Gruver, Hansford County, Texas Property Taxes

Name: Property Tax Bills Across Gruver, Hansford County, Texas
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Gruver, TX effective property tax rate: 2.57%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median Gruver, TX home value: $86,614
Median annual Gruver, TX tax bill: $2,001, $399 lower than the national median property tax bill of $2,400.

How are property taxes in Hansford County calculated?

Property taxes in Gruver, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Gruver’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gruver, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Gruver, Hansford County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.57%

Estimate Property Tax Bill

$2,226

$2,066

Ownwell’s Gruver Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Gruver with just two data points. By entering your property's estimated assessed value, our calculator applies Gruver’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Hansford County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Gruver, Hansford County, Texas

Local government entities set property tax rates, which can differ significantly within a state. This variation occurs because each county annually estimates its budgetary needs to provide essential services and divides that by the total value of all taxable properties within its jurisdiction, resulting in the property tax rate. While votes and regulations play a role in determining tax rates and budgets, this is essentially the annual process.

In Gruver, located in Hansford County, Texas, the effective property tax rate stands at 2.57%, which is notably higher than the national median of 1.02%. This rate is consistent across the county, with both the highest and lowest median tax rates being 2.57% in the 79040 zip code. This means that property owners in Gruver pay a higher percentage of their property's assessed value in taxes compared to many other regions. When compared to other cities in Texas, Gruver's rate is among the highest, reflecting the county's specific budgetary requirements and property valuations. Understanding these dynamics can help property owners better navigate their tax responsibilities and explore potential savings through appeals or exemptions.

Property Tax Rates Across Gruver, Hansford County, Texas

Source: Ownwell

2.00%

2.28%

2.57%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gruver Tax Rate

2.57%

Median Effective Hansford County Tax Rate

2.50%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gruver, Hansford County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
79040	2.00%	2.25%	2.57%	2.57%	2.57%

Source: Ownwell

Property Tax Assessment Values Across Gruver, Hansford County, Texas

When examining property taxes in Gruver, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hansford County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Hansford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gruver.

For example, the median home price in Gruver is $86,614, with tax bills ranging significantly across the county. Zip code 79040 has the highest median home price at $86,614.

Property Tax Assessment Values Across Gruver, Hansford County, Texas

Source: Ownwell

$24,325

$55,470

$86,614

Median Gruver Market Value

$86,614

Median Hansford County Market Value

$82,016

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gruver, Hansford County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
79040	$17,470	$35,121	$86,614	$165,468	$235,082

Source: Ownwell

Property Tax Bills Across Gruver, Hansford County, Texas

In Gruver, located in Hansford County, TX, property tax bills are determined based on the assessed value of a home, which is a percentage of the market value. The local tax rate is then applied to this assessed value to calculate the tax owed. Homeowners in Gruver bear a significant property tax burden, with tax bills ranging from $844 at the 25th percentile to $5,606 at the 90th percentile. Despite the median home price being $86,614, the property tax bills can be substantial, with the highest median tax bill reaching $2,001 in the 79040 zip code. Compared to the national median property tax rate of 1.02%, Gruver's rates can significantly impact homeowners financially. Ownwell can assist homeowners in Gruver by providing expert property tax appeal and exemption services. By analyzing property assessments and identifying potential discrepancies, Ownwell helps ensure homeowners are not overpaying on their property taxes, ultimately leading to significant savings.

Property Tax Bills Across Gruver, Hansford County, Texas

Source: Ownwell

$445

$1,223

$2,001

Median Gruver Tax Bill

$2,001

Median Hansford County Tax Bill

$1,940

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Gruver, Hansford County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
79040	$410	$844	$2,001	$4,009	$5,606

Source: Ownwell