Gardners, Pennsylvania Property Taxes
The median property tax rate in Gardners, PA is 1.93%, considerably higher than both the national median of 0.99% and the Pennsylvania state median of 2.81%. With the median home value in Gardners at $159,100, the typical annual property tax bill reaches $2,724, slightly exceeding the national median of $2,690. Property taxes in Gardners are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Gardners' property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Gardners or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Gardners, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.93%
Estimate Property Tax Bill
$3,071
Ownwell’s Gardners Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Gardners with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Gardners to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Gardners, Pennsylvania
Property taxes in Gardners, Pennsylvania, are crucial for funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Gardners is 1.93%, significantly higher than the U.S. national median of 0.99%. Local government entities within Gardners set these rates annually, and they can vary significantly across different neighborhoods. Each year, Gardners estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Gardners' effective property tax rate to other areas in Pennsylvania and the national median. For comparison, the zip code 17324 has the highest median property tax rate of 1.93%, while the same zip code also has the lowest median tax rate of 1.93%. Understanding how these figures compare with Gardners provides valuable insights into the varying tax landscape across Cumberland County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Gardners Tax Rate
1.93%
Average Cumberland County Tax Rate
1.84%
Average Pennsylvania Tax Rate
2.81%
Average United States Tax Rate
0.99%
Property Tax Rates Across Gardners, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17324 | 1.51% | 1.51% | 1.93% | 1.93% | 1.93% |
Source: Ownwell
Property Tax Assessment Values Across Gardners, Pennsylvania
In Gardners, Pennsylvania, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Cumberland County Assessment Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Gardners, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. The median home price in Gardners is $159,100, with tax bills ranging from $2,058 at the 25th percentile to $4,393 at the 90th percentile. Interestingly, the highest and lowest median tax bills are both $2,724, occurring in zip code 17324. By understanding these valuation concepts, property owners can better navigate their tax responsibilities and identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Gardners Assessed Value
$159,100
Average Cumberland County Assessed Value
$182,700
Average Pennsylvania Assessed Value
$114,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Gardners, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17324 | $76,300 | $121,300 | $159,100 | $195,500 | $240,200 |
Source: Ownwell
Property Tax Bills Across Gardners, Pennsylvania
In Gardners, Cumberland County, PA, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. This assessed value is then multiplied by the local tax rate to produce the annual property tax bill. Homeowners in Gardners experience a range of tax bills, with the 25th percentile at $2,058 and the 75th percentile reaching $3,499. The 90th percentile tax bill goes up to $4,393, indicating that higher-valued properties contribute significantly more in taxes. The median home price in Gardners is $159,100, which influences the assessed value and, consequently, the tax bill. Comparatively, the national median property tax rate is 0.99%, and Gardners' rates can vary, affecting homeowners' financial planning. Factors such as property size, location, and improvements can also impact the assessed value. For homeowners, understanding these factors is crucial for anticipating tax obligations and managing their budgets effectively.
Average Gardners Tax Bill
$2,724
Average Cumberland County Tax Bill
$3,176
Average Pennsylvania Tax Bill
$3,063
Average United States Tax Bill
$2,690
Property Tax Bills Across Gardners, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17324 | $1,280 | $2,058 | $2,724 | $3,499 | $4,393 |
Source: Ownwell