Allegany County, Maryland Property Taxes
Median Allegany County effective property tax rate: 0.93%, significantly lower than the national median of 1.02%.
Median Allegany County home value: $102,400
Median annual Allegany County tax bill: $978, $1,422 lower than the national median property tax bill of $2,400.
How are property taxes in Allegany County calculated?
Property taxes in Allegany County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cumberland or another part of Allegany County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Allegany County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.93%
Estimate Property Tax Bill
$952
$884
Property Tax Rates Across Allegany County, Maryland
Local government entities within Maryland, like in many other states, set tax rates that can vary significantly. This variance stems from the annual process where each county estimates the budget required to provide essential services. The budget is then divided by the total value of all taxable property within the county, resulting in the property tax rate. While this process involves votes and legal considerations, it essentially boils down to this calculation each year.
In Allegany County, for example, the effective property tax rate is a key figure for homeowners to consider. Comparing this rate to other counties in Maryland or the national median property tax rate of 1.02% can provide valuable insights. Allegany's median tax rate is 0.93%, which is below the national median, offering potential savings for property owners. Within the county, rates also differ; Westernport has the highest median tax rate at 1.22%, while Luke enjoys a lower rate of 0.84%. Understanding these figures can help homeowners make informed decisions about property investments and tax appeals.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Allegany County Tax Rate
0.93%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maryland Tax Rate
1.06%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Allegany County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barton | 0.82% | 0.88% | 0.95% | 1.09% | 1.24% |
| Corriganville | 0.94% | 1.01% | 1.05% | 1.06% | 1.08% |
| Cresaptown | N/A | N/A | N/A | N/A | N/A |
| Cumberland | 0.91% | 0.93% | 0.93% | 1.03% | 1.09% |
| Eckhart Mines | 0.90% | 0.92% | 0.94% | 1.03% | 1.09% |
| Ellerslie | 0.96% | 1.01% | 1.05% | 1.06% | 1.06% |
| Flintstone | 1.01% | 1.04% | 1.07% | 1.08% | 1.09% |
| Frostburg | 0.81% | 0.85% | 0.89% | 0.93% | 0.99% |
| Hancock | N/A | N/A | N/A | N/A | N/A |
| Lavale | 1.01% | 1.01% | 1.05% | 1.06% | 1.08% |
| Little Orleans | 1.02% | 1.05% | 1.06% | 1.07% | 1.08% |
| Lonaconing | 0.81% | 0.87% | 0.96% | 1.15% | 1.28% |
| Luke | 0.72% | 0.77% | 0.84% | 0.84% | 0.84% |
| Mccoole | 0.89% | 0.92% | 0.94% | 0.97% | 0.99% |
| Midland | 0.85% | 0.88% | 0.94% | 0.99% | 1.23% |
| Midlothian | 0.84% | 0.88% | 0.92% | 0.97% | 0.99% |
| Mount Savage | 0.98% | 1.04% | 1.05% | 1.06% | 1.08% |
| Oldtown | 1.00% | 1.03% | 1.05% | 1.06% | 1.07% |
| Rawlings | 0.80% | 0.84% | 0.88% | 0.91% | 0.95% |
| Spring Gap | N/A | N/A | N/A | N/A | N/A |
| Westernport | 0.83% | 0.92% | 1.22% | 1.33% | 1.40% |
Source: Ownwell
Property Tax Assessment Values Across Allegany County, Maryland
When examining property taxes in Allegany County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Allegany County assessment office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Allegany County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Allegany County. For example, the median tax bill in Allegany County is $1,240, with tax bills ranging significantly across the county. LaVale has the highest median home price at $192,050.
Property Tax Assessment Values Across Allegany County, Maryland
Source: Ownwell
$28,400
$110,225
$192,050
Median Allegany County Market Value
$102,400
Median Maryland Market Value
$317,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Allegany County, Maryland
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barton | $32,800 | $57,100 | $90,400 | $125,500 | $164,500 |
| Corriganville | $58,380 | $75,200 | $118,200 | $163,900 | $207,480 |
| Cresaptown | N/A | N/A | N/A | N/A | N/A |
| Cumberland | $38,000 | $61,100 | $96,300 | $151,000 | $210,700 |
| Eckhart Mines | $21,700 | $43,950 | $57,200 | $93,500 | $133,660 |
| Ellerslie | $55,800 | $73,300 | $117,000 | $173,300 | $249,820 |
| Flintstone | $55,030 | $90,675 | $133,150 | $190,225 | $259,290 |
| Frostburg | $67,530 | $90,600 | $126,000 | $184,600 | $258,500 |
| Hancock | N/A | N/A | N/A | N/A | N/A |
| Lavale | $56,580 | $108,825 | $192,050 | $210,725 | $256,460 |
| Little Orleans | $44,320 | $73,325 | $125,100 | $172,275 | $231,230 |
| Lonaconing | $29,800 | $52,250 | $82,000 | $114,800 | $148,800 |
| Luke | $23,060 | $25,900 | $28,400 | $39,850 | $73,840 |
| Mccoole | $23,480 | $38,525 | $66,600 | $83,125 | $90,820 |
| Midland | $26,940 | $47,400 | $71,100 | $108,000 | $174,180 |
| Midlothian | $58,450 | $81,550 | $117,400 | $158,925 | $221,500 |
| Mount Savage | $41,430 | $57,725 | $81,200 | $124,675 | $185,810 |
| Oldtown | $44,380 | $69,000 | $111,500 | $164,050 | $229,720 |
| Rawlings | $61,240 | $91,500 | $134,100 | $182,500 | $231,060 |
| Spring Gap | N/A | N/A | N/A | N/A | N/A |
| Westernport | $34,770 | $51,500 | $81,800 | $118,475 | $168,260 |
Source: Ownwell
Property Tax Bills Across Allegany County, Maryland
In Allegany County, MD, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The county's median home price stands at $102,400, which is significantly lower than the national median. Homeowners in Allegany County experience a range of tax bills, with the 25th percentile at $633 and the 75th percentile reaching $1,508. For those in the 90th percentile, tax bills can climb to $2,099. These figures highlight the variance in property tax burdens across different home values and locations within the county.
Factors influencing the property tax bill include the assessed value of the property, the local tax rate, and any applicable exemptions or deductions. For example, residents of LaVale face the highest median tax bill at $1,947, whereas Luke residents enjoy the lowest at $227. Compared to the national median property tax bill of $2,400, Allegany County offers a relatively affordable tax environment, which can be a significant consideration for potential homeowners.
Median Allegany County Tax Bill
$978
Median Maryland Tax Bill
$3,419
Median United States Tax Bill
$2,400
Property Tax Bills Across Allegany County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barton | $320 | $556 | $846 | $1,212 | $1,619 |
| Corriganville | $615 | $805 | $1,167 | $1,661 | $2,031 |
| Cresaptown | N/A | N/A | N/A | N/A | N/A |
| Cumberland | $356 | $581 | $929 | $1,464 | $2,055 |
| Eckhart Mines | $228 | $413 | $586 | $858 | $1,279 |
| Ellerslie | $584 | $749 | $1,197 | $1,735 | $2,593 |
| Flintstone | $584 | $943 | $1,396 | $1,971 | $2,683 |
| Frostburg | $607 | $795 | $1,115 | $1,661 | $2,301 |
| Hancock | N/A | N/A | N/A | N/A | N/A |
| Lavale | $614 | $1,124 | $1,947 | $2,158 | $2,712 |
| Little Orleans | $469 | $755 | $1,333 | $1,813 | $2,349 |
| Lonaconing | $314 | $535 | $782 | $1,080 | $1,470 |
| Luke | $183 | $210 | $227 | $334 | $571 |
| Mccoole | $226 | $369 | $624 | $724 | $809 |
| Midland | $269 | $504 | $676 | $1,019 | $1,660 |
| Midlothian | $536 | $707 | $1,055 | $1,541 | $2,061 |
| Mount Savage | $432 | $607 | $853 | $1,259 | $1,814 |
| Oldtown | $452 | $691 | $1,123 | $1,680 | $2,288 |
| Rawlings | $501 | $783 | $1,154 | $1,638 | $2,025 |
| Spring Gap | N/A | N/A | N/A | N/A | N/A |
| Westernport | $407 | $614 | $907 | $1,317 | $1,822 |
Source: Ownwell