Stockton, California Property Taxes
The median property tax rate in Stockton, CA is 1.26%, considerably higher than both the national median of 0.99% and the California state median of 1.21%. With the median home value in Stockton, the typical annual property tax bill reaches $2,803, exceeding the national median of $2,690. Property taxes in Stockton are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Stockton's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Stockton or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Stockton, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.26%
Estimate Property Tax Bill
$2,604
$2,459
Ownwell’s Stockton Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Stockton with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Stockton to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Stockton, California
Property taxes in Stockton, California, are crucial for funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Stockton is 1.26%, higher than the U.S. national median of 0.99%. Local government entities within Stockton set these rates annually, and they can vary significantly across different neighborhoods. Each year, Stockton estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Stockton's effective property tax rate to other areas in San Joaquin County and the national median. For comparison, the 95212 zip code has the highest median property tax rate of 1.38%, while the 95209 zip code has the lowest median tax rate of 1.14%. Understanding how these areas compare with Stockton provides valuable insights into the varying tax landscape across San Joaquin County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Stockton Tax Rate
1.26%
Average San Joaquin County Tax Rate
1.22%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across Stockton, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95202 | 1.20% | 1.25% | 1.26% | 1.31% | 2.11% |
| 95203 | 1.20% | 1.25% | 1.28% | 1.35% | 1.52% |
| 95204 | 1.21% | 1.25% | 1.30% | 1.71% | 2.33% |
| 95205 | 1.18% | 1.23% | 1.26% | 1.30% | 1.47% |
| 95206 | 1.20% | 1.26% | 1.31% | 1.41% | 1.59% |
| 95207 | 1.17% | 1.21% | 1.25% | 1.32% | 1.89% |
| 95209 | 1.10% | 1.11% | 1.14% | 1.18% | 1.51% |
| 95210 | 1.10% | 1.14% | 1.20% | 1.25% | 1.27% |
| 95212 | 1.22% | 1.29% | 1.38% | 1.48% | 1.62% |
| 95215 | 1.06% | 1.21% | 1.27% | 1.36% | 1.62% |
| 95219 | 1.15% | 1.16% | 1.20% | 1.37% | 1.58% |
Source: Ownwell
Property Tax Assessment Values Across Stockton, California
In Stockton, California, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the San Joaquin County Assessor for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Stockton, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. The median home price in Stockton is $206,681, with tax bills ranging significantly across different zip codes. For example, the highest median tax bill is $4,562 in zip code 95212, while the lowest is $1,532 in zip code 95205. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Stockton helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Stockton Assessed Value
$206,681
Average San Joaquin County Assessed Value
$273,669
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Stockton, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95202 | $48,721 | $72,381 | $133,825 | $241,358 | $338,393 |
| 95203 | $52,412 | $86,912 | $144,314 | $239,822 | $317,258 |
| 95204 | $66,389 | $106,515 | $176,373 | $272,803 | $357,000 |
| 95205 | $44,463 | $64,005 | $113,937 | $197,881 | $278,476 |
| 95206 | $58,222 | $112,088 | $182,988 | $283,817 | $371,836 |
| 95207 | $74,606 | $117,818 | $190,596 | $290,810 | $388,072 |
| 95209 | $144,733 | $192,938 | $281,417 | $380,454 | $472,608 |
| 95210 | $88,354 | $122,416 | $171,134 | $246,067 | $320,586 |
| 95212 | $165,619 | $235,412 | $325,971 | $437,401 | $559,566 |
| 95215 | $44,671 | $78,962 | $145,578 | $269,040 | $419,335 |
| 95219 | $143,006 | $236,460 | $355,018 | $476,346 | $617,100 |
Source: Ownwell
Property Tax Bills Across Stockton, California
In Stockton, San Joaquin County, CA, property tax bills are calculated based on the assessed value of the property, which is typically determined by the county assessor. The assessed value is influenced by factors such as the property's market value, location, and any improvements made. Homeowners in Stockton can expect varying tax bills, with the 25th percentile paying around $1,664 and the 75th percentile paying up to $4,216. The 90th percentile tax bill can reach as high as $5,641, reflecting the range of property values within the city. The highest median tax bill in Stockton is found in the 95212 zip code, averaging $4,562, while the lowest median tax bill is in the 95205 zip code at $1,532. These figures illustrate the significant impact of location and property value on tax bills. Compared to the national median property tax rate of 0.99%, Stockton's property tax rates can vary widely, affecting homeowners' annual financial obligations and influencing their decisions on property investments and homeownership.
Average Stockton Tax Bill
$2,803
Average San Joaquin County Tax Bill
$3,562
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across Stockton, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95202 | $735 | $1,013 | $1,781 | $3,237 | $4,474 |
| 95203 | $702 | $1,152 | $1,913 | $3,159 | $4,207 |
| 95204 | $1,045 | $1,747 | $2,724 | $3,915 | $5,113 |
| 95205 | $586 | $864 | $1,532 | $2,619 | $3,636 |
| 95206 | $798 | $1,493 | $2,634 | $3,876 | $4,939 |
| 95207 | $976 | $1,617 | $2,645 | $3,977 | $5,227 |
| 95209 | $1,682 | $2,260 | $3,406 | $4,669 | $5,893 |
| 95210 | $1,111 | $1,488 | $2,112 | $3,036 | $4,007 |
| 95212 | $2,796 | $3,518 | $4,562 | $6,035 | $7,496 |
| 95215 | $754 | $1,185 | $2,058 | $3,485 | $5,090 |
| 95219 | $2,052 | $3,077 | $4,491 | $6,094 | $7,844 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | November 30 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Joaquin Tax Assessor | |
| Website | common3.mptsweb.com |