San Antonio, Texas Property Taxes
The median property tax rate in San Antonio, TX is 1.55%, considerably higher than both the national median of 0.99% and the Texas state median of 1.67%. With the median home value in San Antonio at $279,695, the typical annual property tax bill reaches $3,935, exceeding the national median of $2,690. Property taxes in San Antonio are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding San Antonio's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of San Antonio or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
San Antonio, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.55%
Estimate Property Tax Bill
$4,335
$4,011
Ownwell's San Antonio Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in San Antonio with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in San Antonio to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across San Antonio, Texas
Property taxes in San Antonio, Texas, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in San Antonio is 1.55%, higher than both the Texas state median and the U.S. national median of 0.99%. Local government entities within San Antonio set these rates annually, and they can vary significantly across different neighborhoods. Each year, San Antonio estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares San Antonio's effective property tax rate to other counties in Texas and the national median. For comparison, the 78212 zip code has the highest median property tax rate of 1.99%, while 78254 has the lowest median tax rate of 0.62%. Understanding how these cities compare with San Antonio provides valuable insights into the varying tax landscape across Medina County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average San Antonio Tax Rate
1.55%
Average Medina County Tax Rate
1.52%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across San Antonio, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78209 | 0.74% | 0.84% | 1.02% | 1.51% | 1.80% |
| 78210 | N/A | N/A | N/A | N/A | N/A |
| 78212 | 1.99% | 1.99% | 1.99% | 1.99% | 1.99% |
| 78247 | N/A | N/A | N/A | N/A | N/A |
| 78253 | 1.00% | 1.33% | 1.55% | 1.99% | 1.99% |
| 78254 | 0.62% | 0.62% | 0.62% | 0.62% | 0.62% |
Source: Ownwell
Property Tax Assessment Values Across San Antonio, Texas
In San Antonio, Texas, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Medina County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In San Antonio, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in San Antonio helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The highest median tax bill in the city is $6,484 in the 78212 zip code, while the lowest is $739 in the 78209 zip code.
Average San Antonio Assessed Value
$279,695
Average Medina County Assessed Value
$140,520
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across San Antonio, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78209 | $70,872 | $71,505 | $72,560 | $80,490 | $85,248 |
| 78210 | N/A | N/A | N/A | N/A | N/A |
| 78212 | $325,370 | $325,370 | $325,370 | $325,370 | $325,370 |
| 78247 | N/A | N/A | N/A | N/A | N/A |
| 78253 | $82,065 | $146,285 | $279,800 | $338,938 | $433,831 |
| 78254 | $654,220 | $654,220 | $654,220 | $654,220 | $654,220 |
Source: Ownwell
Property Tax Bills Across San Antonio, Texas
Property tax bills in San Antonio, located in Medina County, TX, are calculated based on the assessed value of a property and the applicable tax rate. The assessed value is determined by the county appraisal district and reflects the market value of the property. Once the assessed value is established, the tax rate set by local taxing authorities is applied. Several factors influence the final tax bill, including the property's location and any applicable exemptions. For instance, the median home price in San Antonio is $279,695, and property tax bills can vary significantly within the city. The 25th percentile tax bill stands at $1,677, while the 75th percentile reaches $5,544, and the 90th percentile can be as high as $7,235. Homeowners in the 78212 zip code face the highest median tax bill at $6,484, whereas those in the 78209 zip code have the lowest at $739. Compared to the national median property tax rate of 0.99%, San Antonio's rates can significantly impact homeowners' financial planning and overall cost of living.
Average San Antonio Tax Bill
$3,935
Average Medina County Tax Bill
$1,930
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across San Antonio, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78209 | $619 | $664 | $739 | $1,072 | $1,271 |
| 78210 | N/A | N/A | N/A | N/A | N/A |
| 78212 | $6,484 | $6,484 | $6,484 | $6,484 | $6,484 |
| 78247 | N/A | N/A | N/A | N/A | N/A |
| 78253 | $690 | $1,699 | $3,937 | $5,544 | $7,251 |
| 78254 | $4,077 | $4,077 | $4,077 | $4,077 | $4,077 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Medina Appraisal District | |
| Website | esearch.medinacad.org |