Middleburgh, Albany County, New York Property Taxes

Name: Property Tax Bills Across Middleburgh, Albany County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median MIDDLEBURGH, NY effective property tax rate: 2.48%, significantly higher than the national median of 1.02%, but lower than the NY state median of 2.39%.
Median MIDDLEBURGH, NY home value: $174,600
Median annual MIDDLEBURGH, NY tax bill: $4,082, $1,682 higher than the national median property tax bill of $2,400.

How are property taxes in Albany calculated?

Property taxes in MIDDLEBURGH, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding MIDDLEBURGH’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in MIDDLEBURGH, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Middleburgh, Albany County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.48%

Estimate Property Tax Bill

$4,330

$4,018

Ownwell’s MIDDLEBURGH Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in MIDDLEBURGH with just two data points.

By entering your property's estimated assessed value, our calculator applies MIDDLEBURGH’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Albany.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Middleburgh, Albany County, New York

Local government entities set property tax rates, which can vary significantly within a state. This variation occurs because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. While votes and laws play roles in setting these rates and budgets, this is essentially the annual process.

In Middleburgh, located in Albany County, NY, the effective property tax rate is 2.48%. This is notably higher than the national median property tax rate of 1.02%. The property tax rate in Middleburgh is also the highest in the state, which can impact property owners significantly. For comparison, the national median property tax bill is $2,400, and the higher rate in Middleburgh means property owners may face considerably higher bills. Understanding these rates is crucial for property owners looking to manage their expenses effectively.

Property Tax Rates Across Middleburgh, Albany County, New York

Source: Ownwell

0.73%

1.97%

3.20%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Middleburgh Tax Rate

2.48%

Median Effective Albany County Tax Rate

2.39%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Middleburgh, Albany County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
12122	2.20%	2.20%	2.48%	2.55%	2.55%

Source: Ownwell

Property Tax Assessment Values Across Middleburgh, Albany County, New York

When examining property taxes in Middleburgh, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Albany County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Albany County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Middleburgh.

For example, the median home price in Middleburgh is $174,600, with tax bills ranging significantly across the county. Zip code 12122 has the highest median home price at $174,600.

Property Tax Assessment Values Across Middleburgh, Albany County, New York

Source: Ownwell

$94,079

$238,900

$383,721

Median Middleburgh Market Value

$174,600

Median Albany County Market Value

$213,453

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Middleburgh, Albany County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
12122	$69,880	$125,450	$174,600	$246,900	$302,200

Source: Ownwell

Property Tax Bills Across Middleburgh, Albany County, New York

In Middleburgh, located in Albany County, NY, property tax bills are calculated based on the assessed value of the home and the local tax rate. The median home price in this area is $174,600, with property tax bills varying significantly. For instance, homeowners at the 25th percentile pay around $3,005, while those at the 75th percentile face bills up to $5,500. The tax bill can reach as high as $6,933 for those in the 90th percentile. These figures highlight how property taxes can be a substantial financial burden, especially compared to the national median property tax bill of $2,400. Factors such as local government budgets and school funding needs influence the tax rate, impacting how much homeowners ultimately pay. Ownwell offers a valuable service by helping homeowners appeal their property tax assessments, potentially lowering their tax bills. By leveraging expert knowledge and experience, Ownwell can identify discrepancies or overvaluations in property assessments, ensuring homeowners pay only their fair share.

Property Tax Bills Across Middleburgh, Albany County, New York

Source: Ownwell

$1,107

$4,878

$8,648

Median Middleburgh Tax Bill

$4,082

Median Albany County Tax Bill

$4,990

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Middleburgh, Albany County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
12122	$1,823	$3,005	$4,082	$5,500	$6,933

Source: Ownwell

Don't miss the deadline to file a grievance!

Dates

Links
Albany Assessment Review Commission
Website	albany.sdgnys.com