Borger, Hutchinson County, Texas Property Taxes

Name: Property Tax Bills Across Borger, Hutchinson County, Texas
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Borger, TX effective property tax rate: 2.47%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median Borger, TX home value: $60,575
Median annual Borger, TX tax bill: $1,418, $982 lower than the national median property tax bill of $2,400.

How are property taxes in Hutchinson calculated?

Property taxes in Borger, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Borger’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Borger, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Borger, Hutchinson County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.47%

Estimate Property Tax Bill

$1,496

$1,388

Ownwell’s Borger Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Borger with just two data points. By entering your property's estimated assessed value, our calculator applies Borger’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Hutchinson County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Borger, Hutchinson County, Texas

Local government entities set tax rates, which can vary widely within a state. This variation occurs because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Borger, located in Hutchinson County, the effective property tax rate is significantly higher than the national median of 1.02%. The median tax rate in Borger is 2.47%, which is also the highest in the area. This means property owners in Borger pay substantially more compared to the national median property tax bill of $2,400. The consistency of this rate across the region underscores the importance of understanding local tax dynamics. Comparing Borger’s tax rate with other cities in Texas and the national average provides valuable insight for property owners. Understanding these nuances can be crucial for financial planning and property investment decisions.

Property Tax Rates Across Borger, Hutchinson County, Texas

Source: Ownwell

1.61%

2.04%

2.47%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Borger Tax Rate

2.47%

Median Effective Hutchinson County Tax Rate

2.19%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Borger, Hutchinson County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
79007	1.90%	2.02%	2.47%	2.59%	2.59%

Source: Ownwell

Property Tax Assessment Values Across Borger, Hutchinson County, Texas

When examining property taxes in Borger, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hutchinson County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Hutchinson County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Borger. For example, the median home price in Borger is $60,575, with tax bills ranging significantly across the county. The 79007 zip code has the highest median home price at $60,575.

Property Tax Assessment Values Across Borger, Hutchinson County, Texas

Source: Ownwell

$23,505

$70,053

$116,600

Median Borger Market Value

$60,575

Median Hutchinson County Market Value

$60,035

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Borger, Hutchinson County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
79007	$15,900	$32,722	$60,575	$131,395	$222,342

Source: Ownwell

Property Tax Bills Across Borger, Hutchinson County, Texas

In Borger, TX, property tax bills are calculated based on the assessed value of a home. This assessed value is determined by the Hutchinson County appraisal district and reflects the market value of the property. The tax rate applied to this assessed value determines the final tax bill. Borger's property tax rates can lead to varying tax bills, with the 25th percentile at $787 and the 75th percentile reaching $2,837. Interestingly, the highest median tax bill in the area is $1,418, which is below the national median of $2,400, providing some relief to local homeowners. However, many homeowners still face financial strain due to these taxes. Ownwell assists homeowners by identifying potential savings through property tax appeals. By analyzing the assessed value, Ownwell ensures it aligns with the current market conditions, potentially reducing the tax burden. This service can be invaluable in helping homeowners save significantly on their property taxes, making homeownership more affordable and less stressful.

Property Tax Bills Across Borger, Hutchinson County, Texas

Source: Ownwell

$435

$1,135

$1,834

Median Borger Tax Bill

$1,418

Median Hutchinson County Tax Bill

$1,285

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Borger, Hutchinson County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
79007	$379	$787	$1,418	$2,837	$4,428

Source: Ownwell