Houston, Texas Property Taxes
The median property tax rate in Houston, TX is 1.39%, notably higher than the national median of 0.99% but lower than the Texas state median of 1.67%. With a median home value of $242,222 in Houston, the typical annual property tax bill reaches $3,246, surpassing the national median of $2,690. Property taxes in Houston are calculated based on the tax assessed value, which generally falls below the market value due to various exemptions, such as those for primary residences and agricultural properties. Understanding Houston's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Houston or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Houston, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.39%
Estimate Property Tax Bill
$3,367
$3,115
$1,148
Average Houston, Texas Tax Savings
Ownwell’s Houston Property Tax Bill Calculator enables homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Houston with just two data points. By entering your property's estimated assessed value, the calculator uses the median tax rate in Houston to project your property tax bill. This valuable tool not only helps you grasp potential tax liabilities but also demonstrates how Ownwell can aid in lowering property taxes in Houston. If you’re curious about trends on a neighborhood level, scroll down to explore more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, taking into account any applicable exemptions.
Property Tax Rates Across Houston, Texas
Property taxes in Houston, Texas, are crucial for funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Houston is 1.39%, higher than both the Texas state median and the U.S. national median of 0.99%. Local government entities within Houston set these rates annually, and they can vary significantly across different neighborhoods. Each year, Houston estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Houston's effective property tax rate to other counties in Texas and the national median. For comparison, the 77064 zip code has the highest median property tax rate of 2.34%, while the 77031 zip code has the lowest median tax rate of 0.56%. Understanding how these cities compare with Houston provides valuable insights into the varying tax landscape across Fort Bend County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Houston Tax Rate
1.39%
Average Fort Bend County Tax Rate
1.70%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Houston, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77004 | 1.74% | 1.74% | 1.74% | 1.74% | 1.74% |
| 77021 | 1.81% | 1.81% | 1.81% | 1.81% | 1.81% |
| 77031 | 0.14% | 0.22% | 0.56% | 0.72% | 0.83% |
| 77035 | 1.49% | 1.49% | 1.49% | 1.49% | 1.49% |
| 77047 | 1.80% | 1.80% | 1.80% | 1.80% | 1.80% |
| 77053 | N/A | N/A | N/A | N/A | N/A |
| 77053 | 0.31% | 0.85% | 1.34% | 1.82% | 1.96% |
| 77055 | 1.89% | 1.89% | 1.89% | 1.89% | 1.89% |
| 77060 | 1.79% | 1.85% | 1.94% | 2.03% | 2.08% |
| 77064 | 2.34% | 2.34% | 2.34% | 2.34% | 2.34% |
| 77071 | 1.51% | 1.70% | 1.81% | 1.83% | 1.88% |
| 77072 | 1.86% | 1.86% | 1.86% | 1.86% | 1.86% |
| 77074 | 1.76% | 1.76% | 1.77% | 1.77% | 1.77% |
| 77082 | N/A | N/A | N/A | N/A | N/A |
| 77083 | 0.79% | 1.10% | 1.40% | 1.79% | 2.00% |
| 77085 | 0.82% | 1.46% | 1.82% | 1.99% | 2.12% |
| 77088 | 1.94% | 1.94% | 1.94% | 1.94% | 1.94% |
| 77092 | 1.84% | 1.84% | 1.84% | 1.84% | 1.84% |
| 77099 | 0.33% | 0.61% | 1.14% | 1.81% | 1.86% |
| 77245 | 1.94% | 1.94% | 1.94% | 1.94% | 1.94% |
| 77257 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,148
Average Houston Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Houston, Texas
In Houston, Texas, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Fort Bend County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Houston, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. For example, the highest median tax bill in Houston is $5,110 in the 77064 zip code, while the lowest is $976 in the 77060 zip code. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Houston helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Houston Assessed Value
$242,222
Average Fort Bend County Assessed Value
$370,984
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Houston, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77004 | $99,627 | $99,627 | $99,627 | $99,627 | $99,627 |
| 77021 | $121,419 | $121,419 | $121,419 | $121,419 | $121,419 |
| 77031 | $338,591 | $422,350 | $549,574 | $675,746 | $770,217 |
| 77035 | $130,017 | $130,017 | $130,017 | $130,017 | $130,017 |
| 77047 | $100,229 | $100,229 | $100,229 | $100,229 | $100,229 |
| 77053 | N/A | N/A | N/A | N/A | N/A |
| 77053 | $140,202 | $166,578 | $192,022 | $223,016 | $257,078 |
| 77055 | $82,252 | $82,252 | $82,252 | $82,252 | $82,252 |
| 77060 | $25,146 | $35,865 | $53,730 | $71,594 | $82,313 |
| 77064 | $218,070 | $218,070 | $218,070 | $218,070 | $218,070 |
| 77071 | $99,317 | $109,877 | $118,270 | $152,141 | $208,561 |
| 77072 | $218,986 | $218,986 | $218,986 | $218,986 | $218,986 |
| 77074 | $90,153 | $92,216 | $95,655 | $98,076 | $99,529 |
| 77082 | N/A | N/A | N/A | N/A | N/A |
| 77083 | $205,633 | $235,299 | $272,732 | $306,402 | $339,271 |
| 77085 | $42,000 | $106,978 | $159,950 | $247,774 | $321,647 |
| 77088 | $209,493 | $209,493 | $209,493 | $209,493 | $209,493 |
| 77092 | $226,607 | $226,607 | $226,607 | $226,607 | $226,607 |
| 77099 | $143,500 | $211,428 | $232,032 | $249,139 | $275,896 |
| 77245 | $219,930 | $219,930 | $219,930 | $219,930 | $219,930 |
| 77257 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,148
Average Houston Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Houston, Texas
In Houston, located in Fort Bend County, property tax bills are calculated based on the assessed value of a home. The median home price in Houston is $242,222. Local tax rates are then applied to this assessed value to determine the final tax bill. For instance, homeowners in the 25th percentile see tax bills around $2,296, while those in the 75th percentile face bills up to $4,277. The highest median tax bill in the area is $5,110, found in the 77064 zip code, whereas the lowest is $976 in the 77060 zip code. These variations highlight the significant impact property location and assessed value have on tax obligations. Ownwell can help homeowners in Houston save on their property tax bills by providing expert property tax appeal and exemption services. By thoroughly reviewing and challenging assessed values, Ownwell ensures homeowners are not overpaying. This can result in substantial savings, bringing tax bills closer to the national median property tax rate of 0.99%.
Average Houston Tax Bill
$3,246
Average Fort Bend County Tax Bill
$6,331
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Houston, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 77004 | $1,733 | $1,733 | $1,733 | $1,733 | $1,733 |
| 77021 | $2,193 | $2,193 | $2,193 | $2,193 | $2,193 |
| 77031 | $458 | $1,116 | $3,487 | $4,295 | $5,883 |
| 77035 | $1,931 | $1,931 | $1,931 | $1,931 | $1,931 |
| 77047 | $1,806 | $1,806 | $1,806 | $1,806 | $1,806 |
| 77053 | N/A | N/A | N/A | N/A | N/A |
| 77053 | $600 | $1,454 | $2,528 | $3,331 | $3,861 |
| 77055 | $1,552 | $1,552 | $1,552 | $1,552 | $1,552 |
| 77060 | $500 | $679 | $976 | $1,273 | $1,451 |
| 77064 | $5,110 | $5,110 | $5,110 | $5,110 | $5,110 |
| 77071 | $1,792 | $1,985 | $2,201 | $2,582 | $3,071 |
| 77072 | $4,082 | $4,082 | $4,082 | $4,082 | $4,082 |
| 77074 | $1,595 | $1,632 | $1,693 | $1,730 | $1,752 |
| 77082 | N/A | N/A | N/A | N/A | N/A |
| 77083 | $1,979 | $2,838 | $3,811 | $4,682 | $5,696 |
| 77085 | $658 | $1,259 | $2,555 | $3,838 | $5,367 |
| 77088 | $4,067 | $4,067 | $4,067 | $4,067 | $4,067 |
| 77092 | $4,163 | $4,163 | $4,163 | $4,163 | $4,163 |
| 77099 | $640 | $1,358 | $2,724 | $3,922 | $4,389 |
| 77245 | $4,270 | $4,270 | $4,270 | $4,270 | $4,270 |
| 77257 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,148
Average Houston Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Fort Bend Appraisal District | |
| Phone | (281) 344-8623 |
| Website | esearch.fbcad.org |
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