Adams, Jefferson County, New York Property Taxes

Name: Property Tax Bills Across Adams, Jefferson County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median ADAMS, NY effective property tax rate: 2.12%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median ADAMS, NY home value: $134,737
Median annual ADAMS, NY tax bill: $3,027, $627 higher than the national median property tax bill of $2,400.

How are property taxes in Jefferson calculated?

Property taxes in ADAMS, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding ADAMS’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in ADAMS, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Adams, Jefferson County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.12%

Estimate Property Tax Bill

$2,856

$2,651

Ownwell’s Adams Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Adams with just two data points.

By entering your property's estimated assessed value, our calculator applies Adams’ median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Jefferson County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Adams, Jefferson County, New York

Local government entities determine tax rates, which can differ significantly across a state. This variation occurs because each county calculates its necessary budget for public services and divides it by the total assessed value of all taxable properties within its boundaries. The result of this calculation is the property tax rate. Although votes and legislative actions play a role in establishing tax rates and budgets, this is essentially the yearly process.

In Adams, located in Jefferson County, the effective property tax rate is 2.12%, which is notably higher than the national median of 1.02%. This rate places Adams at the higher end of the spectrum when compared to other cities in New York. The median property tax rate in New York is also 2.12%, aligning with Adams' rate. Consequently, property owners in Adams experience tax bills that are significantly above the national median property tax bill of $2,400. Understanding these rates can help property owners make informed decisions about potential tax savings through appeals or exemptions.

Property Tax Rates Across Adams, Jefferson County, New York

Source: Ownwell

0.69%

1.59%

2.49%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Adams Tax Rate

2.12%

Median Effective Jefferson County Tax Rate

1.81%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Adams, Jefferson County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
13605	1.74%	1.85%	2.12%	2.67%	2.68%

Source: Ownwell

Property Tax Assessment Values Across Adams, Jefferson County, New York

When examining property taxes in Adams, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Jefferson County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Adams.

For example, the median home price in Adams is $134,737, with tax bills ranging significantly across the county. Zip code 13605 has the highest median home price at $134,737.

Property Tax Assessment Values Across Adams, Jefferson County, New York

Source: Ownwell

$31,915

$230,779

$429,643

Median Adams Market Value

$134,737

Median Jefferson County Market Value

$134,468

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Adams, Jefferson County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
13605	$50,000	$88,778	$134,737	$195,016	$276,196

Source: Ownwell

Property Tax Bills Across Adams, Jefferson County, New York

In Adams, located in Jefferson County, NY, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor. The assessed value is then multiplied by the local tax rate to determine the tax bill. For homeowners in Adams, the 25th percentile tax bill is $1,949, while the 75th percentile reaches $4,281, and the 90th percentile climbs to $5,965. These figures are notably higher than the national median property tax bill of $2,400. This disparity can significantly impact homeowners, particularly those in higher tax brackets, by increasing their annual financial obligations. Ownwell specializes in helping homeowners reduce their property tax bills by identifying potential savings through appeals and exemptions. Our expert consultants analyze property assessments and ensure that homeowners are not overpaying. By leveraging our services, homeowners in Adams can potentially lower their tax burdens, making homeownership more affordable and manageable.

Property Tax Bills Across Adams, Jefferson County, New York

Source: Ownwell

$522

$4,139

$7,755

Median Adams Tax Bill

$3,027

Median Jefferson County Tax Bill

$2,407

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Adams, Jefferson County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
13605	$1,017	$1,949	$3,027	$4,281	$5,965

Source: Ownwell