Fort Gaines, Clay County, Georgia Property Taxes
Median Fort Gaines, GA effective property tax rate: 1.38%, significantly higher than the national median of 1.02%, but lower than the Georgia state median of 1.08%.
Median Fort Gaines, GA home value: $45,600
Median annual Fort Gaines, GA tax bill: $739, $1,661 lower than the national median property tax bill of $2,400.
How are property taxes in Clay County calculated?
Property taxes in Fort Gaines, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Fort Gaines’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fort Gaines, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Fort Gaines, Clay County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.38%
Estimate Property Tax Bill
$629
$584
Property Tax Rates Across Fort Gaines, Clay County, Georgia
Local government entities in Georgia set property tax rates, which can vary widely within the state. This variation occurs because each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. Although votes and laws play a role in setting tax rates and budgets, this is the annual process in a nutshell.
In Fort Gaines, located in Clay County, the effective property tax rate is 1.38%, which is notably higher than the national median property tax rate of 1.02%. This rate is consistent across the county, as it is the highest and lowest median tax rate within the same zip code, 39851. When comparing Fort Gaines to other cities in Georgia and considering the national median property tax rates, it's clear that property owners in Fort Gaines face a higher tax burden. This may impact property owners' decisions on buying or selling properties, as well as their overall financial planning. Understanding these rates is crucial for property owners seeking to manage their expenses effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fort Gaines Tax Rate
1.38%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clay County Tax Rate
1.36%
Median Effective Georgia Tax Rate
1.08%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Fort Gaines, Clay County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 39851 | 0.87% | 1.29% | 1.38% | 1.58% | 2.04% |
Source: Ownwell
Property Tax Assessment Values Across Fort Gaines, Clay County, Georgia
When examining property taxes in Fort Gaines, GA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Clay County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fort Gaines. For example, the median home price in Fort Gaines is $45,600, with tax bills ranging significantly across the county. Zip code 39851 has the highest median home price at $45,600.
Property Tax Assessment Values Across Fort Gaines, Clay County, Georgia
Source: Ownwell
$40,250
$89,760
$139,270
Median Fort Gaines Market Value
$45,600
Median Clay County Market Value
$52,657
Median Georgia Market Value
$231,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Fort Gaines, Clay County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 39851 | $7,050 | $17,585 | $45,600 | $114,740 | $218,237 |
Source: Ownwell
Property Tax Bills Across Fort Gaines, Clay County, Georgia
Median Fort Gaines Tax Bill
$739
Median Clay County Tax Bill
$826
Median Georgia Tax Bill
$2,212
Median United States Tax Bill
$2,400
Property Tax Bills Across Fort Gaines, Clay County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 39851 | $237 | $388 | $739 | $1,568 | $2,652 |
Source: Ownwell