Ionia County Property Taxes
The median property tax rate in Ionia County is 0.49%, which is significantly lower than both the national median of 0.99% and the Michigan state median of 1.07%. With the median home value in Ionia County at $146,400, the typical annual property tax bill amounts to $910, far below the national median of $2,690. Property taxes in Ionia County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Ionia County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Ionia or another part of Ionia County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Ionia County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.07%
Estimate Property Tax Bill
$2,140
Ownwell’s Ionia County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Ionia County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Ionia County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Ionia County, Michigan
Property taxes in Ionia County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Ionia County is 0.49%, which is lower than the U.S. national median of 0.99%. Local government entities within Ionia County set these rates annually, and they can vary significantly between different areas within the county. Each year, Ionia County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Ionia County's effective property tax rate with other areas in Michigan and the national median. For comparison, the city of Belding has one of the higher property tax rates in Michigan at 1.09%, while the city of Palo boasts one of the lowest at 0.40%. Analyzing how Ionia County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Ionia County Tax Rate
0.49%
Average Michigan Tax Rate
1.07%
Average United States Tax Rate
0.99%
Property Tax Rates Across Ionia County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alto | 0.42% | 0.42% | 0.45% | 0.56% | 0.56% |
| Belding | 0.36% | 0.43% | 1.09% | 1.55% | 2.06% |
| Clarksville | 0.33% | 0.39% | 0.44% | 0.53% | 0.71% |
| Fenwick | 0.28% | 0.34% | 0.41% | 0.51% | 0.56% |
| Freeport | 0.25% | 0.34% | 0.40% | 0.43% | 0.47% |
| Grand Ledge | 0.35% | 0.40% | 0.43% | 0.51% | 0.56% |
| Greenville | 0.34% | 0.38% | 0.41% | 0.54% | 0.57% |
| Hubbardston | 0.30% | 0.35% | 0.43% | 0.53% | 0.93% |
| Ionia | 0.34% | 0.39% | 0.50% | 1.28% | 1.84% |
| Lake Odessa | 0.32% | 0.37% | 0.50% | 0.82% | 1.16% |
| Lowell | 0.33% | 0.36% | 0.40% | 0.50% | 0.56% |
| Lyons | 0.33% | 0.40% | 0.50% | 0.79% | 1.11% |
| Muir | 0.27% | 0.38% | 0.62% | 1.02% | 1.30% |
| Mulliken | 0.38% | 0.41% | 0.45% | 0.52% | 0.56% |
| Orleans | 0.29% | 0.36% | 0.43% | 0.51% | 0.56% |
| Palo | 0.30% | 0.33% | 0.40% | 0.48% | 0.56% |
| Pewamo | 0.34% | 0.37% | 0.52% | 0.75% | 1.00% |
| Portland | 0.37% | 0.44% | 0.53% | 1.21% | 1.53% |
| Saranac | 0.34% | 0.37% | 0.43% | 0.56% | 0.92% |
| Sunfield | 0.28% | 0.36% | 0.42% | 0.50% | 0.54% |
| Westphalia | 0.32% | 0.42% | 0.45% | 0.49% | 0.55% |
Source: Ownwell
Property Tax Assessment Values Across Ionia County, Michigan
In Ionia County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Ionia County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Ionia County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, residents in Belding face the highest median tax bill at $1,316, while those in Palo see the lowest at $265. Being aware of these valuation processes in Ionia County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Ionia County Assessed Value
$146,400
Average Michigan Assessed Value
$177,800
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Ionia County, Michigan
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alto | $81,980 | $134,000 | $167,400 | $216,900 | $280,320 |
| Belding | $76,400 | $100,600 | $134,400 | $190,500 | $264,400 |
| Clarksville | $69,080 | $119,400 | $172,000 | $242,000 | $356,080 |
| Fenwick | $56,520 | $92,400 | $136,600 | $201,600 | $295,880 |
| Freeport | $103,100 | $154,100 | $213,200 | $303,450 | $397,860 |
| Grand Ledge | $103,840 | $126,800 | $174,600 | $251,200 | $283,880 |
| Greenville | $69,160 | $137,800 | $247,200 | $321,800 | $354,680 |
| Hubbardston | $12,840 | $53,200 | $106,600 | $154,000 | $213,360 |
| Ionia | $55,180 | $90,000 | $128,100 | $182,800 | $256,640 |
| Lake Odessa | $82,380 | $112,400 | $153,500 | $229,550 | $349,060 |
| Lowell | $88,680 | $141,800 | $209,200 | $292,600 | $356,720 |
| Lyons | $44,520 | $73,000 | $120,400 | $190,000 | $277,120 |
| Muir | $38,580 | $66,000 | $104,600 | $156,550 | $234,380 |
| Mulliken | $78,440 | $110,700 | $167,600 | $243,300 | $310,440 |
| Orleans | $49,900 | $83,150 | $132,100 | $198,300 | $271,200 |
| Palo | $16,120 | $46,000 | $68,800 | $96,050 | $116,060 |
| Pewamo | $22,280 | $114,000 | $160,400 | $228,000 | $320,800 |
| Portland | $77,640 | $127,600 | $173,600 | $242,400 | $328,600 |
| Saranac | $79,800 | $114,300 | $161,800 | $234,600 | $312,200 |
| Sunfield | $59,240 | $102,300 | $160,500 | $247,950 | $312,500 |
| Westphalia | $132,720 | $154,200 | $197,000 | $322,600 | $462,960 |
Source: Ownwell
Property Tax Bills Across Ionia County, Michigan
In Ionia County, MI, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. This assessed value is typically a percentage of the market value of the property. The tax rate, known as the millage rate, is then applied to this assessed value to determine the tax bill. For example, with a median home price of $146,400, homeowners can expect varying tax bills depending on specific assessments and exemptions. Several factors influence the final tax bill, including property location, home improvements, and applicable exemptions. In Ionia County, tax bills range significantly, with the 25th percentile at $536 and the 75th percentile at $1,477. The highest median tax bill is found in Belding at $1,316, while the lowest is in Palo at $265. These variations can impact homeowners' financial planning, making it crucial to understand how local assessments and rates compare to the national median property tax rate of 0.99%.
Average Ionia County Tax Bill
$910
Average Michigan Tax Bill
$1,795
Average United States Tax Bill
$2,690
Property Tax Bills Across Ionia County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alto | $432 | $664 | $891 | $994 | $1,183 |
| Belding | $406 | $738 | $1,316 | $2,040 | $2,878 |
| Clarksville | $312 | $515 | $813 | $1,186 | $1,739 |
| Fenwick | $239 | $375 | $557 | $851 | $1,293 |
| Freeport | $377 | $559 | $880 | $1,230 | $1,517 |
| Grand Ledge | $482 | $585 | $777 | $1,055 | $1,369 |
| Greenville | $430 | $573 | $1,014 | $1,345 | $1,928 |
| Hubbardston | $150 | $245 | $470 | $684 | $970 |
| Ionia | $274 | $484 | $857 | $1,494 | $2,329 |
| Lake Odessa | $372 | $589 | $901 | $1,347 | $1,934 |
| Lowell | $388 | $594 | $896 | $1,276 | $1,751 |
| Lyons | $271 | $465 | $680 | $951 | $1,339 |
| Muir | $252 | $414 | $671 | $1,004 | $1,321 |
| Mulliken | $344 | $477 | $737 | $1,056 | $1,390 |
| Orleans | $217 | $331 | $532 | $817 | $1,200 |
| Palo | $89 | $204 | $265 | $365 | $516 |
| Pewamo | $276 | $626 | $962 | $1,353 | $1,789 |
| Portland | $482 | $785 | $1,311 | $1,919 | $2,639 |
| Saranac | $348 | $542 | $840 | $1,195 | $1,607 |
| Sunfield | $263 | $409 | $641 | $970 | $1,300 |
| Westphalia | $563 | $726 | $884 | $1,249 | $1,743 |
Source: Ownwell