Cardiff, California Property Taxes
The median property tax rate in Cardiff, CA is 1.14%, which is higher than the national median of 0.99% but lower than the California state median of 1.21%. With a median home value of $1,426,641, the typical annual property tax bill in Cardiff reaches $16,047, significantly exceeding the national median of $2,690. Property taxes in Cardiff are calculated based on the tax assessed value, which is often lower than the market value due to various exemptions such as those for primary residences and agricultural properties. Understanding Cardiff's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to substantial annual savings. Whether you're in the heart of Cardiff or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Cardiff, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.14%
Estimate Property Tax Bill
$16,264
$15,362
$1,148
Average Cardiff, California Tax Savings
Ownwell’s Cardiff Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Cardiff with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Cardiff to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in Cardiff. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Cardiff, California
Property taxes in Cardiff, CA, are essential in funding critical local services such as public schools, road maintenance, and emergency services. The median tax rate in Cardiff is 1.14%, higher than the U.S. national median of 0.99%. Local government entities within Cardiff set these rates annually, and they can vary significantly across different neighborhoods. Each year, Cardiff estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Cardiff's effective property tax rate to other areas in San Diego County and the national median. For comparison, the 92007 zip code has the highest median property tax rate of 1.14%, while the same zip code also has the lowest median tax rate of 1.14%. Understanding how these cities compare with Cardiff provides valuable insights into the varying tax landscape across San Diego County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Cardiff Tax Rate
1.14%
Average San Diego County Tax Rate
1.21%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across Cardiff, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92007 | 1.12% | 1.13% | 1.14% | 1.23% | 1.32% |
Source: Ownwell
$1,148
Average Cardiff Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Cardiff, California
In Cardiff, California, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the San Diego County Assessor for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Cardiff, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Cardiff helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. For instance, the highest median tax bill in Cardiff is $16,047 in the 92007 zip code, while the lowest median tax bill is also $16,047 in the same zip code.
Average Cardiff Assessed Value
$1,426,641
Average San Diego County Assessed Value
$454,653
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Cardiff, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92007 | $282,638 | $470,034 | $1,426,641 | $2,547,016 | $3,661,778 |
Source: Ownwell
$1,148
Average Cardiff Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Cardiff, California
In Cardiff, located in San Diego County, CA, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. This assessed value is then multiplied by the local tax rate. For Cardiff, the property tax rate is higher than the national median of 0.99%, leading to significant tax bills, especially given the median home price of $1,426,641. Factors such as home improvements, market conditions, and neighborhood changes can influence the assessed value, impacting the overall tax bill. Homeowners in Cardiff can face tax bills ranging from $6,166 at the 25th percentile to as high as $41,360 at the 90th percentile. This financial burden can be substantial, but Ownwell offers a solution. By providing expert property tax appeal and exemption services, Ownwell helps homeowners potentially reduce their assessed values, resulting in lower tax bills. With a deep understanding of local tax laws and a successful track record, Ownwell ensures homeowners pay only their fair share.
Average Cardiff Tax Bill
$16,047
Average San Diego County Tax Bill
$5,506
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across Cardiff, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92007 | $3,872 | $6,166 | $16,047 | $29,012 | $41,360 |
Source: Ownwell
$1,148
Average Cardiff Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 2 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Diego Tax Assessor | |
| Phone | (858) 505-6262 |
| Website | assr.parcelquest.com |
| arcc.fgg@sdcounty.ca.gov | |
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