Bergen, New York Property Taxes
The median property tax rate in Bergen, NY is 3.55%, significantly higher than both the national median of 0.99% and the New York state median of 2.39%. With the median home value in Bergen at $230,000, the typical annual property tax bill reaches $8,150, far exceeding the national median of $2,690. Property taxes in Bergen are calculated based on the tax assessed value, which often falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Bergen's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Bergen or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Bergen, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
3.55%
Estimate Property Tax Bill
$8,165
$8,073
Ownwell’s Bergen Property Tax Bill Calculator is an essential tool for homeowners, real estate investors, and potential buyers looking to estimate their annual property taxes in Bergen, NY. By simply entering your property's estimated assessed value, the calculator uses the median tax rate in Bergen to provide an accurate estimate of your property tax bill. This valuable resource helps you understand your potential tax liabilities and plan accordingly. For those interested in more detailed insights, you can explore trends at the neighborhood level by scrolling down. Your property's assessed value, determined by Orleans County, is used for property tax calculations and considers any applicable exemptions.
Property Tax Rates Across Bergen, New York
Property taxes in Bergen, New York, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Bergen stands at 3.55%, significantly higher than both the New York state median and the U.S. national median of 0.99%. Local government entities within Bergen set these rates annually, and they can vary significantly across different neighborhoods. Each year, Bergen estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Bergen's effective property tax rate to other counties in New York and the national median. For comparison, the zip code 14416 has both the highest and lowest median property tax rate of 3.55%. Understanding how these areas compare with Bergen provides valuable insights into the varying tax landscape across Orleans County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Bergen Tax Rate
3.55%
Average Orleans County Tax Rate
3.38%
Average New York Tax Rate
2.39%
Average United States Tax Rate
0.99%
Property Tax Rates Across Bergen, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14416 | 3.53% | 3.54% | 3.55% | 3.57% | 3.57% |
Source: Ownwell
Property Tax Assessment Values Across Bergen, New York
In Bergen, New York, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Orleans County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Bergen helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The zip code 14416 has both the highest and lowest median tax bill, standing at $8,150.
Average Bergen Assessed Value
$230,000
Average Orleans County Assessed Value
$108,800
Average New York Assessed Value
$255,644
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Bergen, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14416 | $178,000 | $197,500 | $230,000 | $262,500 | $282,000 |
Source: Ownwell
Property Tax Bills Across Bergen, New York
In Bergen, located in Orleans County, NY, property tax bills are calculated based on the assessed value of a home and the local tax rate. The assessed value is determined by the local assessor and reflects a percentage of the property's market value. Homeowners in Bergen face property tax bills that can vary significantly, with the 25th percentile tax bill at $7,029 and the 75th percentile reaching $9,272. Factors such as property location, size, and improvements can influence the assessed value, thereby affecting the tax bill. Compared to the national median property tax rate of 0.99%, Bergen's tax rates can lead to substantially higher tax bills. For example, the highest median tax bill in the area is $8,150, which is considerably above the national median. This high property tax burden can impact homeowners by increasing their annual expenses, potentially affecting their overall financial planning and housing affordability. Understanding these factors is essential for homeowners to manage their finances effectively.
Average Bergen Tax Bill
$8,150
Average Orleans County Tax Bill
$3,855
Average New York Tax Bill
$5,938
Average United States Tax Bill
$2,690
Property Tax Bills Across Bergen, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14416 | $6,357 | $7,029 | $8,150 | $9,272 | $9,944 |
Source: Ownwell