Rock Island County Property Taxes
The median property tax rate in Rock Island County is 2.90%, significantly higher than both the national median of 0.99% and the Illinois state median of 2.35%. With a median home value of $104,406, the typical annual property tax bill in Rock Island County reaches $2,928, surpassing the national median of $2,690. Property taxes here are calculated based on the tax assessed value, which often falls below the actual market value due to various property tax exemptions like primary residence and agricultural exemptions. Understanding Rock Island County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Rock Island or another part of the county, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Rock Island County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
2.35%
Estimate Property Tax Bill
$4,700
Ownwell’s Rock Island Property Tax Bill Calculator empowers homeowners, real estate investors, or potential buyers to estimate their annual property taxes in Rock Island with just two data points. By entering your property's estimated assessed value, our calculator applies the median tax rate in Rock Island to provide an accurate estimate of your property tax bill. This valuable tool helps you understand your potential tax liabilities. For more detailed trends on a city level, scroll down to navigate to a more localized informational page. Your property's assessed value is the value assigned by the county for tax calculations, considering any exemptions you may have.
Property Tax Rates Across Rock Island County, Illinois
Property taxes in Rock Island play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Rock Island is 2.90%, which is significantly higher than the U.S. national median of 0.99%. Local government entities within Rock Island set these rates annually, and they can vary significantly between different areas within the county. Each year, Rock Island estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Milan has one of the higher property tax rates in Illinois at 3.21%, while the city of Cordova boasts one of the lowest at 2.47%. Analyzing how Rock Island's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Rock Island County Tax Rate
2.90%
Average Illinois Tax Rate
2.35%
Average United States Tax Rate
0.99%
Property Tax Rates Across Rock Island County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Andalusia | 2.40% | 2.61% | 2.66% | 2.66% | 3.00% |
| Barstow | 2.00% | 2.62% | 2.83% | 2.98% | 3.55% |
| Carbon Cliff | 2.34% | 2.67% | 2.83% | 3.21% | 3.29% |
| Coal Valley | 2.54% | 2.78% | 2.93% | 3.35% | 3.77% |
| Cordova | 1.76% | 2.03% | 2.47% | 2.81% | 3.31% |
| East Moline | 2.10% | 2.68% | 3.08% | 3.49% | 3.53% |
| Hampton | 1.71% | 2.77% | 2.94% | 2.94% | 2.94% |
| Hillsdale | 2.15% | 2.44% | 2.82% | 3.09% | 3.36% |
| Illinois City | 2.49% | 2.72% | 3.04% | 3.40% | 3.73% |
| Joy | 2.35% | 2.99% | 3.10% | 3.39% | 3.61% |
| Milan | 2.50% | 2.83% | 3.21% | 3.26% | 3.75% |
| Moline | 2.06% | 2.40% | 2.99% | 3.03% | 3.03% |
| New Boston | 2.57% | 2.57% | 2.57% | 2.57% | 2.57% |
| Orion | 2.95% | 3.05% | 3.18% | 3.48% | 4.17% |
| Port Byron | 2.23% | 2.62% | 2.77% | 3.27% | 4.03% |
| Rapids City | 2.58% | 2.58% | 2.58% | 2.58% | 3.01% |
| Reynolds | 2.53% | 2.58% | 2.99% | 3.32% | 3.78% |
| Rock Island | 1.89% | 2.49% | 2.86% | 3.41% | 3.41% |
| Sherrard | 2.69% | 2.93% | 3.07% | 3.50% | 5.28% |
| Silvis | 2.55% | 3.19% | 3.19% | 3.33% | 3.33% |
| Taylor Ridge | 2.29% | 2.55% | 2.90% | 3.30% | 3.69% |
Source: Ownwell
Property Tax Assessment Values Across Rock Island County, Illinois
In Rock Island County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Rock Island County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Rock Island County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Rock Island County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. In Rock Island County, the highest median tax bill is found in Orion at $8,048, while the lowest is in Barstow at $1,766.
Property Tax Assessment Values Across Rock Island County, Illinois
Source: Ownwell
$64,676
$146,445
$228,213
Average Rock Island County Assessed Value
$104,406
Average Illinois Assessed Value
$194,700
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Rock Island County, Illinois
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Andalusia | $37,251 | $67,368 | $115,082 | $159,686 | $175,019 |
| Barstow | $42,862 | $53,505 | $64,676 | $79,034 | $171,821 |
| Carbon Cliff | $66,146 | $105,686 | $173,277 | $224,190 | $229,345 |
| Coal Valley | $84,502 | $99,472 | $138,212 | $202,956 | $286,394 |
| Cordova | $66,776 | $100,994 | $137,931 | $188,618 | $283,520 |
| East Moline | $48,663 | $66,054 | $95,535 | $145,986 | $185,825 |
| Hampton | $76,854 | $79,912 | $107,319 | $156,064 | $277,678 |
| Hillsdale | $67,481 | $106,449 | $139,293 | $184,083 | $243,400 |
| Illinois City | $79,070 | $106,543 | $141,147 | $180,300 | $239,754 |
| Joy | $170,888 | $186,804 | $215,781 | $229,242 | $342,566 |
| Milan | $53,838 | $76,758 | $117,102 | $186,795 | $278,832 |
| Moline | $55,446 | $72,357 | $95,445 | $145,763 | $199,593 |
| New Boston | $228,213 | $228,213 | $228,213 | $228,213 | $228,213 |
| Orion | $119,852 | $154,916 | $199,023 | $356,668 | $423,553 |
| Port Byron | $60,111 | $106,530 | $157,506 | $216,588 | $315,693 |
| Rapids City | $69,172 | $115,290 | $207,657 | $267,258 | $365,434 |
| Reynolds | $56,050 | $116,898 | $157,362 | $219,306 | $285,894 |
| Rock Island | $46,394 | $71,828 | $103,203 | $140,298 | $190,063 |
| Sherrard | $56,296 | $129,459 | $207,472 | $287,829 | $337,779 |
| Silvis | $38,884 | $68,752 | $90,532 | $132,903 | $184,012 |
| Taylor Ridge | $57,968 | $109,928 | $157,506 | $230,610 | $313,326 |
Source: Ownwell
Property Tax Bills Across Rock Island County, Illinois
In Rock Island County, IL, property tax bills are calculated based on the assessed value of a home, which is typically a percentage of its market value. Homeowners here face a property tax rate that can significantly impact their annual expenses. The median home price in Rock Island County stands at $104,406, and the property tax bills vary widely. For instance, the 25th percentile tax bill is around $1,959, while the 75th percentile tax bill reaches up to $4,270. At the 90th percentile, homeowners might pay as much as $6,097. Several factors influence these tax bills, including the home's assessed value, local tax rates, and any applicable exemptions. These taxes fund essential services like schools, public safety, and infrastructure. Compared to the national median property tax rate of 0.99%, Rock Island County can present higher or lower tax burdens depending on specific local assessments. For example, Orion has the highest median tax bill at $8,048, while Barstow enjoys the lowest at $1,766, showcasing the disparity within the county itself.
Average Rock Island County Tax Bill
$2,928
Average Illinois Tax Bill
$4,715
Average United States Tax Bill
$2,690
Property Tax Bills Across Rock Island County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Andalusia | $989 | $1,887 | $2,878 | $4,179 | $4,822 |
| Barstow | $1,033 | $1,241 | $1,766 | $2,345 | $5,704 |
| Carbon Cliff | $1,947 | $3,678 | $4,723 | $6,369 | $6,804 |
| Coal Valley | $2,513 | $2,968 | $4,231 | $6,593 | $8,760 |
| Cordova | $1,561 | $2,303 | $3,695 | $5,526 | $10,024 |
| East Moline | $1,294 | $1,925 | $2,797 | $4,244 | $5,663 |
| Hampton | $1,305 | $2,146 | $3,208 | $4,588 | $8,163 |
| Hillsdale | $1,573 | $2,950 | $3,839 | $5,858 | $7,455 |
| Illinois City | $2,307 | $3,164 | $4,359 | $5,964 | $7,619 |
| Joy | $4,655 | $7,025 | $7,105 | $7,326 | $10,434 |
| Milan | $1,838 | $2,509 | $3,870 | $5,919 | $8,949 |
| Moline | $1,304 | $1,976 | $2,685 | $3,877 | $5,395 |
| New Boston | $5,867 | $5,867 | $5,867 | $5,867 | $5,867 |
| Orion | $4,297 | $4,755 | $8,048 | $12,448 | $13,535 |
| Port Byron | $1,988 | $3,102 | $4,432 | $6,585 | $9,635 |
| Rapids City | $1,784 | $2,974 | $6,832 | $6,895 | $9,427 |
| Reynolds | $1,599 | $3,780 | $4,745 | $6,795 | $9,261 |
| Rock Island | $1,024 | $1,846 | $2,852 | $4,025 | $5,658 |
| Sherrard | $2,515 | $4,320 | $6,838 | $8,856 | $9,952 |
| Silvis | $1,108 | $1,985 | $2,695 | $4,246 | $6,121 |
| Taylor Ridge | $2,551 | $3,456 | $4,880 | $7,361 | $9,809 |
Source: Ownwell