Saint Pauls, North Carolina Property Taxes
The median property tax rate in Saint Pauls, NC is 1.13%, considerably higher than both the national median of 0.99% and the North Carolina state median of 0.82%. With the median home value in Saint Pauls at $100,888, the typical annual property tax bill reaches $977, which is below the national median of $2,690. Property taxes in Saint Pauls are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Saint Pauls' property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Saint Pauls or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Saint Pauls, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.13%
Estimate Property Tax Bill
$1,140
Ownwell’s SAINT PAULS Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in SAINT PAULS with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in SAINT PAULS to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Saint Pauls, North Carolina
Property taxes in Saint Pauls, North Carolina, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Saint Pauls is 1.13%, higher than both the North Carolina state median and the U.S. national median of 0.99%. Local government entities within Saint Pauls set these rates annually, and they can vary significantly across different neighborhoods. Each year, Saint Pauls estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Saint Pauls's effective property tax rate to other areas in North Carolina and the national median. For comparison, the zip code 28384 has the highest median property tax rate of 1.13%, while the same zip code also has the lowest median tax rate of 1.13%. Understanding how these areas compare with Saint Pauls provides valuable insights into the varying tax landscape across Cumberland County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Saint Pauls Tax Rate
1.13%
Average Cumberland County Tax Rate
1.48%
Average North Carolina Tax Rate
0.82%
Average United States Tax Rate
0.99%
Property Tax Rates Across Saint Pauls, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28384 | 0.79% | 1.04% | 1.13% | 1.25% | 1.35% |
Source: Ownwell
Property Tax Assessment Values Across Saint Pauls, North Carolina
Understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes in Saint Pauls, North Carolina. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Cumberland County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. In Saint Pauls, the median home price is $100,888. The property tax bills range widely, with the 25th percentile at $634 and the 75th percentile at $1,672. The highest median tax bill is $977 in the 28384 zip code, which also happens to have the lowest median tax bill. By understanding these valuation concepts, property owners can better navigate their tax responsibilities and identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Property Tax Assessment Values Across Saint Pauls, North Carolina
Source: Ownwell
$22,900
$86,172
$149,444
Average Saint Pauls Assessed Value
$100,888
Average Cumberland County Assessed Value
$115,098
Average North Carolina Assessed Value
$197,136
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Saint Pauls, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28384 | $27,187 | $56,090 | $100,888 | $159,100 | $211,733 |
Source: Ownwell
Property Tax Bills Across Saint Pauls, North Carolina
In Saint Pauls, Cumberland County, NC, property tax bills are calculated based on the assessed value of the property. The assessed value is determined by the county assessor and is typically a percentage of the property's market value. Various factors, such as property size, location, and improvements, are considered in this assessment. The tax rate is then applied to the assessed value to determine the annual tax bill. Homeowners in Saint Pauls experience a range of property tax bills. For instance, the 25th percentile tax bill is $634, while the 75th percentile reaches $1672, and the 90th percentile goes up to $2214. The median property tax bill in the area stands at $977, which is below the national median property tax rate of 0.99%. These property taxes are crucial for funding local services such as schools, public safety, and infrastructure. Consequently, understanding how these taxes are calculated helps homeowners manage their finances and anticipate annual expenses.
Average Saint Pauls Tax Bill
$977
Average Cumberland County Tax Bill
$1,668
Average North Carolina Tax Bill
$1,615
Average United States Tax Bill
$2,690
Property Tax Bills Across Saint Pauls, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28384 | $355 | $634 | $977 | $1,672 | $2,214 |
Source: Ownwell