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White Plains, New York Property Taxes

The median property tax rate in White Plains, NY is 0.36%, significantly lower than both the national median of 0.99% and the New York state median of 2.39%. With a median home value of $473,228 in White Plains, the typical annual property tax bill amounts to $1,974, which is well below the national median of $2,690. Property taxes in White Plains are determined based on the tax assessed value, which is generally less than the market value due to various exemptions, including those for primary residences and agricultural properties. Understanding the property tax system in White Plains, exploring available exemptions, and identifying opportunities for reductions can result in substantial annual savings. Whether you're residing in the heart of White Plains or another part of the city, gaining insight into the local property tax system will benefit both homeowners and real estate investors.

Last Updated June 14, 2024

White Plains, New York Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Average Tax Rate

0.36%

Estimate Property Tax Bill

$1,704

$1,684

SAVE WITH OWNWELL

$1,148

Average White Plains, New York Tax Savings

Ownwell’s White Plains Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in White Plains with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in White Plains to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in White Plains. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.

Property Tax Rates Across White Plains, New York

Property taxes in White Plains, New York, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in White Plains is 2.26%, significantly higher than both the New York state median of 1.38% and the U.S. national median of 0.99%. Local government entities within White Plains set these rates annually, and they can vary significantly across different neighborhoods. Each year, White Plains estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares White Plains' effective property tax rate to other counties in New York and the national median. For comparison, the 10607 zip code has the highest median property tax rate of 2.73%, while the 10603 zip code has the lowest median tax rate of 2.10%. Understanding how these cities compare with White Plains provides valuable insights into the varying tax landscape across Westchester County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.

Property Tax Rates Across White Plains, New York

Source: Ownwell

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0.34%

3.24%

6.14%

Average White Plains Tax Rate

0.36%

Average Westchester County Tax Rate

2.29%

Average New York Tax Rate

2.39%

Average United States Tax Rate

0.99%

Property Tax Rates Across White Plains, New York

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
106010.35%0.35%0.35%0.35%0.36%
106030.35%0.35%2.10%2.75%2.98%
106040.35%0.35%0.36%0.36%2.02%
106050.35%0.35%0.36%0.36%0.36%
106060.34%0.35%0.35%0.35%0.35%
106072.21%2.52%2.73%2.84%3.12%

Source: Ownwell

Property Tax Assessment Values Across White Plains, New York

In White Plains, New York, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Westchester County Assessment Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In White Plains, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. For example, the highest median tax bill in White Plains is $15,426 in the 10607 zip code, while the lowest is $739 in the 10601 zip code. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in White Plains helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.

Property Tax Assessment Values Across White Plains, New York

Source: Ownwell

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$143,650

$2,206,877

$4,270,103

Average White Plains Assessed Value

$473,228

Average Westchester County Assessed Value

$589,473

Average New York Assessed Value

$255,644

Average United States Assessed Value

$244,900

Property Tax Assessment Values Across White Plains, New York

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
10601$23,643$110,465$214,574$344,962$472,869
10603$142,800$216,800$417,526$542,635$685,484
10604$211,240$310,078$453,488$592,055$1,492,249
10605$271,996$434,109$562,015$709,302$884,981
10606$192,055$272,907$410,852$542,635$709,303
10607$427,000$499,500$578,200$653,750$758,600

Source: Ownwell

Property Tax Bills Across White Plains, New York

In White Plains, NY, property tax bills are calculated based on the assessed value of a home, multiplied by the local tax rate. The assessed value is a percentage of the market value, which is determined by the local tax assessor. Factors such as property size, location, and improvements can influence this value. Homeowners in White Plains face a wide range of tax bills, from $1,139 at the 25th percentile to $16,241 at the 90th percentile. The highest median tax bill in the area is $15,426 in the 10607 zip code, while the lowest is $739 in the 10601 zip code. Given that the national median property tax rate is 0.99%, homeowners in White Plains are often subject to higher rates, significantly impacting their annual expenses. Ownwell can help homeowners by appealing their property tax assessments and identifying potential exemptions, ensuring they are not overpaying. By leveraging Ownwell’s expertise, homeowners can potentially save thousands on their property tax bills, providing financial relief and peace of mind.

Property Tax Bills Across White Plains, New York

Source: Ownwell

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$739

$43,196

$85,652

Average White Plains Tax Bill

$1,974

Average Westchester County Tax Bill

$12,812

Average New York Tax Bill

$5,938

Average United States Tax Bill

$2,690

Property Tax Bills Across White Plains, New York

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
10601$84$387$739$1,211$1,675
10603$632$1,168$4,730$13,270$18,520
10604$761$1,106$1,613$2,260$29,037
10605$939$1,537$2,004$2,559$3,203
10606$652$938$1,428$1,918$2,569
10607$9,712$12,622$15,426$18,149$22,307

Source: Ownwell

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