Clay County, Mississippi Property Taxes

Name: Property Tax Bills Across Clay County, Mississippi
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Clay County effective property tax rate: 1.71%, significantly higher than the national median of 1.02%.
Median Clay County home value: $45,801
Median annual Clay County tax bill: $835, $1,565 lower than the national median property tax bill of $2,400.

How are property taxes in Clay County calculated?

Property taxes in Clay County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in West Point or another part of Clay County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Clay County, Mississippi Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.71%

Estimate Property Tax Bill

$783

$727

Ownwell’s Clay County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Clay County with just two data points. By entering your property's estimated assessed value, our calculator applies Clay County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value—determined by your county—reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Clay County. With a median property tax rate that may differ from the national average of 1.02%, it’s crucial to have the right tools and expertise to navigate your property tax landscape effectively. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Clay County, Mississippi

Local government entities are responsible for setting tax rates, which can vary significantly even within the same state. Each year, counties estimate their budgets needed to provide essential services and divide this by the total assessed value of all taxable properties within their jurisdiction. This calculation determines the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the basic annual process. In Clay County, Mississippi, the effective property tax rate is 1.71%, which is notably higher than the national median property tax rate of 1.02%. This means property owners in Clay County might experience higher tax bills compared to other regions. For instance, while West Point in Clay County has the highest median tax rate at 2.24%, Maben offers some relief with the lowest rate of 0.84%. This variation highlights the importance of understanding local tax dynamics, as they can significantly impact property expenses. Comparing these figures to the national median property tax bill of $2400, property owners in Clay County may find themselves paying more annually, making it crucial to explore potential property tax appeals or exemptions.

Property Tax Rates Across Clay County, Mississippi

Source: Ownwell

0.84%

1.54%

2.24%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Clay County Tax Rate

1.71%

Median Effective Mississippi Tax Rate

1.31%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Clay County, Mississippi

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Cedarbluff	0.70%	0.73%	1.66%	1.70%	1.70%
Maben	0.69%	0.71%	0.84%	1.67%	1.69%
Mantee	0.68%	0.70%	1.04%	1.67%	1.67%
Pheba	0.59%	0.70%	1.66%	1.67%	1.67%
Prairie	0.69%	0.73%	1.48%	1.70%	1.70%
Starkville	N/A	N/A	N/A	N/A	N/A
West Point	0.78%	1.70%	2.24%	2.25%	2.25%
Woodland	0.68%	0.72%	0.92%	1.67%	1.78%

Source: Ownwell

Property Tax Assessment Values Across Clay County, Mississippi

When examining property taxes in Clay County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County Tax Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Clay County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Clay County. For example, the median tax bill in Clay County is $990.00, with tax bills ranging significantly across the county. West Point has the highest median home price at $49,702.00.

Property Tax Assessment Values Across Clay County, Mississippi

Source: Ownwell

$22,826

$36,264

$49,702

Median Clay County Market Value

$45,801

Median Mississippi Market Value

$68,000

Median United States Market Value

$235,294

Property Tax Assessment Values Across Clay County, Mississippi

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Cedarbluff	$12,005	$16,401	$25,878	$45,692	$71,464
Maben	$10,922	$15,232	$22,826	$48,303	$75,889
Mantee	$13,999	$24,136	$32,188	$53,155	$77,561
Pheba	$10,856	$15,396	$31,380	$54,867	$78,824
Prairie	$11,269	$17,463	$30,479	$56,562	$83,936
Starkville	N/A	N/A	N/A	N/A	N/A
West Point	$19,016	$32,622	$49,702	$74,585	$181,708
Woodland	$10,064	$16,899	$27,387	$57,218	$79,908

Source: Ownwell

Property Tax Bills Across Clay County, Mississippi

In Clay County, MS, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The local tax rate is then applied to this assessed value to determine the annual tax bill. Factors such as property location, size, and improvements can influence the assessed value. Homeowners in Clay County experience a range of tax bills, with the 25th percentile at $361 and the 75th percentile reaching $1,319. The tax bill for the 90th percentile climbs to $2,880, indicating a significant variation in tax burdens across different properties. In comparison, the national median property tax bill stands at $2,400, suggesting that many homeowners in Clay County may pay less than the national average. However, within the county, the city of West Point has the highest median tax bill at $990, while Woodland has the lowest at $281. Understanding these factors can help homeowners anticipate their financial responsibilities and manage their budgets effectively.

Property Tax Bills Across Clay County, Mississippi

Source: Ownwell

$281

$636

$990

Median Clay County Tax Bill

$835

Median Mississippi Tax Bill

$854

Median United States Tax Bill

$2,400

Property Tax Bills Across Clay County, Mississippi

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Cedarbluff	$109	$181	$320	$615	$933
Maben	$80	$232	$360	$577	$816
Mantee	$154	$205	$377	$562	$1,126
Pheba	$94	$177	$297	$582	$1,173
Prairie	$80	$180	$392	$691	$1,071
Starkville	N/A	N/A	N/A	N/A	N/A
West Point	$243	$538	$990	$1,553	$3,927
Woodland	$101	$153	$281	$668	$1,032

Source: Ownwell