St. Mary's County, Maryland Property Taxes
Median St. Mary's County effective property tax rate: 1.05%, slightly higher than the national median of 1.02%.
Median St. Mary's County home value: $302,600
Median annual St. Mary's County tax bill: $3,095, $695 higher than the national median property tax bill of $2,400.
How are property taxes in St. Mary's County calculated?
Property taxes in St. Mary's County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Leonardtown or another part of St. Mary's County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
St. Mary's County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.05%
Estimate Property Tax Bill
$3,177
$2,948
Property Tax Rates Across St. Mary's County, Maryland
Local government entities determine tax rates, leading to significant variation within Maryland. Annually, each county estimates its required budget for services and divides it by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the annual process in a nutshell.
In St. Mary's County, the effective property tax rate is slightly higher than the national median of 1.02%. This places it among the counties with higher property tax rates in Maryland. In comparison, Park Hall boasts the highest median property tax rate in the state, while Loveville features the lowest. These variations highlight the diverse landscape of property taxation across Maryland.
For homeowners, understanding these differences is crucial, as property taxes can significantly impact overall housing costs. By staying informed about local tax rates and how they compare to state and national averages, property owners can make better financial decisions and potentially identify opportunities for appealing their assessments.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Mary's County Tax Rate
1.05%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maryland Tax Rate
1.06%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across St. Mary's County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Abell | 0.98% | 1.06% | 1.08% | 1.11% | 1.15% |
| Avenue | 0.95% | 1.04% | 1.07% | 1.10% | 1.14% |
| Bushwood | 0.99% | 1.05% | 1.08% | 1.11% | 1.17% |
| California | 0.90% | 1.02% | 1.09% | 1.11% | 1.13% |
| Callaway | 0.90% | 0.95% | 0.99% | 1.02% | 1.09% |
| Chaptico | 0.95% | 1.04% | 1.08% | 1.13% | 1.18% |
| Charlotte Hall | 0.94% | 1.01% | 1.05% | 1.07% | 1.11% |
| Clements | 0.90% | 0.99% | 1.05% | 1.08% | 1.11% |
| Coltons Point | 0.99% | 1.05% | 1.09% | 1.12% | 1.17% |
| Dameron | 1.03% | 1.06% | 1.08% | 1.09% | 1.13% |
| Drayden | 0.87% | 0.93% | 0.98% | 1.03% | 1.08% |
| Great Mills | 0.98% | 1.09% | 1.10% | 1.11% | 1.13% |
| Hollywood | 0.87% | 0.92% | 0.96% | 1.00% | 1.05% |
| Leonardtown | 0.86% | 0.92% | 0.96% | 1.01% | 1.05% |
| Lexington Park | 1.06% | 1.09% | 1.10% | 1.12% | 1.15% |
| Loveville | 0.86% | 0.92% | 0.95% | 1.01% | 1.06% |
| Mechanicsville | 0.91% | 0.98% | 1.03% | 1.06% | 1.08% |
| Morganza | 0.90% | 0.96% | 1.04% | 1.06% | 1.09% |
| Park Hall | 1.05% | 1.10% | 1.12% | 1.14% | 1.16% |
| Piney Point | 0.86% | 0.92% | 0.97% | 1.01% | 1.05% |
| Ridge | 0.98% | 1.06% | 1.07% | 1.10% | 1.14% |
| Saint Inigoes | 1.05% | 1.07% | 1.08% | 1.10% | 1.12% |
| Saint Marys City | 1.07% | 1.07% | 1.08% | 1.09% | 1.11% |
| Scotland | 1.05% | 1.07% | 1.08% | 1.11% | 1.14% |
| Tall Timbers | 0.86% | 0.91% | 0.95% | 1.01% | 1.05% |
| Valley Lee | 0.85% | 0.94% | 0.98% | 1.02% | 1.08% |
| Helen | N/A | N/A | N/A | N/A | N/A |
| Maddox | N/A | N/A | N/A | N/A | N/A |
| St Inigoes | N/A | N/A | N/A | N/A | N/A |
| St Marys City | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across St. Mary's County, Maryland
When examining property taxes in St. Mary's County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Mary's County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In St. Mary's County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in St. Mary's County. For example, the median tax bill in St. Mary's County is $3,233, with tax bills ranging significantly across the county. Drayden has the highest median home price at $521,300.
Property Tax Assessment Values Across St. Mary's County, Maryland
Source: Ownwell
$241,000
$381,150
$521,300
Median St. Mary's County Market Value
$302,600
Median Maryland Market Value
$317,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across St. Mary's County, Maryland
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Abell | $163,000 | $231,000 | $347,400 | $446,700 | $566,500 |
| Avenue | $170,860 | $241,500 | $321,600 | $438,400 | $616,800 |
| Bushwood | $132,020 | $180,300 | $241,000 | $341,700 | $488,720 |
| California | $122,110 | $186,250 | $273,750 | $348,675 | $442,780 |
| Callaway | $166,760 | $197,700 | $323,500 | $403,900 | $478,140 |
| Chaptico | $117,290 | $170,200 | $277,850 | $370,925 | $488,710 |
| Charlotte Hall | $219,020 | $265,800 | $313,700 | $366,550 | $429,800 |
| Clements | $201,680 | $274,000 | $335,100 | $419,700 | $522,420 |
| Coltons Point | $137,080 | $186,450 | $336,300 | $470,900 | $595,940 |
| Dameron | $149,710 | $239,700 | $333,350 | $456,450 | $622,800 |
| Drayden | $234,180 | $368,150 | $521,300 | $625,800 | $870,910 |
| Great Mills | $135,000 | $175,400 | $244,700 | $299,550 | $373,300 |
| Hollywood | $215,200 | $279,800 | $386,100 | $522,300 | $638,640 |
| Leonardtown | $224,160 | $298,100 | $407,500 | $515,500 | $618,540 |
| Lexington Park | $103,300 | $184,850 | $252,000 | $308,900 | $378,780 |
| Loveville | $175,700 | $237,000 | $283,750 | $444,025 | $523,210 |
| Mechanicsville | $217,500 | $261,200 | $312,100 | $395,100 | $502,380 |
| Morganza | $183,420 | $257,725 | $303,000 | $371,750 | $414,690 |
| Park Hall | $154,840 | $190,925 | $247,900 | $310,325 | $416,330 |
| Piney Point | $160,560 | $238,300 | $385,100 | $548,350 | $734,420 |
| Ridge | $160,200 | $223,250 | $330,900 | $443,750 | $574,000 |
| Saint Inigoes | $185,840 | $235,400 | $319,800 | $418,900 | $530,920 |
| Saint Marys City | $212,580 | $289,425 | $357,650 | $419,475 | $707,340 |
| Scotland | $137,430 | $189,425 | $290,200 | $376,075 | $497,990 |
| Tall Timbers | $214,450 | $294,250 | $435,950 | $626,475 | $736,450 |
| Valley Lee | $205,500 | $285,675 | $377,350 | $503,025 | $723,150 |
| Helen | N/A | N/A | N/A | N/A | N/A |
| Maddox | N/A | N/A | N/A | N/A | N/A |
| St Inigoes | N/A | N/A | N/A | N/A | N/A |
| St Marys City | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across St. Mary's County, Maryland
Median St. Mary's County Tax Bill
$3,095
Median Maryland Tax Bill
$3,419
Median United States Tax Bill
$2,400
Property Tax Bills Across St. Mary's County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Abell | $1,640 | $2,478 | $3,679 | $4,851 | $5,997 |
| Avenue | $1,683 | $2,418 | $3,340 | $4,603 | $6,330 |
| Bushwood | $1,498 | $1,957 | $2,534 | $3,617 | $5,195 |
| California | $1,474 | $2,172 | $2,890 | $3,647 | $4,430 |
| Callaway | $1,712 | $1,987 | $3,198 | $3,871 | $4,501 |
| Chaptico | $1,359 | $1,855 | $2,858 | $3,833 | $5,213 |
| Charlotte Hall | $2,291 | $2,782 | $3,199 | $3,701 | $4,372 |
| Clements | $2,029 | $2,773 | $3,416 | $4,235 | $5,279 |
| Coltons Point | $1,479 | $1,920 | $3,236 | $5,084 | $6,113 |
| Dameron | $1,844 | $2,683 | $3,569 | $4,909 | $7,060 |
| Drayden | $2,275 | $3,548 | $4,849 | $6,014 | $8,343 |
| Great Mills | $1,538 | $1,953 | $2,668 | $3,236 | $3,849 |
| Hollywood | $2,026 | $2,691 | $3,607 | $4,857 | $5,975 |
| Leonardtown | $2,125 | $2,806 | $3,840 | $4,954 | $5,968 |
| Lexington Park | $1,185 | $2,011 | $2,728 | $3,331 | $4,074 |
| Loveville | $1,684 | $2,275 | $2,694 | $4,128 | $4,826 |
| Mechanicsville | $2,171 | $2,661 | $3,135 | $3,910 | $4,935 |
| Morganza | $1,668 | $2,651 | $2,965 | $3,698 | $4,398 |
| Park Hall | $1,579 | $2,087 | $2,666 | $3,394 | $4,479 |
| Piney Point | $1,599 | $2,312 | $3,694 | $5,139 | $6,800 |
| Ridge | $1,671 | $2,276 | $3,484 | $4,582 | $5,891 |
| Saint Inigoes | $1,981 | $2,533 | $3,433 | $4,463 | $5,578 |
| Saint Marys City | $2,352 | $3,144 | $3,847 | $4,484 | $7,452 |
| Scotland | $1,431 | $2,051 | $2,993 | $4,027 | $5,260 |
| Tall Timbers | $2,180 | $2,850 | $4,005 | $5,801 | $6,828 |
| Valley Lee | $1,951 | $2,668 | $3,560 | $4,741 | $6,484 |
| Helen | N/A | N/A | N/A | N/A | N/A |
| Maddox | N/A | N/A | N/A | N/A | N/A |
| St Inigoes | N/A | N/A | N/A | N/A | N/A |
| St Marys City | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell