Cumberland County Property Taxes
The median property tax rate in Cumberland County is 1.48%, which is significantly higher than both the national median of 0.99% and the North Carolina state median of 0.82%. With the median home value in Cumberland County at $115,098, the typical annual property tax bill reaches $1,668, which is below the national median of $2,690. Property taxes in Cumberland County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Cumberland County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Fayetteville or another part of Cumberland County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Cumberland County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.48%
Estimate Property Tax Bill
$1,703
Ownwell’s Cumberland Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Cumberland with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Cumberland to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Cumberland County, North Carolina
Property taxes in Cumberland County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Cumberland County is 1.48%, which is higher than both the North Carolina state median and the U.S. national median of 0.99%. Local government entities within Cumberland County set these rates annually, and they can vary significantly between different areas within the county. Each year, Cumberland County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Spring Lake has one of the higher property tax rates in North Carolina at 1.61%, while the city of Eastover boasts one of the lowest at 1.10%. Analyzing how Cumberland County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Cumberland County Tax Rate
1.48%
Average North Carolina Tax Rate
0.82%
Average United States Tax Rate
0.99%
Property Tax Rates Across Cumberland County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Autryville | 0.91% | 1.07% | 1.20% | 1.36% | 1.60% |
| Dunn | 0.63% | 0.96% | 1.11% | 1.27% | 1.42% |
| Eastover | 0.83% | 1.00% | 1.10% | 1.22% | 1.44% |
| Falcon | 0.95% | 1.18% | 1.28% | 1.49% | 1.63% |
| Fayetteville | 0.99% | 1.17% | 1.55% | 1.72% | 1.90% |
| Fort Liberty | 1.08% | 1.14% | 1.19% | 1.55% | 2.00% |
| Garland | 0.93% | 1.06% | 1.11% | 1.13% | 1.24% |
| Godwin | 0.66% | 0.99% | 1.15% | 1.30% | 1.52% |
| Hope Mills | 0.91% | 1.01% | 1.11% | 1.55% | 1.74% |
| Linden | 0.84% | 1.00% | 1.11% | 1.24% | 1.45% |
| Parkton | 0.93% | 1.02% | 1.20% | 1.51% | 1.65% |
| Roseboro | 0.92% | 1.07% | 1.20% | 1.35% | 1.63% |
| Saint Pauls | 0.79% | 1.04% | 1.13% | 1.25% | 1.35% |
| Spring Lake | 0.90% | 1.02% | 1.61% | 1.78% | 2.42% |
| Stedman | 0.93% | 1.04% | 1.17% | 1.29% | 1.50% |
| Wade | 0.71% | 1.00% | 1.13% | 1.30% | 1.55% |
| White Oak | 1.02% | 1.11% | 1.16% | 1.21% | 1.32% |
Source: Ownwell
Property Tax Assessment Values Across Cumberland County, North Carolina
In Cumberland County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Cumberland County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Cumberland County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Fayetteville has the highest median tax bill at $1,726, while Fort Liberty has the lowest at $708. Being aware of these valuation processes in Cumberland County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Cumberland County, North Carolina
Source: Ownwell
$22,900
$86,172
$149,444
Average Cumberland County Assessed Value
$115,098
Average North Carolina Assessed Value
$197,136
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Cumberland County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Autryville | $14,239 | $40,431 | $81,387 | $137,870 | $232,894 |
| Dunn | $25,150 | $51,657 | $97,087 | $149,753 | $242,133 |
| Eastover | $22,849 | $75,490 | $126,037 | $199,857 | $311,509 |
| Falcon | $32,729 | $54,466 | $81,380 | $137,806 | $210,416 |
| Fayetteville | $55,731 | $83,070 | $114,484 | $168,328 | $251,658 |
| Fort Liberty | $16,800 | $18,014 | $47,623 | $65,944 | $87,581 |
| Garland | $49,572 | $75,392 | $97,146 | $161,862 | $204,094 |
| Godwin | $33,026 | $58,997 | $97,465 | $161,568 | $250,563 |
| Hope Mills | $56,260 | $92,146 | $130,536 | $186,015 | $250,992 |
| Linden | $27,966 | $63,584 | $140,682 | $225,189 | $288,356 |
| Parkton | $17,273 | $59,299 | $138,658 | $192,885 | $240,983 |
| Roseboro | $17,058 | $45,423 | $81,600 | $127,859 | $198,513 |
| Saint Pauls | $27,187 | $56,090 | $100,888 | $159,100 | $211,733 |
| Spring Lake | $32,448 | $65,152 | $85,190 | $101,370 | $126,256 |
| Stedman | $32,799 | $61,223 | $116,565 | $180,560 | $234,767 |
| Wade | $26,081 | $60,352 | $119,356 | $214,213 | $284,270 |
| White Oak | $40,295 | $46,371 | $98,134 | $144,521 | $171,211 |
Source: Ownwell
Property Tax Bills Across Cumberland County, North Carolina
In Cumberland County, NC, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The median home price in Cumberland County stands at $115,098. Homeowners can expect to pay property taxes that vary significantly depending on their property's assessed value. For instance, the tax bill at the 25th percentile is $1,152, while at the 75th percentile, it rises to $2,299. At the 90th percentile, homeowners may see a tax bill as high as $3,088. Several factors influence these tax bills, including the property's location within the county and any applicable exemptions. For example, Fayetteville has the highest median tax bill at $1,726, whereas Fort Liberty has the lowest at $708. Comparing these figures to the national median property tax rate of 0.99%, Cumberland County's tax rates can be considered relatively moderate. Homeowners in the region should be aware of these variations, as they can significantly impact annual financial planning.
Average Cumberland County Tax Bill
$1,668
Average North Carolina Tax Bill
$1,615
Average United States Tax Bill
$2,690
Property Tax Bills Across Cumberland County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Autryville | $226 | $505 | $934 | $1,591 | $2,386 |
| Dunn | $308 | $565 | $1,084 | $1,488 | $2,401 |
| Eastover | $304 | $771 | $1,374 | $2,019 | $3,059 |
| Falcon | $495 | $707 | $1,100 | $1,455 | $2,342 |
| Fayetteville | $767 | $1,245 | $1,726 | $2,364 | $3,250 |
| Fort Liberty | $262 | $338 | $708 | $752 | $962 |
| Garland | $606 | $843 | $1,044 | $1,731 | $2,169 |
| Godwin | $387 | $643 | $1,035 | $1,590 | $2,384 |
| Hope Mills | $610 | $1,091 | $1,647 | $2,169 | $2,623 |
| Linden | $372 | $738 | $1,540 | $2,312 | $2,913 |
| Parkton | $234 | $677 | $1,359 | $2,644 | $3,228 |
| Roseboro | $228 | $513 | $957 | $1,461 | $2,153 |
| Saint Pauls | $355 | $634 | $977 | $1,672 | $2,214 |
| Spring Lake | $556 | $748 | $1,232 | $1,607 | $1,963 |
| Stedman | $400 | $714 | $1,314 | $1,963 | $2,409 |
| Wade | $308 | $677 | $1,255 | $2,185 | $2,811 |
| White Oak | $488 | $800 | $1,092 | $1,531 | $1,677 |
Source: Ownwell