Kutztown, Pennsylvania Property Taxes
The median property tax rate in Kutztown, PA is 4.00%, significantly higher than both the national median of 0.99% and the Pennsylvania state median of 2.81%. With the median home value in Kutztown at $103,700, the typical annual property tax bill reaches $4,101, far exceeding the national median of $2,690. Property taxes in Kutztown are calculated based on the tax assessed value, which often falls below the market value due to various exemptions such as primary residence and agricultural exemptions. Understanding Kutztown's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Kutztown or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Kutztown, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
4%
Estimate Property Tax Bill
$4,148
Ownwell’s Kutztown Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Kutztown with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Kutztown to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Kutztown, Pennsylvania
Property taxes in Kutztown, Pennsylvania, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Kutztown is 4.00%, significantly higher than both the Pennsylvania state median and the U.S. national median of 0.99%. Local government entities within Kutztown set these rates annually, and they can vary significantly across different neighborhoods. Each year, Kutztown estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Kutztown's effective property tax rate to other counties in Pennsylvania and the national median. For comparison, the 19530 zip code has both the highest and lowest median property tax rate of 4.00%. Understanding how these cities compare with Kutztown provides valuable insights into the varying tax landscape across Berks County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Kutztown Tax Rate
4.00%
Average Berks County Tax Rate
4.37%
Average Pennsylvania Tax Rate
2.81%
Average United States Tax Rate
0.99%
Property Tax Rates Across Kutztown, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19530 | 3.86% | 3.86% | 4.00% | 4.22% | 4.48% |
Source: Ownwell
Property Tax Assessment Values Across Kutztown, Pennsylvania
Understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes in Kutztown, PA. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Berks County Assessment Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Kutztown, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The highest and lowest median tax bills in Kutztown both stand at $4,101, located in zip code 19530.
Average Kutztown Assessed Value
$103,700
Average Berks County Assessed Value
$97,000
Average Pennsylvania Assessed Value
$114,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Kutztown, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19530 | $29,220 | $72,200 | $103,700 | $147,200 | $207,860 |
Source: Ownwell
Property Tax Bills Across Kutztown, Pennsylvania
In Kutztown, Berks County, PA, property tax bills are calculated based on the assessed value of a home, which is determined by the county's assessment office. The assessed value is then multiplied by the local tax rate to determine the annual tax bill. For instance, with a median home price of $103,700, homeowners can expect varying tax bills depending on the assessed value and specific tax rate applied. Factors influencing the tax bill include the property's assessed value, the local tax rate, and any applicable exemptions or deductions. Homeowners in the 25th percentile of tax bills pay around $2,921 annually, while those in the 75th percentile pay approximately $5,661. The 90th percentile sees tax bills as high as $7,367. When compared to the national median property tax rate of 0.99%, Kutztown's tax rates can significantly impact homeowners. High property taxes can affect affordability and monthly expenses, making it crucial for homeowners to understand their tax liabilities and explore potential exemptions to reduce their tax burden.
Average Kutztown Tax Bill
$4,101
Average Berks County Tax Bill
$4,153
Average Pennsylvania Tax Bill
$3,063
Average United States Tax Bill
$2,690
Property Tax Bills Across Kutztown, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19530 | $1,124 | $2,921 | $4,101 | $5,661 | $7,367 |
Source: Ownwell