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Canyon Lake, Comal County, Texas Property Taxes

  • Median Canyon Lake, TX effective property tax rate: 1.38%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.

  • Median Canyon Lake, TX home value: $310,295

  • Median annual Canyon Lake, TX tax bill: $3,692, $1,292 higher than the national median property tax bill of $2,400.

How are property taxes in Comal County calculated?

Property taxes in Canyon Lake, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Canyon Lake’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Canyon Lake, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Canyon Lake, Comal County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.38%

Estimate Property Tax Bill

$4,282

$3,974

SAVE WITH OWNWELL

$1,102

Average Tax Savings

Ownwell’s Canyon Lake Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Canyon Lake with just two data points. By entering your property's estimated assessed value, our calculator applies Canyon Lake’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Comal County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Canyon Lake, Comal County, Texas

Local government entities determine property tax rates, which can vary significantly across different regions within a state. This variation is primarily due to the annual budgetary requirements of each county. Governments estimate the necessary budget to maintain and provide services, then divide this by the total assessed value of all taxable properties in their jurisdiction, resulting in the property tax rate.

Although votes and legislation play a role in setting these rates and budgets, this process is the fundamental mechanism. In Canyon Lake, located in Comal County, the effective property tax rate is 1.38%. This rate stands out when compared to other cities in Texas and is notably higher than the national median property tax rate of 1.02%.

Canyon Lake's property tax rate reflects the specific fiscal needs and property values within the area. For residents, understanding these rates is crucial as they impact annual tax bills, which can differ considerably from the national median property tax bill of $2,400. By appealing property taxes, residents can potentially reduce their financial burden.

Property Tax Rates Across Canyon Lake, Comal County, Texas

Source: Ownwell

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0.21%

1.03%

1.85%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Canyon Lake Tax Rate

1.38%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Comal County Tax Rate

1.46%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Canyon Lake, Comal County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
78070N/AN/AN/AN/AN/A
781330.74%0.97%1.38%1.49%1.49%
78163N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Assessment Values Across Canyon Lake, Comal County, Texas

When examining property taxes in Canyon Lake, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Comal County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Comal County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Canyon Lake.

For example, the median home price in Canyon Lake is $310,295, with tax bills ranging significantly across the county. Zip code 78133 has the highest median home price at $310,295.

Property Tax Assessment Values Across Canyon Lake, Comal County, Texas

Source: Ownwell

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$30,865

$447,168

$863,470

Median Canyon Lake Market Value

$310,295

Median Comal County Market Value

$414,440

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Canyon Lake, Comal County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
78070N/AN/AN/AN/AN/A
78133$53,091$123,535$310,295$533,820$853,582
78163N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Bills Across Canyon Lake, Comal County, Texas

In Canyon Lake, property tax bills are determined by multiplying the assessed value of a home by the local tax rate set by Comal County. The assessed value is based on the market value of the property, which can fluctuate due to changes in the real estate market. Homeowners in Canyon Lake face a median property tax bill of $3,692, which is significantly higher than the national median of $2,400. Factors such as location, property size, and improvements can influence the assessed value, impacting the overall tax bill. For those in the 25th percentile, the tax bill is around $1,431, while those in the 75th percentile can see bills up to $6,408, and the 90th percentile can reach $10,327. Ownwell can assist homeowners by providing property tax appeal services, potentially lowering their tax burden. By leveraging local market data and expertise, Ownwell helps ensure that homeowners are not overpaying on their property taxes, offering a chance to save money and reduce financial stress.

Property Tax Bills Across Canyon Lake, Comal County, Texas

Source: Ownwell

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$517

$5,946

$11,375

Median Canyon Lake Tax Bill

$3,692

Median Comal County Tax Bill

$5,871

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Canyon Lake, Comal County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
78070N/AN/AN/AN/AN/A
78133$571$1,431$3,692$6,407$10,322
78163N/AN/AN/AN/AN/A

Source: Ownwell

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