San Pablo, California Property Taxes
The median property tax rate in San Pablo, CA is 1.74%, considerably higher than both the national median of 0.99% and the California state median of 1.21%. With the median home value in San Pablo at $285,134, the typical annual property tax bill reaches $4,949, exceeding the national median of $2,690. Property taxes in San Pablo are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding San Pablo's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of San Pablo or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
San Pablo, California Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.21%
Estimate Property Tax Bill
$2,420
$1,272
$1,148
Average San Pablo, California Tax Savings
Ownwell’s San Pablo Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in San Pablo with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in San Pablo to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in San Pablo. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across San Pablo, California
Property taxes in San Pablo, California, are crucial for funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in San Pablo is 1.74%, significantly higher than the U.S. national median of 0.99%. Local government entities within San Pablo set these rates annually, and they can vary significantly across different neighborhoods. Each year, San Pablo estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares San Pablo's effective property tax rate to other areas in Contra Costa County and the national median. For comparison, the 94806 zip code has the highest median property tax rate of 1.74%, while the 94805 zip code has the lowest median tax rate of 1.67%. Understanding how these cities compare with San Pablo provides valuable insights into the varying tax landscape across Contra Costa County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average San Pablo Tax Rate
1.74%
Average Contra Costa County Tax Rate
1.36%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across San Pablo, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94803 | 1.28% | 1.55% | 1.69% | 1.94% | 2.28% |
| 94805 | 1.49% | 1.54% | 1.67% | 1.89% | 2.12% |
| 94806 | 1.49% | 1.59% | 1.74% | 1.99% | 2.53% |
Source: Ownwell
$1,148
Average San Pablo Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across San Pablo, California
In San Pablo, California, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Contra Costa County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In San Pablo, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. The zip code with the highest median tax bill is 94805 at $4,994, while the lowest is 94803 at $2,978. Being aware of these valuation processes in San Pablo helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Property Tax Assessment Values Across San Pablo, California
Source: Ownwell
$16,243
$1,002,640
$1,989,037
Average San Pablo Assessed Value
$285,134
Average Contra Costa County Assessed Value
$485,124
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across San Pablo, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94803 | $6,559 | $10,275 | $147,170 | $249,008 | $354,642 |
| 94805 | $73,333 | $175,371 | $295,276 | $461,622 | $561,420 |
| 94806 | $90,320 | $170,880 | $286,302 | $469,238 | $610,751 |
Source: Ownwell
$1,148
Average San Pablo Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across San Pablo, California
In San Pablo, CA, property tax bills are calculated based on the assessed value of the property, which is determined by the Contra Costa County Assessor. The assessed value typically starts with the market value at the time of purchase and can increase annually by up to 2% under California's Proposition 13. Various factors, such as property improvements and neighborhood changes, can also influence the assessed value. The median home price in San Pablo is $285,134, and property tax rates are applied to this assessed value to determine the annual tax bill. For instance, the median tax bill in the area ranges from $2,978 to $4,994, with higher-end properties seeing bills as high as $9,653. Ownwell helps homeowners in San Pablo reduce their property tax bills by offering expert property tax appeal and exemption services. By analyzing market trends and comparable property values, Ownwell identifies opportunities to challenge over-assessments, ensuring homeowners pay only their fair share. This can result in significant savings, providing financial relief and peace of mind.
Average San Pablo Tax Bill
$4,949
Average Contra Costa County Tax Bill
$6,706
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across San Pablo, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94803 | $105 | $1,984 | $2,978 | $4,420 | $5,644 |
| 94805 | $1,876 | $3,363 | $4,994 | $7,589 | $8,353 |
| 94806 | $2,311 | $3,362 | $4,959 | $7,438 | $9,666 |
Source: Ownwell
$1,148
Average San Pablo Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 2 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Contra Costa Tax Assessor | |
| Website | www.contracosta.ca.gov |
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