Charlotte, Texas Property Taxes
The median property tax rate in Charlotte, TX is 1.69%, noticeably higher than both the national median of 0.99% and the Texas state median of 1.67%. With a median home value of $93,345 in Charlotte, the typical annual property tax bill amounts to $1,264, which is below the national median of $2,690. Property taxes in Charlotte are based on the tax assessed value, which often falls below the market value due to various exemptions such as primary residence and agricultural exemptions. Understanding Charlotte's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Charlotte or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Charlotte, Texas Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.67%
Estimate Property Tax Bill
$3,340
Ownwell’s Charlotte Property Tax Bill Calculator enables homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Charlotte effortlessly with just two data points. By entering your property's estimated assessed value, the calculator uses the median tax rate in Charlotte to provide an accurate estimate of your property tax bill. This valuable tool aids in understanding potential tax liabilities, ensuring you are well-informed about your financial commitments. For those interested in neighborhood-specific trends, more localized information is available by scrolling down. Your property’s assessed value is determined by the county for property tax calculations and includes any applicable exemptions.
Property Tax Rates Across Charlotte, Texas
Property taxes in Charlotte, Texas, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Charlotte is 1.69%, higher than both the Texas state median and the U.S. national median of 0.99%. Local government entities within Charlotte set these rates annually, and they can vary significantly across different neighborhoods. Each year, Charlotte estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Charlotte's effective property tax rate to other counties in Texas and the national median. For comparison, the 78011 zip code has the highest median property tax rate of 1.69%, while the same 78011 zip code also has the lowest median tax rate of 1.69%. Understanding how these cities compare with Charlotte provides valuable insights into the varying tax landscape across Atascosa County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Charlotte Tax Rate
1.69%
Average Atascosa County Tax Rate
1.63%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Charlotte, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78011 | 0.41% | 1.39% | 1.69% | 1.81% | 1.81% |
Source: Ownwell
Property Tax Assessment Values Across Charlotte, Texas
In Charlotte, Texas, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Atascosa County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Charlotte, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Charlotte helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. In Charlotte, the highest median tax bill is found in the 78011 zip code, amounting to $1,264. The lowest median tax bill is also in the 78011 zip code, reflecting a consistent tax landscape within the city. By recognizing these figures, homeowners can better understand their tax obligations and seek ways to optimize their property tax expenses.
Average Charlotte Assessed Value
$93,345
Average Atascosa County Assessed Value
$120,550
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Charlotte, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78011 | $13,975 | $33,678 | $93,345 | $161,732 | $341,900 |
Source: Ownwell
Property Tax Bills Across Charlotte, Texas
Property tax bills in Charlotte, Atascosa County, TX, are calculated based on the assessed value of a property and the local tax rate. The assessed value is determined by the county appraisal district and reflects the market value of the home. Once the assessed value is established, the local tax rate is applied to calculate the tax bill. In Atascosa County, the median home price is $93,345. For homeowners, the tax bill can vary significantly. The 25th percentile of tax bills is $471, while the 75th percentile reaches $2,260, and the 90th percentile can go up to $3,334. These figures show a wide range of potential tax liabilities, influenced by factors such as property size, location, and improvements. The highest and lowest median tax bills in the county are both $1,264, found in the 78011 zip code. Compared to the national median property tax rate of 0.99%, these local variations can significantly impact a homeowner's annual expenses.
Average Charlotte Tax Bill
$1,264
Average Atascosa County Tax Bill
$1,803
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Charlotte, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78011 | $235 | $471 | $1,264 | $2,260 | $3,334 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Atascosa Appraisal District | |
| Website | propaccess.trueautomation.com |