Cullman, Walker County, Alabama Property Taxes
Median Cullman, AL effective property tax rate: 0.51%, significantly lower than the national median of 1.02%, but higher than the Alabama state median of 0.47%.
Median Cullman, AL home value: $12,500
Median annual Cullman, AL tax bill: $64, $2,336 lower than the national median property tax bill of $2,400.
How are property taxes in Walker County calculated?
Property taxes in Cullman, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cullman’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cullman, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Cullman, Walker County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.51%
Estimate Property Tax Bill
$64
$59
Property Tax Rates Across Cullman, Walker County, Alabama
Local government entities set tax rates, which can vary significantly within a state. Each year, counties estimate their required budgets to provide essential services and divide that by the total value of all taxable property within their jurisdiction. This calculation determines the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the annual process in a nutshell.
Cullman in Cullman County, Alabama, offers a unique perspective on property tax rates within the state. The effective property tax rate in Cullman is notably lower than the national average, reflecting Alabama's generally favorable property tax climate. Compared to other cities in Alabama, Cullman stands out with its competitive rates, making it an attractive location for homeowners and potential buyers.
Alabama's median property tax rate is significantly below the national median, which can be appealing for those seeking lower property tax burdens. When comparing Cullman to the broader U.S. landscape, it's clear that homeowners in this region enjoy a more affordable tax environment. This favorable tax situation can be a compelling factor for individuals considering a move to Cullman, offering potential savings and financial benefits.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cullman Taxx Rate
0.51%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Walker County Taxx Rate
0.31%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
0.99%
Property Tax Rates Across Cullman, Walker County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35055 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cullman, Walker County, Alabama
When examining property taxes in Cullman, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cullman County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Cullman County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cullman. For example, the median home price in Cullman is $12,500, with tax bills ranging significantly across the county.
Property Tax Assessment Values Across Cullman, Walker County, Alabama
Source: Ownwell
$37,600
$103,950
$170,300
Median Cullman Market Value
$12,500
Median Walker County Market Value
$97,400
Median Alabama Market Value
$149,600
Median United States Market Value
$244,900
Property Tax Assessment Values Across Cullman, Walker County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35055 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cullman, Walker County, Alabama
In Cullman, Alabama, property tax bills are calculated based on the assessed value of a property, which is determined by the local tax assessor. The assessed value is a percentage of the property's market value. Once the assessed value is established, the local tax rate is applied to calculate the annual property tax bill. In Cullman, the median property tax bill is significantly lower than the national median of $2,400, reflecting the area's lower property values and tax rates.
For homeowners, understanding how these factors contribute to their tax bill is crucial. A lower tax bill can mean substantial savings and more financial flexibility. However, many homeowners may not realize they are overpaying on their property taxes due to errors in the assessed value or missed exemptions.
Ownwell offers a solution by providing professional property tax appeal and exemption services. By reviewing your property's assessed value and identifying potential errors, Ownwell can help ensure you are not paying more than necessary, potentially saving you hundreds or even thousands of dollars annually.
Median Cullman Tax Bill
$64
Median Walker County Tax Bill
$298
Median Alabama Tax Bill
$717
Median United States Tax Bill
$2,690
Property Tax Bills Across Cullman, Walker County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35055 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell