Carlisle, Pennsylvania Property Taxes
The median property tax rate in Carlisle, PA is 1.93%, considerably higher than both the national median of 0.99% and the Pennsylvania state median of 2.81%. With the median home value in Carlisle being $170,200, the typical annual property tax bill reaches $3,122, exceeding the national median of $2,690. Property taxes in Carlisle are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Carlisle's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Carlisle or another part of Cumberland County, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Carlisle, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.93%
Estimate Property Tax Bill
$3,285
Ownwell’s Carlisle Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Carlisle with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Carlisle to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Carlisle, Pennsylvania
Property taxes in Carlisle, Pennsylvania, are crucial for funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Carlisle is 1.93%, notably higher than both the Pennsylvania state median and the U.S. national median of 0.99%. Local government entities within Carlisle set these rates annually, and they can vary significantly across different neighborhoods. Each year, Carlisle estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Carlisle's effective property tax rate to other areas in Pennsylvania and the national median. For comparison, the 17013 zip code has the highest median property tax rate of 1.94%, while the 17015 zip code has the lowest median tax rate of 1.58%. Understanding how these areas compare with Carlisle provides valuable insights into the varying tax landscape across Cumberland County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Carlisle Tax Rate
1.93%
Average Cumberland County Tax Rate
1.84%
Average Pennsylvania Tax Rate
2.81%
Average United States Tax Rate
0.99%
Property Tax Rates Across Carlisle, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17013 | 1.58% | 1.94% | 1.94% | 2.18% | 2.18% |
| 17015 | 1.51% | 1.51% | 1.58% | 1.88% | 1.93% |
Source: Ownwell
Property Tax Assessment Values Across Carlisle, Pennsylvania
In Carlisle, Pennsylvania, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Cumberland County Assessment Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Carlisle, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Carlisle's property taxes can vary significantly; for instance, the zip code with the highest median tax bill is 17015 at $3,185, while the lowest is 17013 at $3,081. Being aware of these valuation processes helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Carlisle Assessed Value
$170,200
Average Cumberland County Assessed Value
$182,700
Average Pennsylvania Assessed Value
$114,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Carlisle, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17013 | $81,700 | $119,600 | $154,900 | $210,850 | $291,400 |
| 17015 | $29,670 | $131,800 | $193,200 | $269,925 | $354,430 |
Source: Ownwell
Property Tax Bills Across Carlisle, Pennsylvania
In Carlisle, Cumberland County, PA, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. The assessed value is then multiplied by the local property tax rate to determine the annual tax bill. Homeowners in Carlisle can expect varying tax bills depending on the value of their property. For instance, homes in the 25th percentile have tax bills around $2,294, while those in the 75th percentile face bills closer to $4,338. The 90th percentile sees tax bills as high as $5,912. The highest median tax bill in Carlisle is found in the 17015 zip code at $3,185, whereas the lowest median tax bill is in the 17013 zip code at $3,081. These figures are notably higher than the national median property tax rate of 0.99%, reflecting the local tax burden. This variability in tax bills can significantly impact homeowners, influencing decisions on purchasing and maintaining property in the area.
Average Carlisle Tax Bill
$3,122
Average Cumberland County Tax Bill
$3,176
Average Pennsylvania Tax Bill
$3,063
Average United States Tax Bill
$2,690
Property Tax Bills Across Carlisle, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17013 | $1,586 | $2,339 | $3,081 | $4,224 | $5,808 |
| 17015 | $437 | $2,189 | $3,185 | $4,444 | $6,129 |
Source: Ownwell