Laguna Niguel, California Property Taxes
The median property tax rate in Laguna Niguel, CA is 1.01%, slightly higher than the national median of 0.99% but lower than the California state median of 1.21%. With the median home value in Laguna Niguel at $640,103, the typical annual property tax bill reaches $6,442, significantly exceeding the national median of $2,690. Property taxes in Laguna Niguel are calculated based on the tax assessed value, which often falls below the market value due to various exemptions like the primary residence exemption. Understanding Laguna Niguel's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Laguna Niguel or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Laguna Niguel, California Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.21%
Estimate Property Tax Bill
$2,420
$1,272
$1,148
Average Laguna Niguel, California Tax Savings
Ownwell’s Laguna Niguel Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Laguna Niguel with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Laguna Niguel to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in Laguna Niguel. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Laguna Niguel, California
Property taxes in Laguna Niguel, California, are essential for funding crucial local services, including public schools, road maintenance, and emergency services. The median tax rate in Laguna Niguel is 1.01%, which is higher than the U.S. national median of 0.99%. Local government entities within Laguna Niguel set these rates annually, and they can vary significantly across different neighborhoods. Each year, Laguna Niguel estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Laguna Niguel's effective property tax rate to other counties in California and the national median. For comparison, the 92677 zip code has the highest median property tax rate of 1.01%, while the same zip code also has the lowest median tax rate of 1.01%. Understanding how these areas compare with Laguna Niguel provides valuable insights into the varying tax landscape across Orange County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Laguna Niguel Tax Rate
1.01%
Average Orange County Tax Rate
1.14%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across Laguna Niguel, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92677 | 1.00% | 1.00% | 1.01% | 1.01% | 1.01% |
Source: Ownwell
$1,148
Average Laguna Niguel Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Laguna Niguel, California
In Laguna Niguel, California, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Orange County Assessor for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Laguna Niguel helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The highest and lowest median tax bills in Laguna Niguel are both $6,442, found in the 92677 zip code.
Property Tax Assessment Values Across Laguna Niguel, California
Source: Ownwell
$10,700
$1,158,683
$2,306,666
Average Laguna Niguel Assessed Value
$640,103
Average Orange County Assessed Value
$514,928
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Laguna Niguel, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92677 | $284,060 | $416,416 | $640,103 | $961,519 | $1,377,042 |
Source: Ownwell
$1,148
Average Laguna Niguel Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Laguna Niguel, California
In Laguna Niguel, located in Orange County, CA, property tax bills are calculated based on the assessed value of the property, which is typically determined by the county assessor. This assessed value is then multiplied by the local property tax rate. For Laguna Niguel, the median home price is $640,103, resulting in tax bills that can vary significantly. Homeowners in the 25th percentile can expect a tax bill around $4,188, while those in the 75th percentile may see bills up to $9,703, and the 90th percentile can reach as high as $13,968. The median property tax bill for the area is $6,442, aligning with the zip code 92677. These property taxes can have a substantial impact on homeowners, making it essential to ensure that the assessed value is accurate. Ownwell offers expert property tax appeal and exemption services to help homeowners in Laguna Niguel reduce their tax burden. By carefully reviewing assessments and identifying potential discrepancies, Ownwell can assist in lowering your property tax bill, providing significant savings and peace of mind.
Average Laguna Niguel Tax Bill
$6,442
Average Orange County Tax Bill
$5,879
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across Laguna Niguel, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92677 | $2,845 | $4,188 | $6,442 | $9,703 | $13,968 |
Source: Ownwell
$1,148
Average Laguna Niguel Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 2 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Orange Tax Assessor | |
| Phone | (714) 834-2331 |
| Website | assr.parcelquest.com |
| taxpayeradvocate@asr.ocgov.com | |
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