Northern Cambria, Pennsylvania Property Taxes
The median property tax rate in Northern Cambria, PA is 2.13%, considerably higher than both the national median of 0.99% and the Pennsylvania state median of 2.81%. With the median home value in Northern Cambria at $90,200, the typical annual property tax bill reaches $1,723, which is below the national median of $2,690. Property taxes in Northern Cambria are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Northern Cambria's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Northern Cambria or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Northern Cambria, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.13%
Estimate Property Tax Bill
$1,921
Ownwell’s Northern Cambria Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Northern Cambria with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Northern Cambria to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Northern Cambria, Pennsylvania
Property taxes in Northern Cambria, Pennsylvania, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Northern Cambria is 2.13%, significantly higher than both the Pennsylvania state median of 1.46% and the U.S. national median of 0.99%. Local government entities within Northern Cambria set these rates annually, and they can vary significantly across different neighborhoods. Each year, Northern Cambria estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Northern Cambria's effective property tax rate to other counties in Pennsylvania and the national median. For comparison, the 15714 zip code has the highest median property tax rate of 2.13%, while the same zip code also has the lowest median tax rate of 2.13%. Understanding how these cities compare with Northern Cambria provides valuable insights into the varying tax landscape across Indiana County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Northern Cambria Tax Rate
2.13%
Average Indiana County Tax Rate
2.03%
Average Pennsylvania Tax Rate
2.81%
Average United States Tax Rate
0.99%
Property Tax Rates Across Northern Cambria, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15714 | 1.44% | 1.44% | 2.13% | 2.13% | 2.13% |
Source: Ownwell
Property Tax Assessment Values Across Northern Cambria, Pennsylvania
In Northern Cambria, Pennsylvania, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Indiana County Assessment Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Northern Cambria, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Northern Cambria helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The highest and lowest median tax bills in the area are both $1,723, found in the 15714 zip code.
Property Tax Assessment Values Across Northern Cambria, Pennsylvania
Source: Ownwell
$24,600
$83,500
$142,400
Average Northern Cambria Assessed Value
$90,200
Average Indiana County Assessed Value
$98,600
Average Pennsylvania Assessed Value
$114,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Northern Cambria, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15714 | $30,060 | $57,600 | $90,200 | $136,200 | $199,100 |
Source: Ownwell
Property Tax Bills Across Northern Cambria, Pennsylvania
In Northern Cambria, located in Indiana County, PA, property tax bills are determined by assessing the market value of a home and applying the local tax rate. For instance, with a median home price of $90,200, homeowners can expect varying tax bills based on their property's assessed value. Factors such as property size, location, and improvements can influence this assessed value. The tax bill for a home in Northern Cambria can range significantly. At the 25th percentile, homeowners might pay around $1,094, while those at the 75th percentile could see bills as high as $2,841. For properties at the 90th percentile, the tax bill can reach up to $4,102. These property taxes fund essential community services such as schools, infrastructure, and emergency services. The median property tax rate in Northern Cambria is comparable to the national median rate of 0.99%, ensuring that homeowners contribute their fair share to maintaining the community's well-being.
Average Northern Cambria Tax Bill
$1,723
Average Indiana County Tax Bill
$2,051
Average Pennsylvania Tax Bill
$3,063
Average United States Tax Bill
$2,690
Property Tax Bills Across Northern Cambria, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 15714 | $617 | $1,094 | $1,723 | $2,841 | $4,102 |
Source: Ownwell