Saint Clair, Michigan Property Taxes
The median property tax rate in Saint Clair, MI is 0.81%, which is notably lower than both the national median of 0.99% and the Michigan state median of 1.07%. With the median home value in Saint Clair at $231,000, the typical annual property tax bill amounts to $2,019, falling below the national median of $2,690. Property taxes in Saint Clair are calculated based on the tax assessed value, which is often lower than the market value due to exemptions such as those for primary residences and agricultural properties. Understanding Saint Clair's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Saint Clair or another part of the county, comprehending the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Saint Clair, Michigan Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.07%
Estimate Property Tax Bill
$2,140
Ownwell’s Saint Clair Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Saint Clair with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Saint Clair to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Saint Clair, Michigan
Property taxes in Saint Clair, Michigan, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Saint Clair is 0.81%, which is lower than the U.S. national median of 0.99%. Local government entities within Saint Clair set these rates annually, and they can vary significantly across different neighborhoods. Each year, Saint Clair estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Saint Clair's effective property tax rate to other counties in Michigan and the national median. For comparison, the 48079 zip code has both the highest and lowest median property tax rate of 0.81%. Understanding how these cities compare with Saint Clair provides valuable insights into the varying tax landscape across St. Clair County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Saint Clair Tax Rate
0.81%
Average St. Clair County Tax Rate
0.78%
Average Michigan Tax Rate
1.07%
Average United States Tax Rate
0.99%
Property Tax Rates Across Saint Clair, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48079 | 0.43% | 0.55% | 0.81% | 1.32% | 1.65% |
Source: Ownwell
Property Tax Assessment Values Across Saint Clair, Michigan
In Saint Clair, Michigan, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the St. Clair County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Saint Clair, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. The highest median tax bill in Saint Clair is $2,019 in zip code 48079, while the lowest median tax bill is also $2,019 in the same zip code. Being aware of these valuation processes in Saint Clair helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Saint Clair Assessed Value
$231,000
Average St. Clair County Assessed Value
$181,600
Average Michigan Assessed Value
$177,800
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Saint Clair, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48079 | $114,400 | $163,200 | $231,000 | $318,600 | $427,000 |
Source: Ownwell
Property Tax Bills Across Saint Clair, Michigan
Property tax bills in Saint Clair, MI, are calculated based on the assessed value of a property, which is typically a percentage of its market value. The local tax rate is then applied to this assessed value to determine the tax bill. For instance, with a median home price of $231,000, homeowners can expect varying tax bills depending on their property's assessed value and specific tax rate. In Saint Clair, the 25th percentile tax bill is around $1,348, while the 75th percentile tax bill reaches $3,002. At the higher end, the 90th percentile tax bill can be as much as $4,374. These tax bills impact homeowners by influencing their overall housing costs, often affecting decisions related to buying, selling, or investing in property. Compared to the national median property tax rate of 0.99%, the tax rates in Saint Clair can lead to significant variations in annual tax obligations, making it crucial for homeowners to understand how their property taxes are calculated and managed.
Average Saint Clair Tax Bill
$2,019
Average St. Clair County Tax Bill
$1,504
Average Michigan Tax Bill
$1,795
Average United States Tax Bill
$2,690
Property Tax Bills Across Saint Clair, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48079 | $859 | $1,348 | $2,019 | $3,002 | $4,374 |
Source: Ownwell