Zephyr, Mills County, Texas Property Taxes
Median Zephyr, TX effective property tax rate: 1.34%, significantly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median Zephyr, TX home value: $141,950
Median annual Zephyr, TX tax bill: $1,322, $1,078 lower than the national median property tax bill of $2,400.
How are property taxes in Mills County calculated?
Property taxes in Zephyr, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Zephyr’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Zephyr, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Zephyr, Mills County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.34%
Estimate Property Tax Bill
$1,902
$1,765
Property Tax Rates Across Zephyr, Mills County, Texas
Local government entities are responsible for setting tax rates, which can vary widely within Texas. Each year, counties estimate their required budget to provide essential services and divide that by the total value of all taxable property within their jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, this is the annual process in a nutshell.
In Zephyr, located in Mills County, the effective property tax rate mirrors the highest and lowest rates in the area, which is somewhat unusual. Comparing Zephyr’s rate to other cities in Texas reveals its unique standing. The median property tax rate in Texas is higher than the national median, making property taxes a significant consideration for homeowners in the state.
Understanding these rates is crucial, as they directly impact the annual property tax bill, which is a significant expense for homeowners. By being informed, homeowners can make strategic decisions about property investments and potential appeals for tax adjustments.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Zephyr Tax Rate
1.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mills County Tax Rate
1.41%
Median Effective Texas Tax Rate
1.67%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Zephyr, Mills County, Texas
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
76890 | 0.50% | 1.10% | 1.34% | 1.39% | 1.54% |
Source: Ownwell
Property Tax Assessment Values Across Zephyr, Mills County, Texas
When examining property taxes in Zephyr, Texas, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mills County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Mills County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Zephyr. For example, the median home price in Zephyr is $141,950, with tax bills ranging significantly across the county. Zip code 76890 has the highest median home price at $141,950.
Property Tax Assessment Values Across Zephyr, Mills County, Texas
Source: Ownwell

$78,440
$110,195
$141,950
Median Zephyr Market Value
$141,950
Median Mills County Market Value
$100,465
Median Texas Market Value
$247,950
Median United States Market Value
$235,294
Property Tax Assessment Values Across Zephyr, Mills County, Texas
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
76890 | $33,142 | $73,210 | $141,950 | $219,600 | $420,776 |
Source: Ownwell
Property Tax Bills Across Zephyr, Mills County, Texas
Median Zephyr Tax Bill
$1,322
Median Mills County Tax Bill
$1,261
Median Texas Tax Bill
$3,971
Median United States Tax Bill
$2,400
Property Tax Bills Across Zephyr, Mills County, Texas
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
76890 | $321 | $744 | $1,322 | $2,368 | $3,019 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
---|---|
Appeal Deadline | May 15 |
Tax Bill | |
Issued | October 1 |
Due Date #1 | November 30 |
Due Date #2 | June 30 |
Links | |
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Mills Appraisal District | |
Website | esearch.millscad.org |