Jacksonville, North Carolina Property Taxes
The median property tax rate in Jacksonville, NC is 0.66%, which is notably lower than both the national median of 0.99% and the North Carolina state median of 0.82%. With a median home value of $170,563 in Jacksonville, the typical annual property tax bill amounts to $1,392, significantly below the national median of $2,690. Property taxes in Jacksonville are calculated based on the tax assessed value, which often falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Jacksonville's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to substantial annual savings. Whether you're in the heart of Jacksonville or another part of Onslow County, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Jacksonville, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.66%
Estimate Property Tax Bill
$1,126
Ownwell’s Jacksonville Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Jacksonville with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Jacksonville to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Jacksonville, North Carolina
Property taxes in Jacksonville, North Carolina, are essential in funding critical local services such as public schools, road maintenance, and emergency services. The median tax rate in Jacksonville is 0.66%, which is lower than the U.S. national median of 0.99%. Local government entities within Jacksonville set these rates annually, and they can vary significantly across different neighborhoods. Each year, Jacksonville estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Jacksonville's effective property tax rate to other areas in Onslow County and the national median. For comparison, the 28546 zip code has the highest median property tax rate of 0.66%, while the 28540 zip code has the lowest median tax rate of 0.66%. Understanding how these areas compare with Jacksonville provides valuable insights into the varying tax landscape across Onslow County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Jacksonville Tax Rate
0.66%
Average Onslow County Tax Rate
0.66%
Average North Carolina Tax Rate
0.82%
Average United States Tax Rate
0.99%
Property Tax Rates Across Jacksonville, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28540 | 0.65% | 0.65% | 0.66% | 1.25% | 1.26% |
| 28546 | 0.65% | 0.65% | 0.66% | 1.25% | 1.26% |
Source: Ownwell
Property Tax Assessment Values Across Jacksonville, North Carolina
In Jacksonville, North Carolina, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Onslow County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Jacksonville helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. For instance, the highest median tax bill is $1,491 in the 28546 zip code, while the lowest is $1,274 in the 28540 zip code.
Property Tax Assessment Values Across Jacksonville, North Carolina
Source: Ownwell
$90,896
$331,440
$571,984
Average Jacksonville Assessed Value
$170,563
Average Onslow County Assessed Value
$189,006
Average North Carolina Assessed Value
$197,136
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Jacksonville, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28540 | $79,219 | $118,949 | $169,852 | $226,395 | $280,722 |
| 28546 | $89,679 | $127,602 | $171,651 | $238,614 | $294,320 |
Source: Ownwell
Property Tax Bills Across Jacksonville, North Carolina
In Jacksonville, Onslow County, property tax bills are calculated based on the assessed value of your home and the local tax rate. The assessed value is determined by county tax assessors who evaluate the market value of your property. This value is then multiplied by the local tax rate to determine your annual property tax bill. For instance, with a median home price of $170,563, homeowners can expect varying tax bills. The 25th percentile tax bill is around $951, while the 75th percentile tax bill reaches approximately $1,910. At the higher end, the 90th percentile tax bill can be as much as $2,709. Specific zip codes within Jacksonville also show variation; for example, the highest median tax bill of $1,491 is found in zip code 28546, whereas the lowest median tax bill of $1,274 is in zip code 28540. These property taxes impact homeowners by contributing to local services such as education, infrastructure, and emergency services, making it essential to understand how these taxes are calculated and their implications.
Average Jacksonville Tax Bill
$1,392
Average Onslow County Tax Bill
$1,414
Average North Carolina Tax Bill
$1,615
Average United States Tax Bill
$2,690
Property Tax Bills Across Jacksonville, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28540 | $561 | $911 | $1,274 | $1,788 | $2,711 |
| 28546 | $714 | $984 | $1,491 | $1,984 | $2,706 |
Source: Ownwell