Bluffton, Clay County, Georgia Property Taxes

Name: Property Tax Bills Across Bluffton, Clay County, Georgia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Bluffton, GA effective property tax rate: 1.36%, significantly higher than the national median of 1.02%, but lower than the Georgia state median of 1.08%.
Median Bluffton, GA home value: $51,900
Median annual Bluffton, GA tax bill: $740, $1,660 lower than the national median property tax bill of $2,400.

How are property taxes in Clay County calculated?

Property taxes in Bluffton, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Bluffton’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bluffton, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Bluffton, Clay County, Georgia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.36%

Estimate Property Tax Bill

$706

$655

Ownwell’s Bluffton Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Bluffton with just two data points. By entering your property's estimated assessed value, our calculator applies Bluffton’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Clay County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Bluffton, Clay County, Georgia

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Bluffton’s effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.

Property Tax Rates Across Bluffton, Clay County, Georgia

Source: Ownwell

1.29%

1.34%

1.39%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bluffton Tax Rate

1.36%

Median Effective Clay County Tax Rate

1.36%

Median Effective Georgia Tax Rate

1.08%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Bluffton, Clay County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
39824	0.87%	1.13%	1.36%	1.55%	1.79%

Source: Ownwell

Property Tax Assessment Values Across Bluffton, Clay County, Georgia

When examining property taxes in Bluffton, Georgia, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: Clay County sends assessment notices in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bluffton. For example, the median home price in Bluffton is $51,900, with tax bills ranging significantly across the county. 39824 has the highest median home price at $51,900.

Property Tax Assessment Values Across Bluffton, Clay County, Georgia

Source: Ownwell

$40,250

$89,760

$139,270

Median Bluffton Market Value

$51,900

Median Clay County Market Value

$52,657

Median Georgia Market Value

$231,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Bluffton, Clay County, Georgia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
39824	$11,604	$22,944	$51,900	$101,150	$251,032

Source: Ownwell

Property Tax Bills Across Bluffton, Clay County, Georgia

In Bluffton, located in Clay County, GA, property tax bills are calculated based on the assessed value of a home and the applicable tax rate. The assessed value is determined by the county assessor, who evaluates the market value of the property and applies an assessment ratio. In Georgia, the assessed value is typically 40% of the market value. For homeowners in Bluffton, the median home price is $51,900, which influences the assessed value and subsequent tax bill. The property tax rate in this area is below the national median of 1.02%, resulting in a median tax bill of $740, which is significantly lower than the national median of $2,400. However, tax bills can vary widely, with the 25th percentile at $447 and the 90th percentile reaching up to $2,842. Ownwell assists homeowners in reducing their property tax bills by identifying potential discrepancies in the assessed value and filing appeals on behalf of the homeowner. This service can lead to substantial savings, ensuring homeowners only pay their fair share.

Property Tax Bills Across Bluffton, Clay County, Georgia

Source: Ownwell

$678

$1,244

$1,810

Median Bluffton Tax Bill

$740

Median Clay County Tax Bill

$826

Median Georgia Tax Bill

$2,212

Median United States Tax Bill

$2,400

Property Tax Bills Across Bluffton, Clay County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
39824	$290	$447	$740	$1,382	$2,842

Source: Ownwell