Comal County Property Taxes
The median property tax rate in Comal County is 1.46%, which is significantly higher than both the national median of 0.99% and the Texas state median of 1.67%. With the median home value in Comal County, the typical annual property tax bill reaches $5,871, which exceeds the national median of $2,690. Property taxes in Comal County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Comal County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in New Braunfels or another part of Comal County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Comal County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.67%
Estimate Property Tax Bill
$3,340
$2,192
$1,148
Average Comal County Tax Savings
Ownwell’s Comal County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Comal County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Comal County to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also highlights how Ownwell can help lower property taxes in Comal County. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Comal County, Texas
Property taxes in Comal County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Comal County is 1.46%, which is higher than both the Texas state median of 1.81% and the U.S. national median of 0.99%. Local government entities within Comal County set these rates annually, and they can vary significantly between different areas within the county. Each year, Comal County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Cibolo has one of the higher property tax rates in Texas at 1.79%, while the city of Bergheim boasts one of the lowest at 0.92%. Analyzing how Comal County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Comal County Tax Rate
1.46%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Comal County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bergheim | 0.73% | 0.83% | 0.92% | 1.07% | 1.28% |
| Blanco | 0.19% | 0.42% | 0.97% | 1.49% | 1.49% |
| Boerne | 1.09% | 1.21% | 1.40% | 1.53% | 1.57% |
| Bulverde | 1.09% | 1.27% | 1.53% | 2.07% | 2.38% |
| Canyon Lake | 0.74% | 0.97% | 1.38% | 1.49% | 1.49% |
| Cibolo | 1.60% | 1.64% | 1.79% | 1.85% | 1.85% |
| Fair Oaks Ranch | 1.37% | 1.39% | 1.42% | 1.57% | 1.57% |
| Fischer | 0.70% | 0.99% | 1.13% | 1.49% | 1.49% |
| Garden Ridge | 1.10% | 1.16% | 1.35% | 1.44% | 1.68% |
| Marion | 0.17% | 0.51% | 1.44% | 1.77% | 1.77% |
| New Braunfels | 1.04% | 1.26% | 1.49% | 1.73% | 1.77% |
| San Antonio | 1.10% | 1.29% | 1.44% | 1.50% | 1.66% |
| San Marcos | 0.75% | 0.99% | 1.32% | 1.49% | 1.49% |
| Schertz | 1.48% | 1.64% | 1.78% | 1.85% | 1.85% |
| Selma | 1.43% | 1.51% | 1.55% | 1.55% | 1.55% |
| Spring Branch | 0.85% | 1.06% | 1.23% | 1.49% | 1.49% |
| Wimberley | 0.25% | 0.48% | 1.15% | 1.49% | 1.49% |
Source: Ownwell
$1,148
Average Comal County Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Comal County, Texas
In Comal County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Comal Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Comal County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Garden Ridge has the highest median tax bill at $11,375, while Marion has the lowest at $1,730. Being aware of these valuation processes in Comal County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Comal County Assessed Value
$414,440
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Comal County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bergheim | $188,300 | $254,990 | $393,090 | $549,522 | $649,211 |
| Blanco | $63,360 | $245,975 | $421,495 | $810,215 | $1,903,535 |
| Boerne | $348,144 | $489,545 | $705,430 | $814,530 | $930,517 |
| Bulverde | $245,730 | $354,922 | $467,172 | $642,078 | $885,909 |
| Canyon Lake | $53,093 | $123,565 | $310,295 | $533,820 | $853,535 |
| Cibolo | $253,554 | $298,270 | $350,210 | $409,515 | $451,204 |
| Fair Oaks Ranch | $464,181 | $554,692 | $605,341 | $659,028 | $698,395 |
| Fischer | $129,910 | $335,810 | $455,670 | $556,242 | $740,325 |
| Garden Ridge | $581,725 | $752,410 | $863,470 | $1,000,098 | $1,144,478 |
| Marion | $89,827 | $203,155 | $372,425 | $448,946 | $548,661 |
| New Braunfels | $167,177 | $287,048 | $404,274 | $620,328 | $916,737 |
| San Antonio | $309,456 | $551,705 | $725,000 | $882,290 | $1,090,114 |
| San Marcos | $61,685 | $193,212 | $372,925 | $609,785 | $984,595 |
| Schertz | $38,674 | $270,318 | $329,905 | $409,790 | $462,061 |
| Selma | $198,184 | $247,270 | $407,980 | $443,890 | $1,320,760 |
| Spring Branch | $69,260 | $176,435 | $467,560 | $763,915 | $991,510 |
| Wimberley | $180,206 | $233,888 | $422,935 | $1,232,355 | $2,716,563 |
Source: Ownwell
$1,148
Average Comal County Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Comal County, Texas
In Comal County, TX, property tax bills are calculated based on the assessed value of a home, which is determined by the county appraisal district. The median home price in this county is $414,440. Homeowners face varying tax bills depending on their property's assessed value. For instance, the 25th percentile tax bill is $3,544, while the 75th percentile reaches $8,875, and the 90th percentile goes up to $11,884. Comparatively, the national median property tax rate is 0.99%, highlighting the significant variability in tax burdens across different properties within the county. Factors influencing the tax bill include the property's market value, local tax rates, and any applicable exemptions. This variability can lead to considerable financial strain on homeowners. Ownwell steps in to assist by offering property tax appeal and exemption services. By leveraging their expertise, homeowners can potentially lower their assessed values and secure exemptions, thereby reducing their overall tax burden. This personalized approach ensures homeowners in Comal County can achieve significant savings on their property tax bills.
Average Comal County Tax Bill
$5,871
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Comal County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bergheim | $2,261 | $2,601 | $3,578 | $4,455 | $4,613 |
| Blanco | $493 | $1,178 | $3,995 | $6,042 | $7,401 |
| Boerne | $4,091 | $6,257 | $9,561 | $11,706 | $13,468 |
| Bulverde | $3,135 | $5,520 | $7,691 | $10,354 | $12,867 |
| Canyon Lake | $571 | $1,431 | $3,692 | $6,408 | $10,327 |
| Cibolo | $4,557 | $5,235 | $6,256 | $7,113 | $7,684 |
| Fair Oaks Ranch | $7,061 | $8,157 | $8,791 | $9,404 | $10,069 |
| Fischer | $1,140 | $3,629 | $5,255 | $7,043 | $8,532 |
| Garden Ridge | $6,773 | $9,487 | $11,375 | $13,039 | $15,664 |
| Marion | $668 | $833 | $1,730 | $5,614 | $6,330 |
| New Braunfels | $2,057 | $4,287 | $6,013 | $8,620 | $11,587 |
| San Antonio | $3,444 | $7,603 | $10,150 | $12,446 | $14,737 |
| San Marcos | $514 | $1,489 | $3,878 | $5,785 | $9,823 |
| Schertz | $506 | $4,665 | $5,504 | $6,425 | $7,491 |
| Selma | $2,864 | $3,419 | $6,335 | $6,893 | $20,509 |
| Spring Branch | $775 | $2,004 | $5,531 | $9,372 | $12,158 |
| Wimberley | $1,337 | $2,559 | $3,642 | $8,267 | $12,845 |
Source: Ownwell
$1,148
Average Comal County Tax Savings
Save on your property taxes & more with Ownwell.
Want to lower your Comal County property taxes?
Looking to reduce your Comal property taxes? Ownwell is the leading property tax protest company serving Comal. We specialize in helping property owners in the New Braunfels area and beyond lower their taxes by working directly with the Comal Appraisal District. Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Comal property tax protest process and identify all available property tax exemptions so you don’t have to. Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and identify strategic opportunities for reducing your tax burden. By managing the protest process from beginning to end, we not only simplify the procedure but also increase your chances of obtaining a favorable result. Let Ownwell be your trusted partner in lowering your Comal property tax expenses through our proven strategies and expert advocacy.
Property Tax Protests in Texas
Homeowners in Comal County, TX, have the opportunity to appeal their property tax assessments if they believe the assessed value of their property is inaccurate. The property tax protest process begins with the homeowner filing a formal protest with the Comal County Appraisal District. This must be done by the deadline specified on the assessment notice, typically within 30 days of receiving it. Once the protest is filed, the homeowner can present evidence to support their claim that the assessed value is too high. This evidence can include recent sales data of comparable properties, independent appraisals, or any other documentation that demonstrates the inaccuracy of the assessment. The goal is to show that the market value of the property is lower than the assessed value used to calculate the property taxes. The protest will be reviewed by the Appraisal Review Board (ARB), an independent panel that listens to appeals from property owners. During the hearing, the homeowner or their representative can present their evidence and arguments. The ARB will then make a decision, which could result in a reduction of the assessed value and, consequently, a lower property tax bill. Ownwell can assist homeowners throughout this process by providing expert guidance and representation. Our team of property tax consultants will handle all the paperwork, gather the necessary evidence, and represent the homeowner at the ARB hearing. This professional support can significantly increase the chances of a successful appeal, ensuring that homeowners do not pay more than their fair share in property taxes.
Exemptions in Texas
In Comal County, TX, homeowners have access to several property tax exemption programs designed to reduce their tax burden. Primary among these is the Homestead Exemption, which is available to homeowners who use their property as their primary residence. This exemption can significantly lower the assessed value of the home, thereby reducing the property taxes owed. Another important exemption is the Over-65 Exemption, which provides additional tax relief for homeowners aged 65 and older. This exemption not only reduces the assessed value but can also freeze the school district taxes at the amount paid in the year the homeowner turns 65, preventing future increases. Disabled homeowners can benefit from the Disabled Person Exemption, which offers similar reductions in assessed property value. Additionally, veterans with disabilities may qualify for the Disabled Veteran Exemption, which provides varying levels of tax relief depending on the severity of the disability. Homeowners can apply for these exemptions through the Comal County Appraisal District by submitting the required forms and documentation. It's crucial to apply by the deadline to ensure the exemptions are applied to the current tax year. Ownwell helps homeowners navigate these exemption programs by offering expert guidance and support throughout the application process, ensuring that they take full advantage of the available benefits. Our team simplifies the process, making it easier for homeowners to reduce their property tax burden effectively.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Comal Appraisal District | |
| Website | esearch.comalad.org |
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