Hillsdale County Property Taxes
The median property tax rate in Hillsdale County is 0.41%, which is significantly lower than both the national median of 0.99% and the Michigan state median of 1.07%. With the median home value in Hillsdale County at $141,139, the typical annual property tax bill is $685, far below the national median of $2,690. Property taxes in Hillsdale County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Hillsdale County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Hillsdale or another part of Hillsdale County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Hillsdale County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.07%
Estimate Property Tax Bill
$2,140
Ownwell’s Hillsdale County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Hillsdale County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Hillsdale County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Hillsdale County, Michigan
Property taxes in Hillsdale play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Hillsdale is 0.41%, which is lower than the U.S. national median of 0.99%. Local government entities within Hillsdale set these rates annually, and they can vary significantly between different areas within the county. Each year, Hillsdale estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Hillsdale's effective property tax rate with other regions and the national median. For comparison, the city of Litchfield has one of the higher property tax rates in the region at 0.60%, while the city of Cement City boasts one of the lowest at 0.41%. Analyzing how Hillsdale's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Hillsdale County Tax Rate
0.41%
Average Michigan Tax Rate
1.07%
Average United States Tax Rate
0.99%
Property Tax Rates Across Hillsdale County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Addison | 0.23% | 0.29% | 0.33% | 0.41% | 0.47% |
| Allen | 0.26% | 0.31% | 0.35% | 0.41% | 0.51% |
| Camden | 0.27% | 0.34% | 0.42% | 0.46% | 0.54% |
| Cement City | 0.34% | 0.37% | 0.41% | 0.47% | 0.52% |
| Frontier | 0.31% | 0.39% | 0.42% | 0.54% | 0.57% |
| Hanover | 0.28% | 0.33% | 0.39% | 0.45% | 0.62% |
| Hillsdale | 0.31% | 0.37% | 0.46% | 1.18% | 1.68% |
| Homer | 0.45% | 0.49% | 0.51% | 0.56% | 0.58% |
| Horton | 0.28% | 0.30% | 0.39% | 0.48% | 0.55% |
| Hudson | 0.26% | 0.29% | 0.33% | 0.39% | 0.49% |
| Jerome | 0.28% | 0.35% | 0.41% | 0.54% | 0.76% |
| Jonesville | 0.27% | 0.32% | 0.43% | 0.80% | 1.11% |
| Litchfield | 0.32% | 0.41% | 0.60% | 0.93% | 1.10% |
| Montgomery | 0.23% | 0.31% | 0.41% | 0.65% | 0.84% |
| Moscow | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% |
| Mosherville | 0.25% | 0.30% | 0.36% | 0.46% | 0.49% |
| North Adams | 0.28% | 0.33% | 0.44% | 0.72% | 1.04% |
| Osseo | 0.27% | 0.33% | 0.36% | 0.42% | 0.51% |
| Pittsford | 0.25% | 0.29% | 0.33% | 0.40% | 0.50% |
| Quincy | 0.26% | 0.29% | 0.36% | 0.44% | 0.51% |
| Reading | 0.29% | 0.34% | 0.39% | 0.54% | 0.84% |
| Somerset Center | N/A | N/A | N/A | N/A | N/A |
| Waldron | 0.25% | 0.30% | 0.42% | 0.62% | 0.67% |
Source: Ownwell
Property Tax Assessment Values Across Hillsdale County, Michigan
In Hillsdale County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Hillsdale County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Hillsdale County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. In Hillsdale County, Cement City has the highest median tax bill at $997, while Mosherville has the lowest at $243. The median home price in the county is $141,139. Being aware of these valuation processes in Hillsdale County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Hillsdale County, Michigan
Source: Ownwell
$60,908
$148,464
$236,020
Average Hillsdale County Assessed Value
$141,139
Average Michigan Assessed Value
$177,800
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Hillsdale County, Michigan
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Addison | $55,712 | $102,696 | $168,939 | $264,466 | $425,619 |
| Allen | $63,011 | $97,149 | $149,756 | $232,575 | $335,266 |
| Camden | $47,533 | $83,688 | $163,464 | $291,173 | $427,226 |
| Cement City | $110,874 | $171,192 | $236,020 | $327,538 | $429,895 |
| Frontier | $43,315 | $55,095 | $60,908 | $74,054 | $85,233 |
| Hanover | $45,968 | $72,028 | $150,347 | $278,743 | $407,462 |
| Hillsdale | $46,174 | $81,726 | $127,548 | $212,132 | $320,542 |
| Homer | $69,213 | $85,597 | $125,731 | $161,927 | $162,434 |
| Horton | $48,205 | $94,297 | $156,299 | $252,718 | $326,972 |
| Hudson | $60,187 | $105,714 | $162,954 | $246,647 | $378,554 |
| Jerome | $70,110 | $130,822 | $210,244 | $327,706 | $435,111 |
| Jonesville | $54,036 | $94,136 | $140,287 | $212,817 | $320,452 |
| Litchfield | $52,044 | $85,334 | $120,353 | $167,943 | $265,504 |
| Montgomery | $28,130 | $50,235 | $100,732 | $220,786 | $344,637 |
| Moscow | $83,303 | $88,879 | $98,172 | $107,464 | $113,040 |
| Mosherville | $24,233 | $40,062 | $76,816 | $104,348 | $145,961 |
| North Adams | $46,604 | $77,195 | $123,134 | $208,044 | $339,472 |
| Osseo | $38,487 | $81,032 | $147,788 | $238,820 | $342,591 |
| Pittsford | $44,633 | $84,814 | $145,150 | $247,447 | $388,769 |
| Quincy | $46,497 | $95,523 | $154,488 | $243,089 | $375,590 |
| Reading | $31,090 | $69,927 | $125,748 | $213,440 | $322,266 |
| Somerset Center | N/A | N/A | N/A | N/A | N/A |
| Waldron | $32,343 | $54,740 | $88,531 | $160,203 | $313,223 |
Source: Ownwell
Property Tax Bills Across Hillsdale County, Michigan
In Hillsdale County, MI, property tax bills are determined based on the assessed value of a home, which is typically a percentage of its market value. The county then applies a specific tax rate to this assessed value. For homeowners, this means that their tax bill can vary significantly depending on the value of their property and the local tax rate. For instance, the median home price in Hillsdale County is $141,139. The tax bill at the 25th percentile is $373, while at the 75th percentile, it rises to $1,127, and at the 90th percentile, it reaches $1,724. Homeowners in Cement City, where the highest median tax bill is $997, experience higher tax obligations compared to those in Mosherville, where the lowest median tax bill is $243. These variations can significantly impact household budgets, making it essential for homeowners to understand how their property taxes are calculated and what factors influence their tax bills.
Average Hillsdale County Tax Bill
$685
Average Michigan Tax Bill
$1,795
Average United States Tax Bill
$2,690
Property Tax Bills Across Hillsdale County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Addison | $171 | $342 | $604 | $940 | $1,322 |
| Allen | $204 | $332 | $538 | $853 | $1,225 |
| Camden | $214 | $378 | $643 | $1,094 | $1,597 |
| Cement City | $506 | $746 | $997 | $1,359 | $1,776 |
| Frontier | $187 | $223 | $291 | $347 | $392 |
| Hanover | $154 | $285 | $597 | $1,073 | $1,992 |
| Hillsdale | $215 | $452 | $877 | $1,440 | $2,175 |
| Homer | $326 | $439 | $747 | $796 | $858 |
| Horton | $187 | $374 | $598 | $964 | $1,634 |
| Hudson | $190 | $351 | $539 | $835 | $1,277 |
| Jerome | $249 | $541 | $905 | $1,534 | $2,670 |
| Jonesville | $224 | $435 | $724 | $1,135 | $1,621 |
| Litchfield | $281 | $498 | $793 | $1,169 | $1,614 |
| Montgomery | $132 | $278 | $429 | $764 | $1,213 |
| Moscow | $253 | $269 | $296 | $323 | $339 |
| Mosherville | $86 | $130 | $243 | $422 | $604 |
| North Adams | $195 | $415 | $655 | $958 | $1,296 |
| Osseo | $150 | $276 | $520 | $820 | $1,170 |
| Pittsford | $159 | $283 | $484 | $815 | $1,269 |
| Quincy | $187 | $354 | $592 | $881 | $1,273 |
| Reading | $174 | $367 | $609 | $889 | $1,234 |
| Somerset Center | N/A | N/A | N/A | N/A | N/A |
| Waldron | $166 | $269 | $407 | $641 | $964 |
Source: Ownwell