Birmingham, Alabama Property Taxes
The median property tax rate in Birmingham, AL is 0.73%, lower than the national median of 0.99% but higher than the Alabama state median of 0.47%. With the median home value in Birmingham at $96,000, the typical annual property tax bill is $919, which is below the national median of $2,690. Property taxes in Birmingham are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Birmingham's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Birmingham or another part of Jefferson County, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Birmingham, Alabama Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
0.47%
Estimate Property Tax Bill
$940
Ownwell’s Birmingham Property Tax Bill Calculator offers homeowners, real estate investors, and potential buyers a quick and easy way to estimate their annual property taxes in Birmingham with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Birmingham to give you an accurate estimate of your property tax bill. This valuable tool helps you understand your potential tax liabilities and plan accordingly. For those interested in more detailed insights, you can scroll down to explore trends at the neighborhood level. Your property’s assessed value is determined by Jefferson County for tax calculations and may include applicable exemptions.
Property Tax Rates Across Birmingham, Alabama
Property taxes in Birmingham, Alabama, are essential for funding crucial local services such as public schools, road maintenance, and emergency services. The median tax rate in Birmingham is 0.73%, which is lower than the U.S. national median of 0.99%. Local government entities within Birmingham set these rates annually, and they can vary significantly across different neighborhoods. Each year, Birmingham estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Birmingham's effective property tax rate to other areas in Jefferson County and the national median. For comparison, the 35203 zip code has the highest median property tax rate of 2.24%, while the 35244 zip code has the lowest median tax rate of 0.48%. Understanding how these areas compare with Birmingham provides valuable insights into the varying tax landscape across Jefferson County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Birmingham Tax Rate
0.73%
Average Jefferson County Tax Rate
0.71%
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across Birmingham, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35020 | N/A | N/A | N/A | N/A | N/A |
| 35064 | N/A | N/A | N/A | N/A | N/A |
| 35203 | 1.18% | 1.49% | 2.24% | 2.65% | 3.07% |
| 35204 | 0.55% | 0.62% | 1.45% | 1.45% | 1.45% |
| 35205 | 0.64% | 0.70% | 1.22% | 1.45% | 2.41% |
| 35206 | 0.62% | 0.65% | 1.43% | 1.45% | 1.45% |
| 35207 | 0.45% | 0.56% | 1.00% | 1.45% | 1.45% |
| 35208 | 0.61% | 0.64% | 1.45% | 1.45% | 1.45% |
| 35209 | 0.70% | 0.73% | 0.74% | 1.13% | 1.50% |
| 35210 | 0.48% | 0.52% | 0.55% | 1.00% | 1.13% |
| 35211 | 0.59% | 0.64% | 1.45% | 1.45% | 1.45% |
| 35212 | 0.62% | 0.70% | 0.71% | 1.45% | 1.45% |
| 35213 | 0.65% | 0.70% | 0.71% | 1.01% | 1.45% |
| 35214 | 0.44% | 0.47% | 0.62% | 1.00% | 1.45% |
| 35215 | 0.46% | 0.64% | 0.68% | 1.45% | 1.45% |
| 35216 | 0.68% | 0.74% | 0.91% | 0.92% | 1.45% |
| 35217 | 0.47% | 0.52% | 1.10% | 1.13% | 1.45% |
| 35218 | 0.60% | 0.65% | 1.45% | 1.45% | 1.45% |
| 35221 | 0.56% | 0.62% | 1.45% | 1.45% | 1.45% |
| 35222 | 0.66% | 0.70% | 0.71% | 0.73% | 1.45% |
| 35223 | 0.48% | 0.54% | 0.72% | 2.21% | 3.08% |
| 35224 | 0.42% | 0.50% | 1.00% | 1.45% | 1.45% |
| 35226 | 0.65% | 0.70% | 0.72% | 0.73% | 0.92% |
| 35228 | 0.62% | 0.74% | 1.45% | 1.50% | 1.50% |
| 35233 | 1.45% | 1.83% | 2.16% | 3.91% | 4.56% |
| 35234 | 0.60% | 0.67% | 0.73% | 1.45% | 1.45% |
| 35235 | 0.46% | 0.47% | 0.67% | 1.00% | 1.45% |
| 35242 | 0.47% | 0.49% | 0.56% | 0.72% | 0.92% |
| 35243 | 0.43% | 0.48% | 0.49% | 0.91% | 1.00% |
| 35244 | 0.47% | 0.48% | 0.48% | 0.71% | 1.00% |
| 35294 | 0.66% | 0.73% | 0.86% | 0.98% | 1.05% |
| 35295 | 0.63% | 0.63% | 0.63% | 0.63% | 0.63% |
Source: Ownwell
Property Tax Assessment Values Across Birmingham, Alabama
In Birmingham, Alabama, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Jefferson County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Birmingham, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. For instance, the zip code 35216 has the highest median tax bill at $3,581, while the zip code 35207 has the lowest at $420. Being aware of these valuation processes in Birmingham helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Birmingham Assessed Value
$96,000
Average Jefferson County Assessed Value
$150,900
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Birmingham, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35020 | N/A | N/A | N/A | N/A | N/A |
| 35064 | N/A | N/A | N/A | N/A | N/A |
| 35203 | $57,600 | $73,100 | $103,900 | $142,450 | $250,610 |
| 35204 | $23,600 | $36,400 | $54,200 | $74,300 | $99,000 |
| 35205 | $33,600 | $54,100 | $131,400 | $280,100 | $446,820 |
| 35206 | $41,900 | $61,900 | $85,700 | $115,600 | $176,250 |
| 35207 | $16,900 | $29,800 | $46,900 | $71,725 | $102,280 |
| 35208 | $42,100 | $57,200 | $74,000 | $95,800 | $126,870 |
| 35209 | $92,100 | $290,100 | $419,200 | $550,250 | $785,620 |
| 35210 | $60,900 | $130,100 | $242,500 | $319,000 | $406,900 |
| 35211 | $32,600 | $49,900 | $68,100 | $90,500 | $131,300 |
| 35212 | $32,220 | $53,600 | $83,600 | $260,700 | $312,900 |
| 35213 | $221,550 | $297,725 | $347,300 | $422,725 | $804,800 |
| 35214 | $38,700 | $64,950 | $105,800 | $154,200 | $188,220 |
| 35215 | $76,330 | $96,200 | $120,000 | $149,800 | $184,670 |
| 35216 | $200,140 | $260,250 | $415,000 | $770,850 | $1,172,260 |
| 35217 | $26,300 | $41,900 | $60,400 | $91,600 | $140,500 |
| 35218 | $24,550 | $40,000 | $58,900 | $73,500 | $91,900 |
| 35221 | $21,010 | $34,100 | $48,900 | $64,475 | $80,790 |
| 35222 | $112,550 | $254,475 | $311,450 | $395,500 | $657,850 |
| 35223 | $58,200 | $141,800 | $291,800 | $500,000 | $986,460 |
| 35224 | $17,100 | $31,700 | $52,100 | $75,600 | $98,980 |
| 35226 | $244,000 | $287,350 | $355,600 | $433,850 | $543,970 |
| 35228 | $34,220 | $48,600 | $65,400 | $82,600 | $103,800 |
| 35233 | $45,900 | $59,350 | $74,000 | $118,000 | $460,220 |
| 35234 | $30,300 | $46,700 | $82,700 | $132,975 | $178,780 |
| 35235 | $92,000 | $121,200 | $151,000 | $180,775 | $223,500 |
| 35242 | $257,200 | $299,400 | $370,700 | $485,200 | $638,800 |
| 35243 | $232,330 | $269,925 | $335,900 | $477,950 | $740,010 |
| 35244 | $172,500 | $200,500 | $214,800 | $280,650 | $442,460 |
| 35294 | $57,620 | $64,700 | $76,500 | $80,450 | $82,820 |
| 35295 | $78,000 | $78,000 | $78,000 | $78,000 | $78,000 |
Source: Ownwell
Property Tax Bills Across Birmingham, Alabama
Property tax bills in Birmingham, located in Jefferson County, AL, are calculated based on the assessed value of a property and the local tax rate. The assessed value is determined by the county assessor and typically reflects a percentage of the property's market value. In Jefferson County, the tax rate is applied to this assessed value to determine the annual property tax bill. Several factors influence the final tax bill, including property location, market conditions, and any applicable exemptions or abatements. For instance, the median home price in Birmingham is $96,000, and property tax bills vary significantly across different ZIP codes. The lowest median tax bill in the area is $420 in ZIP code 35207, while the highest reaches $3,581 in ZIP code 35216. For homeowners, these property taxes fund essential public services like schools, infrastructure, and emergency services. Comparing these figures to the national median property tax rate of 0.99%, Birmingham's property taxes can be seen as relatively moderate, impacting how homeowners budget for their annual expenses.
Average Birmingham Tax Bill
$919
Average Jefferson County Tax Bill
$1,159
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across Birmingham, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35020 | N/A | N/A | N/A | N/A | N/A |
| 35064 | N/A | N/A | N/A | N/A | N/A |
| 35203 | $1,257 | $1,613 | $2,190 | $2,644 | $3,479 |
| 35204 | $202 | $331 | $524 | $802 | $1,074 |
| 35205 | $401 | $818 | $1,680 | $2,792 | $4,052 |
| 35206 | $415 | $600 | $870 | $1,221 | $1,521 |
| 35207 | $152 | $259 | $420 | $614 | $910 |
| 35208 | $379 | $510 | $745 | $1,045 | $1,372 |
| 35209 | $1,302 | $2,416 | $3,403 | $4,679 | $6,535 |
| 35210 | $486 | $893 | $1,453 | $1,901 | $2,805 |
| 35211 | $296 | $449 | $684 | $1,028 | $1,618 |
| 35212 | $327 | $548 | $1,008 | $1,990 | $2,387 |
| 35213 | $1,843 | $2,224 | $2,720 | $4,314 | $6,833 |
| 35214 | $315 | $481 | $693 | $936 | $1,320 |
| 35215 | $539 | $693 | $955 | $1,332 | $1,693 |
| 35216 | $1,343 | $2,042 | $3,581 | $5,706 | $8,182 |
| 35217 | $221 | $350 | $530 | $768 | $1,033 |
| 35218 | $264 | $405 | $587 | $859 | $1,061 |
| 35221 | $202 | $320 | $483 | $715 | $937 |
| 35222 | $1,496 | $1,926 | $2,350 | $3,575 | $4,968 |
| 35223 | $1,273 | $1,591 | $2,939 | $4,843 | $7,951 |
| 35224 | $158 | $273 | $433 | $629 | $877 |
| 35226 | $1,759 | $2,120 | $2,654 | $3,413 | $4,459 |
| 35228 | $328 | $475 | $685 | $949 | $1,191 |
| 35233 | $1,277 | $1,434 | $2,096 | $2,901 | $4,327 |
| 35234 | $255 | $470 | $786 | $1,135 | $1,615 |
| 35235 | $563 | $751 | $1,005 | $1,387 | $1,966 |
| 35242 | $1,306 | $1,601 | $2,023 | $3,822 | $5,615 |
| 35243 | $1,181 | $1,342 | $1,856 | $3,128 | $5,207 |
| 35244 | $875 | $978 | $1,093 | $2,322 | $3,063 |
| 35294 | $374 | $452 | $582 | $713 | $791 |
| 35295 | $494 | $494 | $494 | $494 | $494 |
Source: Ownwell