Harwich, Massachusetts Property Taxes
The median property tax rate in Harwich, MA is 0.60%, considerably lower than both the national median of 0.99% and the Massachusetts state median of 1.23%. With the median home value in Harwich at $619,700, the typical annual property tax bill reaches $3,742, which exceeds the national median of $2,690. Property taxes in Harwich are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Harwich's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Harwich or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Harwich, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.6%
Estimate Property Tax Bill
$3,718
Ownwell’s Harwich Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Harwich with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Harwich to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Harwich, Massachusetts
Property taxes in Harwich, Massachusetts, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Harwich is 0.60%, lower than both the Massachusetts state median and the U.S. national median of 0.99%. Local government entities within Harwich set these rates annually, and they can vary significantly across different neighborhoods. Each year, Harwich estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Harwich's effective property tax rate to other counties in Massachusetts and the national median. For comparison, the zip code 02645 has both the highest and lowest median property tax rate of 0.60%. Understanding how these areas compare with Harwich provides valuable insights into the varying tax landscape across Barnstable County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Harwich Tax Rate
0.60%
Average Barnstable County Tax Rate
0.70%
Average Massachusetts Tax Rate
1.23%
Average United States Tax Rate
0.99%
Property Tax Rates Across Harwich, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 02645 | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% |
Source: Ownwell
Property Tax Assessment Values Across Harwich, Massachusetts
In Harwich, Massachusetts, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Barnstable County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Harwich, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. The median home price in Harwich is $619,700, with tax bills ranging from $3,127 at the 25th percentile to $6,607 at the 90th percentile. Notably, the zip code 02645 has the highest and lowest median tax bill, both at $3,742. Being aware of these valuation processes in Harwich helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Property Tax Assessment Values Across Harwich, Massachusetts
Source: Ownwell
$390,350
$1,067,975
$1,745,600
Average Harwich Assessed Value
$619,700
Average Barnstable County Assessed Value
$556,400
Average Massachusetts Assessed Value
$492,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Harwich, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 02645 | $447,420 | $517,800 | $619,700 | $809,200 | $1,096,500 |
Source: Ownwell
Property Tax Bills Across Harwich, Massachusetts
In Harwich, property tax bills are calculated based on the assessed value of a home and the local tax rate. The assessed value is determined by the Barnstable County assessor's office, which evaluates properties periodically to reflect current market conditions. This value is then multiplied by the local tax rate to determine the annual property tax bill. For example, with a median home price of $619,700, homeowners in Harwich can expect varying tax bills. The 25th percentile tax bill stands at $3,127, while the 75th percentile reaches $4,879, and the 90th percentile can go up to $6,607. These property taxes fund essential public services such as schools, infrastructure, and emergency services, directly impacting the quality of life in Harwich. Compared to the national median property tax rate of 0.99%, Harwich's tax rate can be higher due to the higher property values in the area. Homeowners should be aware of these factors as they significantly influence their annual financial obligations and the overall affordability of living in Harwich.
Average Harwich Tax Bill
$3,742
Average Barnstable County Tax Bill
$4,094
Average Massachusetts Tax Bill
$5,844
Average United States Tax Bill
$2,690
Property Tax Bills Across Harwich, Massachusetts
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 02645 | $2,703 | $3,127 | $3,742 | $4,879 | $6,607 |
Source: Ownwell