Berkeley County Property Taxes
The median property tax rate in Berkeley County is 0.76%, which is lower than the national median of 0.99% but slightly higher than the West Virginia state median of 0.72%. With the median home value in Berkeley County at $188,500, the typical annual property tax bill is approximately $1,510, well below the national median of $2,690. Property taxes in Berkeley County are calculated based on the tax assessed value, which is often lower than the actual market value due to various property tax exemptions like those for primary residences and agricultural properties. Understanding Berkeley County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Martinsburg or another part of Berkeley County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Berkeley County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.76%
Estimate Property Tax Bill
$1,433
Ownwell’s Berkeley County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Berkeley County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Berkeley County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Berkeley County, West Virginia
Property taxes in Berkeley County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Berkeley County is 0.76%, which is lower than the U.S. national median of 0.99%. Local government entities within Berkeley County set these rates annually, and they can vary significantly between different areas within the county. Each year, Berkeley County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Berkeley County's effective property tax rate with other counties and the national median. For comparison, the city of Clear Brook has one of the higher property tax rates in the area at 0.76%, while the city of Shepherdstown boasts one of the lowest at 0.76%. Analyzing how Berkeley County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Berkeley County Tax Rate
0.76%
Average West Virginia Tax Rate
0.72%
Average United States Tax Rate
0.99%
Property Tax Rates Across Berkeley County, West Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bunker Hill | 0.64% | 0.76% | 0.76% | 0.76% | 1.52% |
| Clear Brook | 0.76% | 0.76% | 0.76% | 0.76% | 0.76% |
| Falling Waters | 0.65% | 0.76% | 0.76% | 0.76% | 0.76% |
| Gerrardstown | 0.61% | 0.76% | 0.76% | 0.76% | 0.76% |
| Glengary | 0.59% | 0.66% | 0.76% | 0.76% | 1.52% |
| Hedgesville | 0.63% | 0.76% | 0.76% | 0.76% | 0.83% |
| Inwood | 0.63% | 0.76% | 0.76% | 0.76% | 1.52% |
| Kearneysville | 0.65% | 0.76% | 0.76% | 0.76% | 0.76% |
| Martinsburg | 0.64% | 0.76% | 0.76% | 0.97% | 1.52% |
| Shepherdstown | 0.64% | 0.68% | 0.76% | 0.76% | 0.76% |
Source: Ownwell
Property Tax Assessment Values Across Berkeley County, West Virginia
In Berkeley County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Berkeley County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Berkeley County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Berkeley County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. The highest median tax bill in Berkeley County is found in Kearneysville at $2,141, while Glengary enjoys the lowest median tax bill at $1,207.
Property Tax Assessment Values Across Berkeley County, West Virginia
Source: Ownwell
$129,800
$206,700
$283,600
Average Berkeley County Assessed Value
$188,500
Average West Virginia Assessed Value
$80,900
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Berkeley County, West Virginia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bunker Hill | $90,780 | $161,500 | $203,600 | $260,050 | $311,600 |
| Clear Brook | $236,940 | $241,500 | $249,100 | $256,700 | $261,260 |
| Falling Waters | $12,000 | $79,700 | $209,500 | $277,000 | $366,800 |
| Gerrardstown | $86,600 | $123,125 | $179,250 | $292,625 | $391,300 |
| Glengary | $49,300 | $81,650 | $158,700 | $199,800 | $246,500 |
| Hedgesville | $76,010 | $129,400 | $188,400 | $265,050 | $349,260 |
| Inwood | $71,900 | $144,400 | $189,500 | $247,450 | $310,440 |
| Kearneysville | $124,720 | $195,900 | $283,600 | $351,600 | $402,560 |
| Martinsburg | $38,540 | $122,300 | $184,000 | $252,300 | $339,260 |
| Shepherdstown | $109,050 | $198,225 | $280,250 | $351,450 | $498,100 |
Source: Ownwell
Property Tax Bills Across Berkeley County, West Virginia
In Berkeley County, WV, property tax bills are determined by the assessed value of your home and the local tax rate. The assessed value is a percentage of the market value of your property, which is then multiplied by the local tax rate to calculate your annual property tax bill. Various factors, such as property improvements, neighborhood developments, and market trends, influence the assessed value. Homeowners in Berkeley County experience a range of tax bills. For instance, the 25th percentile tax bill is around $1,023, while those in the 75th percentile pay approximately $2,118. The highest median tax bill recorded in Kearneysville is $2,141, contrasting with Glengary's lowest median tax bill of $1,207. These tax bills significantly impact homeowners by affecting monthly mortgage payments and overall housing affordability. Compared to the national median property tax rate of 0.99%, Berkeley County's rates reflect a similar range, making it crucial for homeowners to stay informed about their property's assessed value and any changes in local tax policies.
Average Berkeley County Tax Bill
$1,510
Average West Virginia Tax Bill
$607
Average United States Tax Bill
$2,690
Property Tax Bills Across Berkeley County, West Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bunker Hill | $759 | $1,229 | $1,597 | $2,070 | $2,572 |
| Clear Brook | $1,797 | $1,832 | $1,889 | $1,947 | $1,981 |
| Falling Waters | $130 | $713 | $1,570 | $2,196 | $2,910 |
| Gerrardstown | $643 | $934 | $1,406 | $2,227 | $2,969 |
| Glengary | $412 | $629 | $1,207 | $1,608 | $1,806 |
| Hedgesville | $648 | $981 | $1,447 | $2,057 | $2,710 |
| Inwood | $621 | $1,125 | $1,514 | $2,003 | $2,539 |
| Kearneysville | $895 | $1,459 | $2,141 | $2,669 | $3,090 |
| Martinsburg | $439 | $1,088 | $1,523 | $2,160 | $2,869 |
| Shepherdstown | $772 | $1,430 | $1,994 | $2,675 | $3,874 |
Source: Ownwell