Cherokee, San Saba County, Texas Property Taxes

Name: Property Tax Bills Across Cherokee, San Saba County, Texas
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Cherokee, TX effective property tax rate: 1.12%, slightly higher than the national median of 1.02%, but lower than the Texas state median of 1.67%.
Median Cherokee, TX home value: $108,715
Median annual Cherokee, TX tax bill: $1,096, $1,304 lower than the national median property tax bill of $2,400.

How are property taxes in San Saba calculated?

Property taxes in Cherokee, TX are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Cherokee’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cherokee, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Cherokee, San Saba County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.12%

Estimate Property Tax Bill

$1,218

$1,130

Ownwell’s Cherokee Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cherokee with just two data points.

By entering your property's estimated assessed value, our calculator applies Cherokee’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cherokee County, Texas.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Cherokee, San Saba County, Texas

Local government entities set tax rates, which can vary widely within a state. This is because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Cherokee’s effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

In Cherokee, located in Cherokee County, Texas, property owners experience a property tax rate that is reflective of the county's budgetary needs and the total assessed value of properties. With Texas having a median property tax rate of 1.12%, Cherokee's rate aligns closely with the state average. This is slightly above the national median property tax rate of 1.02%. Understanding how Cherokee's property tax rate compares to both state and national figures can provide valuable insights for property owners considering appealing their property taxes or seeking exemptions.

Property Tax Rates Across Cherokee, San Saba County, Texas

Source: Ownwell

1.04%

1.19%

1.34%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cherokee Tax Rate

1.12%

Median Effective San Saba County Tax Rate

1.26%

Median Effective Texas Tax Rate

1.67%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cherokee, San Saba County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
76832	0.69%	0.91%	1.12%	1.38%	1.38%

Source: Ownwell

Property Tax Assessment Values Across Cherokee, San Saba County, Texas

When examining property taxes in Cherokee, TX, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Saba County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In San Saba County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cherokee. For example, the median home price in Cherokee is $108,715, with tax bills ranging significantly across the county. Zip code 76832 has the highest median home price at $108,715.

Property Tax Assessment Values Across Cherokee, San Saba County, Texas

Source: Ownwell

$97,740

$133,920

$170,100

Median Cherokee Market Value

$108,715

Median San Saba County Market Value

$107,950

Median Texas Market Value

$247,950

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cherokee, San Saba County, Texas

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
76832	$15,560	$47,012	$108,715	$205,462	$302,076

Source: Ownwell

Property Tax Bills Across Cherokee, San Saba County, Texas

In Cherokee, located in San Saba County, TX, property tax bills are calculated based on the assessed value of a home. The median home price is $108,715, with tax bills ranging from $482 at the 25th percentile to $3,074 at the 90th percentile. This range highlights the variability in tax bills, influenced by factors such as property location, size, and local tax rates. While the national median property tax rate stands at 1.02%, the tax burden in Cherokee can significantly impact homeowners, especially when considering the national median tax bill of $2,400. Homeowners in this area may find themselves paying more or less than the national average, depending on these factors. Ownwell offers a solution by providing property tax appeal and exemption services, helping homeowners identify potential savings. By leveraging expertise and local market knowledge, Ownwell can assist in reducing the assessed value of a property, ultimately lowering the tax bill and easing the financial burden on homeowners.

Property Tax Bills Across Cherokee, San Saba County, Texas

Source: Ownwell

$1,096

$1,459

$1,821

Median Cherokee Tax Bill

$1,096

Median San Saba County Tax Bill

$1,273

Median Texas Tax Bill

$3,971

Median United States Tax Bill

$2,400

Property Tax Bills Across Cherokee, San Saba County, Texas

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
76832	$191	$482	$1,096	$1,957	$3,074

Source: Ownwell