3,305 | $3,934 | $4,900 |
| 63127 | $2,050 | $3,704 | $6,549 | $8,936 | $11,201 |
| 63128 | $2,212 | $3,037 | $3,713 | $4,674 | $6,003 |
| 63129 | $1,971 | $2,756 | $3,389 | $4,286 | $5,257 |
| 63130 | $1,441 | $1,756 | $2,998 | $5,750 | $8,174 |
| 63131 | $4,171 | $5,399 | $7,945 | $11,970 | $18,563 |
| 63132 | $1,382 | $1,799 | $4,163 | $6,546 | $10,087 |
| 63133 | $582 | $881 | $1,084 | $1,368 | $1,760 |
| 63134 | $830 | $1,032 | $1,420 | $1,759 | $2,006 |
| 63135 | $852 | $1,033 | $1,333 | $1,839 | $2,504 |
| 63136 | $836 | $1,098 | $1,555 | $2,110 | $2,497 |
| 63137 | $1,089 | $1,259 | $1,713 | $2,109 | $2,408 |
| 63138 | $1,380 | $1,688 | $2,345 | $2,912 | $3,350 |
| 63140 | $505 | $665 | $1,037 | $1,549 | $1,561 |
| 63141 | $2,476 | $3,986 | $6,618 | $9,432 | $13,633 |
| 63143 | $2,568 | $2,940 | $3,520 | $4,392 | $5,506 |
| 63144 | $2,170 | $2,338 | $3,070 | $4,181 | $6,899 |
| 63146 | $1,861 | $2,808 | $3,443 | $4,063 | $4,808 |
| 63147 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell