Boulder Creek, California Property Taxes
The median property tax rate in Boulder Creek, CA is 1.31%, considerably higher than both the national median of 0.99% and the California state median of 1.21%. With the median home value in Boulder Creek, the typical annual property tax bill reaches $5,684, exceeding the national median of $2,690. Property taxes in Boulder Creek are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Boulder Creek's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Boulder Creek or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Boulder Creek, California Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.21%
Estimate Property Tax Bill
$2,420
Ownwell’s Boulder Creek Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Boulder Creek with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Boulder Creek to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Boulder Creek, California
Property taxes in Boulder Creek, California, are crucial for funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Boulder Creek is 1.31%, significantly higher than both the California state median and the U.S. national median of 0.99%. Local government entities within Boulder Creek set these rates annually, and they can vary significantly across different neighborhoods. Each year, Boulder Creek estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Boulder Creek's effective property tax rate to other counties in California and the national median. For comparison, the 95006 zip code has the highest median property tax rate of 1.31%, while the same zip code also has the lowest median tax rate of 1.31%. Understanding how these areas compare with Boulder Creek provides valuable insights into the varying tax landscape across Santa Cruz County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Boulder Creek Tax Rate
1.31%
Average Santa Cruz County Tax Rate
1.26%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across Boulder Creek, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95006 | 1.23% | 1.26% | 1.31% | 1.48% | 1.92% |
Source: Ownwell
Property Tax Assessment Values Across Boulder Creek, California
Understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes in Boulder Creek, CA. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Santa Cruz County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Boulder Creek, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Boulder Creek helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The median home price in Boulder Creek is $409,384, with the highest and lowest median tax bills both recorded at $5,684 in zip code 95006. The tax bill for the 25th percentile is $3,468, while the 75th percentile tax bill is $8,095, and the 90th percentile tax bill reaches $10,296.
Property Tax Assessment Values Across Boulder Creek, California
Source: Ownwell
$64,992
$419,921
$774,850
Average Boulder Creek Assessed Value
$409,384
Average Santa Cruz County Assessed Value
$477,836
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Boulder Creek, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95006 | $117,170 | $240,534 | $409,384 | $602,705 | $784,522 |
Source: Ownwell
Property Tax Bills Across Boulder Creek, California
In Boulder Creek, located in Santa Cruz County, CA, property tax bills are calculated based on the assessed value of a property. The assessed value is determined by the county assessor and is typically influenced by the market value of the home. For instance, the median home price in Boulder Creek stands at $409,384. Property tax rates in this area are applied to the assessed value, resulting in varying tax bills for homeowners. For instance, the 25th percentile tax bill is around $3,468, while the 75th percentile tax bill reaches up to $8,095. At the higher end, the 90th percentile tax bill can be as much as $10,296. These figures highlight the substantial range in property tax obligations, reflecting differences in property values and assessed valuations. Homeowners in Boulder Creek need to account for these taxes as a significant part of their annual expenses. The highest median tax bill in the area is $5,684, which is notably above the national median property tax rate of 0.99%. This underscores the importance of understanding local property tax calculations and their financial implications.
Average Boulder Creek Tax Bill
$5,684
Average Santa Cruz County Tax Bill
$6,319
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across Boulder Creek, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95006 | $1,876 | $3,468 | $5,684 | $8,095 | $10,296 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | November 30 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Santa Cruz Tax Assessor | |
| Website | sccounty01.co.santa-cruz.ca.us |