St. Mary's County Property Taxes
The median property tax rate in St. Mary's County is 1.05%, which is slightly higher than the national median of 0.99% but just below Maryland's state median of 1.06%. With a median home value of $302,600, the typical annual property tax bill in St. Mary's County is approximately $3,095, surpassing the national median of $2,690. Property taxes here are calculated based on the tax assessed value, which is often lower than the market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding St. Mary's County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Lexington Park or another part of St. Mary's County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
St. Mary's County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.05%
Estimate Property Tax Bill
$3,177
$2,948
Ownwell’s St. Mary's Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in St. Mary's with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in St. Mary's to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across St. Mary's County, Maryland
Property taxes in St. Mary's County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in St. Mary's County is 1.05%, which is higher than the U.S. national median of 0.99%. Local government entities within St. Mary's County set these rates annually, and they can vary significantly between different areas within the county. Each year, St. Mary's County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Park Hall has one of the higher property tax rates in Maryland at 1.12%, while the city of Loveville boasts one of the lowest at 0.95%. Analyzing how St. Mary's County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average St. Mary's County Tax Rate
1.05%
Average Maryland Tax Rate
1.06%
Average United States Tax Rate
0.99%
Property Tax Rates Across St. Mary's County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Abell | 0.98% | 1.06% | 1.08% | 1.11% | 1.15% |
| Avenue | 0.95% | 1.04% | 1.07% | 1.10% | 1.14% |
| Bushwood | 0.99% | 1.05% | 1.08% | 1.11% | 1.17% |
| California | 0.90% | 1.02% | 1.09% | 1.11% | 1.13% |
| Callaway | 0.90% | 0.95% | 0.99% | 1.02% | 1.09% |
| Chaptico | 0.95% | 1.04% | 1.08% | 1.13% | 1.18% |
| Charlotte Hall | 0.94% | 1.01% | 1.05% | 1.07% | 1.11% |
| Clements | 0.90% | 0.99% | 1.05% | 1.08% | 1.11% |
| Coltons Point | 0.99% | 1.05% | 1.09% | 1.12% | 1.17% |
| Dameron | 1.03% | 1.06% | 1.08% | 1.09% | 1.13% |
| Drayden | 0.87% | 0.93% | 0.98% | 1.03% | 1.08% |
| Great Mills | 0.98% | 1.09% | 1.10% | 1.11% | 1.13% |
| Helen | 1.05% | 1.07% | 1.11% | 1.15% | 1.17% |
| Hollywood | 0.87% | 0.92% | 0.96% | 1.00% | 1.05% |
| Leonardtown | 0.86% | 0.92% | 0.96% | 1.01% | 1.05% |
| Lexington Park | 1.06% | 1.09% | 1.10% | 1.12% | 1.15% |
| Loveville | 0.86% | 0.92% | 0.95% | 1.01% | 1.06% |
| Maddox | 0.99% | 1.03% | 1.08% | 1.09% | 1.09% |
| Mechanicsville | 0.91% | 0.98% | 1.03% | 1.06% | 1.08% |
| Morganza | 0.90% | 0.96% | 1.04% | 1.06% | 1.09% |
| Park Hall | 1.05% | 1.10% | 1.12% | 1.14% | 1.16% |
| Piney Point | 0.86% | 0.92% | 0.97% | 1.01% | 1.05% |
| Ridge | 0.98% | 1.06% | 1.07% | 1.10% | 1.14% |
| Saint Inigoes | 1.05% | 1.07% | 1.08% | 1.10% | 1.12% |
| Saint Marys City | 1.07% | 1.07% | 1.08% | 1.09% | 1.11% |
| Scotland | 1.05% | 1.07% | 1.08% | 1.11% | 1.14% |
| St Inigoes | N/A | N/A | N/A | N/A | N/A |
| St Marys City | 1.06% | 1.07% | 1.08% | 1.10% | 1.15% |
| Tall Timbers | 0.86% | 0.91% | 0.95% | 1.01% | 1.05% |
| Valley Lee | 0.85% | 0.94% | 0.98% | 1.02% | 1.08% |
Source: Ownwell
Property Tax Assessment Values Across St. Mary's County, Maryland
In St. Mary's County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the St. Mary's County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in St. Mary's County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Drayden has the highest median tax bill at $4,849, while Helen has the lowest at $1,874. Being aware of these valuation processes in St. Mary's County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across St. Mary's County, Maryland
Source: Ownwell
$179,000
$350,150
$521,300
Average St. Mary's County Assessed Value
$302,600
Average Maryland Assessed Value
$317,700
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across St. Mary's County, Maryland
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Abell | $163,000 | $231,000 | $347,400 | $446,700 | $566,500 |
| Avenue | $170,860 | $241,500 | $321,600 | $438,400 | $616,800 |
| Bushwood | $132,020 | $180,300 | $241,000 | $341,700 | $488,720 |
| California | $122,110 | $186,250 | $273,750 | $348,675 | $442,780 |
| Callaway | $166,760 | $197,700 | $323,500 | $403,900 | $478,140 |
| Chaptico | $117,290 | $170,200 | $277,850 | $370,925 | $488,710 |
| Charlotte Hall | $219,020 | $265,800 | $313,700 | $366,550 | $429,800 |
| Clements | $201,680 | $274,000 | $335,100 | $419,700 | $522,420 |
| Coltons Point | $137,080 | $186,450 | $336,300 | $470,900 | $595,940 |
| Dameron | $149,710 | $239,700 | $333,350 | $456,450 | $622,800 |
| Drayden | $234,180 | $368,150 | $521,300 | $625,800 | $870,910 |
| Great Mills | $135,000 | $175,400 | $244,700 | $299,550 | $373,300 |
| Helen | $141,860 | $151,100 | $166,500 | $181,900 | $191,140 |
| Hollywood | $215,200 | $279,800 | $386,100 | $522,300 | $638,640 |
| Leonardtown | $224,160 | $298,100 | $407,500 | $515,500 | $618,540 |
| Lexington Park | $103,300 | $184,850 | $252,000 | $308,900 | $378,780 |
| Loveville | $175,700 | $237,000 | $283,750 | $444,025 | $523,210 |
| Maddox | $153,240 | $162,900 | $179,000 | $215,450 | $237,320 |
| Mechanicsville | $217,500 | $261,200 | $312,100 | $395,100 | $502,380 |
| Morganza | $183,420 | $257,725 | $303,000 | $371,750 | $414,690 |
| Park Hall | $154,840 | $190,925 | $247,900 | $310,325 | $416,330 |
| Piney Point | $160,560 | $238,300 | $385,100 | $548,350 | $734,420 |
| Ridge | $160,200 | $223,250 | $330,900 | $443,750 | $574,000 |
| Saint Inigoes | $185,840 | $235,400 | $319,800 | $418,900 | $530,920 |
| Saint Marys City | $212,580 | $289,425 | $357,650 | $419,475 | $707,340 |
| Scotland | $137,430 | $189,425 | $290,200 | $376,075 | $497,990 |
| St Inigoes | N/A | N/A | N/A | N/A | N/A |
| St Marys City | $50,450 | $133,350 | $288,150 | $367,425 | $509,750 |
| Tall Timbers | $214,450 | $294,250 | $435,950 | $626,475 | $736,450 |
| Valley Lee | $205,500 | $285,675 | $377,350 | $503,025 | $723,150 |
Source: Ownwell
Property Tax Bills Across St. Mary's County, Maryland
In St. Mary's County, MD, property tax bills are calculated based on the assessed value of a property, which is determined by the county's assessment office. The assessed value is then multiplied by the local property tax rate to determine the annual tax bill. This process considers various factors such as property size, location, and market conditions. For homeowners in St. Mary's County, the impact of property taxes can vary significantly. The median home price in the county is $302,600, and tax bills can range widely. For instance, at the 25th percentile, the tax bill is around $2,402, while at the 75th percentile, it reaches $4,064. At the 90th percentile, homeowners might pay as much as $5,246. In comparison, the highest median tax bill in the county is found in Drayden at $4,849, whereas Helen has the lowest at $1,874. With the national median property tax rate at 0.99%, St. Mary's County homeowners experience a range of tax burdens that reflect the diverse property values and local tax rates within the region.
Average St. Mary's County Tax Bill
$3,095
Average Maryland Tax Bill
$3,419
Average United States Tax Bill
$2,690
Property Tax Bills Across St. Mary's County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Abell | $1,640 | $2,478 | $3,679 | $4,851 | $5,997 |
| Avenue | $1,683 | $2,418 | $3,340 | $4,603 | $6,330 |
| Bushwood | $1,498 | $1,957 | $2,534 | $3,617 | $5,195 |
| California | $1,474 | $2,172 | $2,890 | $3,647 | $4,430 |
| Callaway | $1,712 | $1,987 | $3,198 | $3,871 | $4,501 |
| Chaptico | $1,359 | $1,855 | $2,858 | $3,833 | $5,213 |
| Charlotte Hall | $2,291 | $2,782 | $3,199 | $3,701 | $4,372 |
| Clements | $2,029 | $2,773 | $3,416 | $4,235 | $5,279 |
| Coltons Point | $1,479 | $1,920 | $3,236 | $5,084 | $6,113 |
| Dameron | $1,844 | $2,683 | $3,569 | $4,909 | $7,060 |
| Drayden | $2,275 | $3,548 | $4,849 | $6,014 | $8,343 |
| Great Mills | $1,538 | $1,953 | $2,668 | $3,236 | $3,849 |
| Helen | $1,496 | $1,637 | $1,874 | $2,110 | $2,252 |
| Hollywood | $2,026 | $2,691 | $3,607 | $4,857 | $5,975 |
| Leonardtown | $2,125 | $2,806 | $3,840 | $4,954 | $5,968 |
| Lexington Park | $1,185 | $2,011 | $2,728 | $3,331 | $4,074 |
| Loveville | $1,684 | $2,275 | $2,694 | $4,128 | $4,826 |
| Maddox | $1,534 | $1,693 | $1,959 | $2,337 | $2,564 |
| Mechanicsville | $2,171 | $2,661 | $3,135 | $3,910 | $4,935 |
| Morganza | $1,668 | $2,651 | $2,965 | $3,698 | $4,398 |
| Park Hall | $1,579 | $2,087 | $2,666 | $3,394 | $4,479 |
| Piney Point | $1,599 | $2,312 | $3,694 | $5,139 | $6,800 |
| Ridge | $1,671 | $2,276 | $3,484 | $4,582 | $5,891 |
| Saint Inigoes | $1,981 | $2,533 | $3,433 | $4,463 | $5,578 |
| Saint Marys City | $2,352 | $3,144 | $3,847 | $4,484 | $7,452 |
| Scotland | $1,431 | $2,051 | $2,993 | $4,027 | $5,260 |
| St Inigoes | N/A | N/A | N/A | N/A | N/A |
| St Marys City | $1,736 | $2,539 | $3,723 | $4,023 | $5,693 |
| Tall Timbers | $2,180 | $2,850 | $4,005 | $5,801 | $6,828 |
| Valley Lee | $1,951 | $2,668 | $3,560 | $4,741 | $6,484 |
Source: Ownwell
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