Gardendale, Alabama Property Taxes
The median property tax rate in Gardendale, AL is 0.58%, slightly lower than the national median of 0.99% but higher than the Alabama state median of 0.47%. With a median home value of $210,100 in Gardendale, the typical annual property tax bill amounts to $1,328, which is below the national median of $2,690. Property taxes in Gardendale are based on the tax assessed value, which is often lower than the market value due to exemptions such as those for primary residences and agricultural properties. Understanding Gardendale's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Gardendale or another part of Jefferson County, comprehending the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Gardendale, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.58%
Estimate Property Tax Bill
$1,219
Ownwell’s Gardendale Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Gardendale with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Gardendale to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Gardendale, Alabama
Property taxes in Gardendale, Alabama, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Gardendale is 0.58%, which is lower than the U.S. national median of 0.99%. Local government entities within Gardendale set these rates annually, and they can vary significantly across different neighborhoods. Each year, Gardendale estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Gardendale's effective property tax rate to other areas in Alabama and the national median. For comparison, the zip code 35071 has both the highest and lowest median property tax rate of 0.58%. Understanding how these cities compare with Gardendale provides valuable insights into the varying tax landscape across Jefferson County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Gardendale Tax Rate
0.58%
Average Jefferson County Tax Rate
0.71%
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across Gardendale, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35071 | 0.48% | 0.56% | 0.58% | 0.59% | 1.20% |
Source: Ownwell
Property Tax Assessment Values Across Gardendale, Alabama
In Gardendale, Alabama, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Jefferson County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Gardendale, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Gardendale helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The highest median tax bill in Gardendale is $1,328 in the 35071 zip code, while the lowest median tax bill is also $1,328 in the same zip code.
Average Gardendale Assessed Value
$210,100
Average Jefferson County Assessed Value
$150,900
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Gardendale, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35071 | $106,900 | $155,200 | $210,100 | $285,400 | $360,000 |
Source: Ownwell
Property Tax Bills Across Gardendale, Alabama
In Gardendale, property tax bills are calculated based on the assessed value of a home, which is determined by the Jefferson County tax assessor. This assessed value is a percentage of the home's market value, and the tax rate is applied to this assessed value to determine the annual tax bill. Factors such as property improvements, neighborhood developments, and market trends can influence the assessed value. For homeowners in Gardendale, the median home price is $210,100. Property tax bills can vary significantly, with the 25th percentile tax bill at $953 and the 75th percentile at $1833. At the higher end, the 90th percentile tax bill reaches $2374. The highest and lowest median tax bills in the area are both $1328, indicating a relatively consistent tax rate within the zip code 35071. Compared to the national median property tax rate of 0.99%, Gardendale's rates reflect the local economic conditions and property values, impacting homeowners by influencing their annual financial obligations.
Average Gardendale Tax Bill
$1,328
Average Jefferson County Tax Bill
$1,159
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across Gardendale, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35071 | $645 | $953 | $1,328 | $1,833 | $2,374 |
Source: Ownwell