Property Taxes in Connecticut
Median Connecticut property tax rate: 3.14%, significantly higher than the national median of 1.02%. Median Connecticut home value: $189,900. Median annual Connecticut tax bill: $6,162, $3,762 higher than the national median property tax bill of $2,400. How are property taxes in Connecticut calculated? Property taxes in Connecticut are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you are in Connecticut, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Connecticut Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.14%
Estimate Property Tax Bill
$5,963
$5,533
Ownwell’s Connecticut Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Connecticut with just two data points. By entering your property's estimated assessed value, our calculator applies Connecticut's median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing homeownership costs in Connecticut. For those interested in more localized information, please scroll down to explore county and city-level trends!
Property Tax Rates Across Connecticut
Local government entities in Connecticut set property tax rates, which can vary widely within the state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare a Connecticut county’s effective property tax rate to other counties in Connecticut or the U.S. median property tax rate. For instance, Hartford County has the highest effective property tax rate in Connecticut, at 3.54%, while Fairfield County has the lowest, at 2.52%.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Connecticut Tax Rate
3.14%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Connecticut
| County | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Fairfield | 1.75% | 2.33% | 2.52% | 3.46% | 4.34% |
| Hartford | 2.96% | 3.10% | 3.54% | 3.99% | 4.25% |
| Litchfield | 1.47% | 2.64% | 2.91% | 3.69% | 4.80% |
| Middlesex | 2.13% | 2.57% | 2.98% | 3.39% | 3.51% |
| New Haven | 2.62% | 2.95% | 3.48% | 4.48% | 5.42% |
| New London | 2.12% | 2.35% | 2.72% | 2.90% | 4.18% |
| Tolland | 2.83% | 3.17% | 3.34% | 3.43% | 3.73% |
| Windham | 2.22% | 2.30% | 2.75% | 3.18% | 3.88% |
Source: Ownwell
Property Tax Assessment Values Across Connecticut
Understanding the distinction between "market value" and "assessed value" is crucial when examining property taxes in Connecticut. The market value is what a willing buyer would pay to a willing seller in an open and competitive market. Location, property condition, and economic market trends often influence it. Each Connecticut county assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Connecticut, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the end of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Connecticut. For example, Fairfield County has the highest median home price at $310,800.
Median Connecticut Market Value
$189,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Connecticut
| County | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Fairfield | $139,440 | $202,860 | $310,800 | $496,000 | $857,100 |
| Hartford | $79,800 | $125,090 | $166,460 | $227,590 | $310,240 |
| Litchfield | $83,650 | $115,500 | $166,200 | $244,740 | $372,890 |
| Middlesex | $117,530 | $153,100 | $200,100 | $265,830 | $349,300 |
| New Haven | $98,200 | $131,740 | $174,720 | $236,250 | $319,400 |
| New London | $83,915 | $125,000 | $177,100 | $246,610 | $355,100 |
| Tolland | $95,060 | $128,395 | $164,900 | $214,332 | $275,170 |
| Windham | $80,215 | $107,935 | $144,900 | $192,990 | $249,875 |
Source: Ownwell
Property Tax Bills Across Connecticut
In Connecticut, property tax bills are calculated based on the assessed value of a home, which is typically 70% of its market value. The local mill rate, expressed in mills (one mill equals $1 per $1,000 of assessed value), is then applied to determine the tax bill. Factors such as location and local government budgets influence mill rates, resulting in varying tax bills across the state. For instance, Fairfield County has the highest median tax bill at $8,346, while Windham County has the lowest at $4,074. With the state's median tax bill often exceeding the national median of $2,400, homeowners in Connecticut may face higher financial obligations.
Median Connecticut Tax Bill
$6,162
Median United States Tax Bill
$2,400
Property Tax Bills Across Connecticut
| County | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Fairfield | $4,086 | $5,935 | $8,346 | $12,103 | $18,183 |
| Hartford | $3,137 | $4,549 | $5,898 | $7,842 | $10,508 |
| Litchfield | $2,762 | $3,892 | $5,031 | $6,756 | $9,170 |
| Middlesex | $3,409 | $4,525 | $5,804 | $7,702 | $10,024 |
| New Haven | $3,607 | $4,907 | $6,350 | $8,231 | $10,617 |
| New London | $2,811 | $3,691 | $4,738 | $6,338 | $8,543 |
| Tolland | $3,168 | $4,273 | $5,464 | $7,125 | $9,235 |
| Windham | $2,467 | $3,261 | $4,074 | $5,186 | $6,562 |
Source: Ownwell