Garden Ridge, Texas Property Taxes
The median property tax rate in Garden Ridge, TX is 1.35%, considerably higher than the national median of 0.99% but lower than the Texas state median of 1.67%. With the median home value in Garden Ridge at $863,470, the typical annual property tax bill reaches $11,375, significantly exceeding the national median of $2,690. Property taxes in Garden Ridge are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Garden Ridge's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Garden Ridge or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Garden Ridge, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.35%
Estimate Property Tax Bill
$11,657
$10,785
$1,148
Average Garden Ridge, Texas Tax Savings
Ownwell’s Garden Ridge Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Garden Ridge with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Garden Ridge to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in Garden Ridge. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Garden Ridge, Texas
Property taxes in Garden Ridge, Texas, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Garden Ridge is 1.35%, higher than both the Texas state median and the U.S. national median of 0.99%. Local government entities within Garden Ridge set these rates annually, and they can vary significantly across different neighborhoods. Each year, Garden Ridge estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Garden Ridge's effective property tax rate to other counties in Texas and the national median. For comparison, the 78266 zip code has both the highest and lowest median property tax rate of 1.35%. Understanding how these cities compare with Garden Ridge provides valuable insights into the varying tax landscape across Comal County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Garden Ridge Tax Rate
1.35%
Average Comal County Tax Rate
1.46%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Garden Ridge, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78266 | 1.10% | 1.16% | 1.35% | 1.44% | 1.68% |
Source: Ownwell
$1,148
Average Garden Ridge Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Garden Ridge, Texas
In Garden Ridge, Texas, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Comal County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Garden Ridge, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. For instance, the highest median tax bill in the area is $11,375 in zip code 78266, which is also the lowest. Being aware of these valuation processes helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Garden Ridge Assessed Value
$863,470
Average Comal County Assessed Value
$414,440
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Garden Ridge, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78266 | $581,725 | $752,410 | $863,470 | $1,000,098 | $1,144,478 |
Source: Ownwell
$1,148
Average Garden Ridge Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Garden Ridge, Texas
Property tax bills in Garden Ridge, Comal County, TX, are calculated based on the assessed value of a property and the local tax rate. With the median home price at $863,470, homeowners can expect significant tax bills. The tax bill for the 25th percentile is around $9,487, while the 75th percentile sees bills up to $13,039. The highest median tax bill in the area is $11,375, all within the 78266 zip code. These figures highlight the financial burden property taxes can impose on homeowners. Factors such as property size, improvements, and market conditions influence the assessed value, directly affecting the tax bill. Homeowners in Garden Ridge face higher property taxes compared to the national median rate of 0.99%. Ownwell offers a solution to ease this burden by providing expert property tax appeal and exemption services. By analyzing property assessments and identifying discrepancies, Ownwell can help homeowners reduce their tax bills, ensuring they pay only their fair share.
Average Garden Ridge Tax Bill
$11,375
Average Comal County Tax Bill
$5,871
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Garden Ridge, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78266 | $6,773 | $9,487 | $11,375 | $13,039 | $15,664 |
Source: Ownwell
$1,148
Average Garden Ridge Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Comal Appraisal District | |
| Website | esearch.comalad.org |
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