Ensley, Alabama Property Taxes
The median property tax rate in Ensley, AL is 1.45%, considerably higher than both the national median of 0.99% and the Alabama state median of 0.47%. With the median home value in Ensley at $61,700, the typical annual property tax bill reaches $942, slightly below the national median of $2,690. Property taxes in Ensley are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Ensley's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Ensley or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Ensley, Alabama Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
0.47%
Estimate Property Tax Bill
$940
Ownwell’s Ensley Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Ensley with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Ensley to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Ensley, Alabama
Property taxes in Ensley, Alabama, are essential in funding critical local services such as public schools, road maintenance, and emergency services. The median tax rate in Ensley is 1.45%, significantly higher than both the Alabama state median and the U.S. national median of 0.99%. Local government entities within Ensley set these rates annually, and they can vary significantly across different neighborhoods. Each year, Ensley estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Ensley's effective property tax rate to other counties in Alabama and the national median. For comparison, the 35208 zip code has the highest median property tax rate of 1.45%, while the same zip code also has the lowest median tax rate of 1.45%. Understanding how these cities compare with Ensley provides valuable insights into the varying tax landscape across Jefferson County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Ensley Tax Rate
1.45%
Average Jefferson County Tax Rate
0.71%
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across Ensley, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35208 | 1.45% | 1.45% | 1.45% | 1.45% | 1.45% |
| 35218 | 0.97% | 1.45% | 1.45% | 1.45% | 1.45% |
Source: Ownwell
Property Tax Assessment Values Across Ensley, Alabama
In Ensley, Alabama, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Jefferson County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Ensley, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Ensley helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. For example, the highest median tax bill in Ensley is $1,815 in zip code 35208, while the lowest median tax bill is $895 in zip code 35218. This range highlights the importance of understanding property valuations and available tax relief options.
Average Ensley Assessed Value
$61,700
Average Jefferson County Assessed Value
$150,900
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Ensley, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35208 | $125,200 | $125,200 | $125,200 | $125,200 | $125,200 |
| 35218 | $25,490 | $35,900 | $52,000 | $69,875 | $81,590 |
Source: Ownwell
Property Tax Bills Across Ensley, Alabama
In Ensley, located in Jefferson County, AL, property tax bills are calculated based on the assessed value of a home, which is typically a percentage of its market value. The median home price in Ensley is $61,700. Property taxes are determined by multiplying the assessed value by the local tax rate. The national median property tax rate is 0.99%, but local rates can vary. Several factors influence the final tax bill, including property location, home size, and any applicable exemptions. For instance, the tax bill at the 25th percentile is $703, while at the 75th percentile, it rises to $1059, and at the 90th percentile, it reaches $1449. These variations reflect differences in property values and applicable exemptions. High property taxes can significantly impact homeowners, affecting their monthly mortgage payments and overall affordability. Comparatively, the highest median tax bill in Jefferson County is $1815 in the 35208 zip code, while the lowest is $895 in the 35218 zip code, illustrating the range of property tax burdens within the region.
Average Ensley Tax Bill
$942
Average Jefferson County Tax Bill
$1,159
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across Ensley, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35208 | $1,815 | $1,815 | $1,815 | $1,815 | $1,815 |
| 35218 | $575 | $639 | $895 | $990 | $1,045 |
Source: Ownwell