San Antonio, Texas Property Taxes
The median property tax rate in San Antonio, TX is 1.44%, considerably higher than both the national median of 0.99% and the Texas state median of 1.67%. With the median home value in San Antonio, the typical annual property tax bill reaches $10,150, exceeding the national median of $2,690. Property taxes in San Antonio are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding San Antonio's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of San Antonio or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
San Antonio, Texas Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.67%
Estimate Property Tax Bill
$3,340
$2,192
$1,148
Average San Antonio, Texas Tax Savings
Ownwell’s San Antonio Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in San Antonio with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in San Antonio to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in San Antonio. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across San Antonio, Texas
Property taxes in San Antonio, Texas, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in San Antonio is 1.44%, higher than both the Texas state median and the U.S. national median of 0.99%. Local government entities within San Antonio set these rates annually, and they can vary significantly across different neighborhoods. Each year, San Antonio estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares San Antonio's effective property tax rate to other counties in Texas and the national median. For comparison, the 78266 zip code has the highest median property tax rate of 1.44%, while the 78266 zip code also has the lowest median tax rate of 1.44%. Understanding how these cities compare with San Antonio provides valuable insights into the varying tax landscape across Comal County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average San Antonio Tax Rate
1.44%
Average Comal County Tax Rate
1.46%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across San Antonio, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78261 | 0.12% | 0.19% | 0.21% | 0.41% | 0.51% |
| 78266 | 1.11% | 1.29% | 1.44% | 1.50% | 1.66% |
Source: Ownwell
$1,148
Average San Antonio Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across San Antonio, Texas
In San Antonio, Texas, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Comal County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In San Antonio, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. For example, the highest median tax bill in San Antonio is $10,167 in the 78266 zip code, while the lowest median tax bill is $559 in the 78261 zip code. Being aware of these valuation processes in San Antonio helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average San Antonio Assessed Value
$725,000
Average Comal County Assessed Value
$414,440
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across San Antonio, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78261 | $181,260 | $234,655 | $265,235 | $279,325 | $283,335 |
| 78266 | $320,022 | $554,260 | $727,450 | $882,622 | $1,091,636 |
Source: Ownwell
$1,148
Average San Antonio Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across San Antonio, Texas
In San Antonio, located in Comal County, TX, property tax bills are calculated based on the assessed value of a home and the local tax rate. With a median home price of $725,000, homeowners often face substantial tax bills. The tax bill can vary significantly, with the 25th percentile at $7,603 and the 90th percentile reaching up to $14,737. Factors such as property size, location, and market conditions influence the assessed value, which directly impacts the final tax bill. Compared to the national median property tax rate of 0.99%, San Antonio's rates can be higher, making it crucial for homeowners to seek potential savings. Ownwell specializes in property tax appeal and exemption services, helping homeowners reduce their tax burdens. By analyzing property assessments and identifying discrepancies, Ownwell can file appeals on behalf of homeowners, potentially lowering the assessed value and, consequently, the tax bill. This professional assistance ensures that homeowners in San Antonio pay only their fair share of property taxes.
Average San Antonio Tax Bill
$10,150
Average Comal County Tax Bill
$5,871
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across San Antonio, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 78261 | $103 | $398 | $559 | $945 | $1,122 |
| 78266 | $3,739 | $7,637 | $10,167 | $12,451 | $14,741 |
Source: Ownwell
$1,148
Average San Antonio Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Comal Appraisal District | |
| Website | esearch.comalad.org |
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