Henderson Harbor, Jefferson County, New York Property Taxes

Name: Property Tax Bills Across Henderson Harbor, Jefferson County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Henderson Harbor, NY effective property tax rate: 1.74%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%. Median Henderson Harbor, NY home value: $258,214. Median annual Henderson Harbor, NY tax bill: $4,472, $2,072 higher than the national median property tax bill of $2,400.

How are property taxes in Jefferson calculated?

Property taxes in Henderson Harbor, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Henderson Harbor’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Henderson Harbor, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Henderson Harbor, Jefferson County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.74%

Estimate Property Tax Bill

$4,493

$4,169

Ownwell’s Henderson Harbor Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Henderson Harbor with just two data points. By entering your property's estimated assessed value, our calculator applies Henderson Harbor’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Jefferson County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Henderson Harbor, Jefferson County, New York

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Henderson Harbor’s effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.

Property Tax Rates Across Henderson Harbor, Jefferson County, New York

Source: Ownwell

0.69%

1.59%

2.49%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Henderson Harbor Tax Rate

1.74%

Median Effective Jefferson County Tax Rate

1.81%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Henderson Harbor, Jefferson County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
13651	1.73%	1.74%	1.74%	1.74%	1.77%

Source: Ownwell

Property Tax Assessment Values Across Henderson Harbor, Jefferson County, New York

When examining property taxes in Henderson Harbor, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Jefferson County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Henderson Harbor. For example, the median home price in Henderson Harbor is $258,214, with tax bills ranging significantly across the county. The zip code 13651 has the highest median home price at $258,214.

Property Tax Assessment Values Across Henderson Harbor, Jefferson County, New York

Source: Ownwell

$31,915

$230,779

$429,643

Median Henderson Harbor Market Value

$258,214

Median Jefferson County Market Value

$134,468

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Henderson Harbor, Jefferson County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
13651	$100,233	$174,909	$258,214	$353,358	$503,872

Source: Ownwell

Property Tax Bills Across Henderson Harbor, Jefferson County, New York

In Henderson Harbor, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor's office. This value is then multiplied by the local tax rate to determine the annual tax bill. With a median home price of $258,214, homeowners in this region typically face tax bills that can vary significantly. For instance, the 25th percentile tax bill stands at $3,001, while the 75th percentile reaches $6,217. Some homeowners may even see tax bills as high as $8,766, placing a financial burden on many. This is significantly higher than the national median property tax bill of $2,400.

Ownwell offers a solution for homeowners looking to reduce these costs. By leveraging expertise in property tax appeals and exemptions, Ownwell can identify opportunities for savings, potentially lowering the assessed value and, consequently, the tax bill. This service not only helps homeowners save money but also provides peace of mind by ensuring they are not overpaying on their property taxes.

Property Tax Bills Across Henderson Harbor, Jefferson County, New York

Source: Ownwell

$522

$4,139

$7,755

Median Henderson Harbor Tax Bill

$4,472

Median Jefferson County Tax Bill

$2,407

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Henderson Harbor, Jefferson County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
13651	$1,756	$3,001	$4,472	$6,217	$8,766

Source: Ownwell