San Diego County Property Taxes
The median property tax rate in San Diego County is 1.21%, which is significantly higher than the national median of 0.99%. With the median home value in San Diego County at $454,653, the typical annual property tax bill reaches $5,506, surpassing the national median of $2,690. Property taxes in this region are calculated based on the assessed value, which generally falls below the actual market value due to various property tax exemptions, including primary residence and agricultural exemptions. Understanding San Diego County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in San Diego or another part of the county, gaining comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
San Diego County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.21%
Estimate Property Tax Bill
$2,420
$1,272
$1,148
Average San Diego County Tax Savings
Ownwell’s San Diego Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in San Diego with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in San Diego to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also highlights how Ownwell can help lower property taxes in San Diego. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across San Diego County, California
Property taxes in San Diego play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in San Diego is 1.21%, which is higher than the U.S. national median of 0.99%. Local government entities within San Diego set these rates annually, and they can vary significantly between different areas within the county. Each year, San Diego estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares San Diego's effective property tax rate with other areas and the national median. For comparison, the city of National City has one of the higher property tax rates in the region at 1.41%, while the city of Ranchita boasts one of the lowest at 1.00%. Analyzing how San Diego's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average San Diego County Tax Rate
1.21%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across San Diego County, California
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Aguanga | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
| Alpine | 1.17% | 1.18% | 1.19% | 1.27% | 1.35% |
| Bonita | 1.18% | 1.19% | 1.26% | 1.32% | 1.45% |
| Bonsall | 1.03% | 1.04% | 1.05% | 1.06% | 1.17% |
| Borrego Springs | 1.07% | 1.08% | 1.10% | 1.13% | 1.18% |
| Boulevard | 1.02% | 1.04% | 1.06% | 1.07% | 2.35% |
| Campo | 1.04% | 1.06% | 1.09% | 1.14% | 1.70% |
| Cardiff | 1.12% | 1.13% | 1.14% | 1.23% | 1.32% |
| Cardiff By The Sea | 1.11% | 1.13% | 1.16% | 1.23% | 1.37% |
| Carlsbad | 1.08% | 1.08% | 1.11% | 1.18% | 1.26% |
| Chula Vista | 1.15% | 1.17% | 1.23% | 1.61% | 1.87% |
| Coronado | 1.07% | 1.08% | 1.11% | 1.16% | 1.34% |
| Del Mar | 1.06% | 1.06% | 1.07% | 1.08% | 1.12% |
| Descanso | 1.07% | 1.08% | 1.08% | 1.10% | 1.14% |
| Dulzura | 1.13% | 1.17% | 1.18% | 1.20% | 1.22% |
| El Cajon | 1.18% | 1.20% | 1.30% | 1.41% | 1.62% |
| Encinitas | 1.08% | 1.10% | 1.14% | 1.21% | 1.34% |
| Escondido | 1.11% | 1.12% | 1.14% | 1.16% | 1.28% |
| Fallbrook | 1.03% | 1.05% | 1.06% | 1.07% | 1.20% |
| Guatay | 0.89% | 1.00% | 1.07% | 1.09% | 1.09% |
| Imperial Beach | 1.22% | 1.26% | 1.32% | 1.48% | 1.83% |
| Jacumba | 1.05% | 1.06% | 1.09% | 1.14% | 1.22% |
| Jamul | 1.19% | 1.19% | 1.20% | 1.22% | 1.26% |
| Julian | 1.04% | 1.05% | 1.07% | 1.10% | 1.14% |
| La Jolla | 1.21% | 1.22% | 1.23% | 1.23% | 1.24% |
| Lakeside | 1.17% | 1.20% | 1.29% | 1.39% | 1.58% |
| La Mesa | 1.17% | 1.20% | 1.27% | 1.36% | 1.57% |
| Lemon Grove | 1.29% | 1.32% | 1.40% | 1.54% | 1.95% |
| Mountain Center | 1.10% | 1.10% | 1.10% | 1.10% | 1.10% |
| Mount Laguna | 1.07% | 1.10% | 1.12% | 1.15% | 1.24% |
| National City | 1.26% | 1.30% | 1.41% | 1.60% | 1.97% |
| Oceanside | 1.07% | 1.09% | 1.10% | 1.12% | 1.14% |
| Pala | 1.06% | 1.07% | 1.09% | 1.15% | 1.24% |
| Palomar Mountain | 1.08% | 1.09% | 1.11% | 1.14% | 1.24% |
| Pauma Valley | 1.05% | 1.06% | 1.07% | 1.09% | 1.14% |
| Pine Valley | 1.05% | 1.07% | 1.09% | 1.09% | 1.10% |
| Potrero | 1.07% | 1.08% | 1.10% | 1.11% | 1.15% |
| Poway | 1.12% | 1.12% | 1.13% | 1.14% | 1.16% |
| Ramona | 1.04% | 1.05% | 1.13% | 1.23% | 1.34% |
| Ranchita | 0.97% | 0.99% | 1.00% | 1.02% | 1.03% |
| Rancho Santa Fe | 1.07% | 1.09% | 1.10% | 1.13% | 1.17% |
| San Diego | 1.12% | 1.19% | 1.22% | 1.24% | 1.29% |
| San Marcos | 1.09% | 1.11% | 1.18% | 1.36% | 1.51% |
| Santa Ysabel | 1.02% | 1.05% | 1.08% | 1.12% | 1.16% |
| Santee | 1.18% | 1.19% | 1.20% | 1.22% | 1.30% |
| San Ysidro | 1.14% | 1.17% | 1.21% | 1.25% | 1.52% |
| Solana Beach | 1.10% | 1.12% | 1.16% | 1.25% | 1.45% |
| Spring Valley | 1.19% | 1.26% | 1.32% | 1.43% | 1.67% |
| Tecate | 1.09% | 1.10% | 1.12% | 1.16% | 1.20% |
| Valley Center | 1.09% | 1.11% | 1.15% | 1.27% | 1.68% |
| Vista | 1.08% | 1.14% | 1.22% | 1.32% | 1.49% |
| Warner Springs | 0.96% | 0.98% | 1.02% | 1.02% | 1.03% |
Source: Ownwell
$1,148
Average San Diego County Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across San Diego County, California
In San Diego County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the San Diego Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in San Diego County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in San Diego County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. Rancho Santa Fe has the highest median tax bill at $26,681, while Mountain Center has the lowest at $911.
Property Tax Assessment Values Across San Diego County, California
Source: Ownwell
$17,080
$1,327,607
$2,638,134
Average San Diego County Assessed Value
$454,653
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across San Diego County, California
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Aguanga | $488,688 | $488,688 | $488,688 | $488,688 | $488,688 |
| Alpine | $192,412 | $341,343 | $537,154 | $741,004 | $944,000 |
| Bonita | $171,653 | $329,733 | $503,830 | $734,602 | $948,632 |
| Bonsall | $219,164 | $369,088 | $627,782 | $916,304 | $1,394,818 |
| Borrego Springs | $50,771 | $111,600 | $189,209 | $295,850 | $454,526 |
| Boulevard | $68,078 | $135,446 | $233,359 | $353,736 | $459,933 |
| Campo | $104,082 | $169,008 | $274,020 | $369,988 | $460,132 |
| Cardiff | $282,638 | $470,034 | $1,426,641 | $2,547,016 | $3,661,778 |
| Cardiff By The Sea | $174,966 | $341,901 | $667,151 | $1,199,493 | $1,884,299 |
| Carlsbad | $247,840 | $420,836 | $682,407 | $985,348 | $1,353,930 |
| Chula Vista | $154,700 | $288,787 | $448,390 | $610,356 | $769,765 |
| Coronado | $203,730 | $539,262 | $1,040,400 | $1,796,724 | $2,692,093 |
| Del Mar | $176,436 | $495,145 | $1,055,837 | $1,827,352 | $2,922,686 |
| Descanso | $93,920 | $183,429 | $341,787 | $509,999 | $679,908 |
| Dulzura | $35,096 | $122,336 | $280,929 | $436,918 | $575,305 |
| El Cajon | $89,435 | $204,094 | $374,542 | $576,380 | $767,358 |
| Encinitas | $201,175 | $369,163 | $689,322 | $1,167,468 | $1,844,278 |
| Escondido | $131,850 | $254,086 | $431,836 | $639,797 | $846,600 |
| Fallbrook | $164,818 | $312,076 | $509,710 | $697,436 | $903,073 |
| Guatay | $29,755 | $47,532 | $101,578 | $247,343 | $416,404 |
| Imperial Beach | $89,694 | $200,701 | $388,826 | $618,578 | $798,286 |
| Jacumba | $42,320 | $70,539 | $113,576 | $191,456 | $282,710 |
| Jamul | $194,801 | $344,064 | $544,599 | $769,894 | $1,012,900 |
| Julian | $68,427 | $150,838 | $301,186 | $451,457 | $624,544 |
| La Jolla | $260,534 | $469,845 | $884,562 | $1,744,602 | $3,017,737 |
| Lakeside | $79,057 | $186,920 | $343,566 | $542,991 | $692,571 |
| La Mesa | $110,114 | $227,501 | $400,588 | $611,344 | $806,290 |
| Lemon Grove | $98,502 | $206,410 | $325,955 | $492,592 | $612,309 |
| Mountain Center | $82,854 | $82,854 | $82,854 | $82,854 | $82,854 |
| Mount Laguna | $42,104 | $78,431 | $125,297 | $206,187 | $321,931 |
| National City | $72,095 | $138,623 | $246,268 | $404,441 | $541,008 |
| Oceanside | $142,938 | $252,012 | $399,175 | $587,453 | $763,616 |
| Pala | $198,533 | $368,569 | $543,575 | $806,918 | $998,008 |
| Palomar Mountain | $95,403 | $182,378 | $282,812 | $441,531 | $655,603 |
| Pauma Valley | $233,245 | $351,384 | $481,845 | $663,136 | $904,106 |
| Pine Valley | $99,532 | $214,677 | $346,551 | $510,296 | $620,046 |
| Potrero | $53,744 | $128,473 | $249,089 | $356,337 | $474,939 |
| Poway | $158,978 | $315,624 | $579,421 | $875,625 | $1,314,716 |
| Ramona | $176,976 | $298,704 | $465,394 | $630,000 | $774,498 |
| Ranchita | $83,417 | $145,613 | $228,642 | $340,643 | $407,864 |
| Rancho Santa Fe | $765,870 | $1,444,334 | $2,404,349 | $3,570,000 | $5,020,924 |
| San Diego | $130,262 | $253,725 | $447,370 | $711,137 | $1,033,000 |
| San Marcos | $146,882 | $290,139 | $499,582 | $712,197 | $930,290 |
| Santa Ysabel | $102,059 | $235,607 | $403,789 | $589,664 | $781,288 |
| Santee | $88,729 | $204,725 | $374,424 | $558,662 | $711,869 |
| San Ysidro | $73,828 | $141,601 | $234,923 | $362,175 | $499,463 |
| Solana Beach | $207,793 | $441,876 | $817,866 | $1,378,819 | $2,082,075 |
| Spring Valley | $97,924 | $198,752 | $344,289 | $519,833 | $663,000 |
| Tecate | $107,618 | $125,091 | $254,728 | $362,537 | $538,512 |
| Valley Center | $180,918 | $349,632 | $555,170 | $740,000 | $910,122 |
| Vista | $123,483 | $247,716 | $411,622 | $595,687 | $775,000 |
| Warner Springs | $74,857 | $129,451 | $196,900 | $347,632 | $478,754 |
Source: Ownwell
$1,148
Average San Diego County Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across San Diego County, California
In San Diego County, CA, property tax bills are calculated based on the assessed value of your home, which is determined by the county assessor. This assessed value is typically a percentage of the market value. The median home price in San Diego County is $454,653, and property tax rates are applied to this assessed value to determine the tax bill. For instance, the tax bill at the 25th percentile is $3,129, while at the 75th percentile, it rises to $8,578. High-value areas like Rancho Santa Fe see median tax bills as high as $26,681, whereas Mountain Center has much lower median tax bills, around $911. Factors such as property improvements, market conditions, and local tax rates influence your tax bill. High property taxes can significantly impact homeowners' finances. Ownwell helps homeowners by providing property tax appeal and exemption services, potentially lowering your tax bill and ensuring you only pay your fair share. With expert consultation, you can navigate the complexities of property taxes and achieve substantial savings.
Average San Diego County Tax Bill
$5,506
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across San Diego County, California
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Aguanga | $4,909 | $4,909 | $4,909 | $4,909 | $4,909 |
| Alpine | $2,423 | $4,243 | $6,592 | $8,989 | $11,299 |
| Bonita | $2,415 | $4,229 | $6,316 | $9,074 | $11,673 |
| Bonsall | $2,302 | $3,892 | $6,666 | $9,795 | $14,726 |
| Borrego Springs | $553 | $1,236 | $2,109 | $3,284 | $5,031 |
| Boulevard | $997 | $1,822 | $2,686 | $3,959 | $5,188 |
| Campo | $1,066 | $1,879 | $3,329 | $4,724 | $5,928 |
| Cardiff | $3,872 | $6,166 | $16,047 | $29,012 | $41,360 |
| Cardiff By The Sea | $2,319 | $4,177 | $7,752 | $13,748 | $21,101 |
| Carlsbad | N/A | $3,259 | $6,847 | $10,701 | $14,875 |
| Chula Vista | $1,882 | $3,651 | $6,169 | $9,033 | $12,023 |
| Coronado | $2,696 | $6,191 | $11,505 | $19,522 | $29,078 |
| Del Mar | $1,979 | $5,463 | $11,480 | $19,736 | $31,737 |
| Descanso | $1,012 | $1,981 | $3,770 | $5,569 | $7,500 |
| Dulzura | $386 | $1,445 | $3,378 | $5,256 | $7,094 |
| El Cajon | $1,354 | $2,871 | $5,002 | $7,477 | $9,689 |
| Encinitas | $2,600 | $4,417 | $7,859 | $13,211 | $20,744 |
| Escondido | $1,514 | $2,916 | $4,999 | $7,505 | $10,419 |
| Fallbrook | $1,751 | $3,351 | $5,526 | $7,924 | $10,292 |
| Guatay | $263 | $435 | $1,035 | $2,652 | $4,489 |
| Imperial Beach | $1,693 | $2,912 | $5,167 | $7,916 | $10,084 |
| Jacumba | $462 | $797 | $1,260 | $2,107 | $3,087 |
| Jamul | $2,378 | $4,180 | $6,576 | $9,349 | $12,482 |
| Julian | $716 | $1,616 | $3,231 | $4,808 | $6,702 |
| La Jolla | $3,172 | $5,775 | $10,973 | $21,680 | $37,664 |
| Lakeside | $1,168 | $2,640 | $4,541 | $6,910 | $8,654 |
| La Mesa | $1,661 | $3,031 | $5,091 | $7,726 | $10,023 |
| Lemon Grove | $1,827 | $3,102 | $4,608 | $6,580 | $8,081 |
| Mountain Center | $911 | $911 | $911 | $911 | $911 |
| Mount Laguna | $519 | $908 | $1,405 | $2,203 | $3,442 |
| National City | $1,379 | $2,179 | $3,489 | $5,433 | $7,026 |
| Oceanside | $1,574 | $2,753 | $4,400 | $6,508 | $8,516 |
| Pala | $2,352 | $4,212 | $6,166 | $9,167 | $10,934 |
| Palomar Mountain | $1,148 | $2,113 | $3,166 | $4,827 | $7,089 |
| Pauma Valley | $2,568 | $3,766 | $5,216 | $7,208 | $9,659 |
| Pine Valley | $1,162 | $2,272 | $3,698 | $5,449 | $6,752 |
| Potrero | $596 | $1,435 | $2,760 | $4,006 | $5,212 |
| Poway | $1,781 | $3,602 | $6,549 | $9,918 | $14,920 |
| Ramona | $2,105 | $3,573 | $5,362 | $7,172 | $8,704 |
| Ranchita | $811 | $1,433 | $2,245 | $3,448 | $4,113 |
| Rancho Santa Fe | $8,698 | $16,162 | $26,681 | $39,274 | $54,785 |
| San Diego | $1,555 | $3,065 | $5,475 | $8,762 | $13,403 |
| San Marcos | $1,735 | $3,439 | $6,211 | $9,302 | $12,502 |
| Santa Ysabel | $1,040 | $2,471 | $4,436 | $6,503 | $8,327 |
| Santee | $1,072 | $2,492 | $4,519 | $6,684 | $8,622 |
| San Ysidro | $834 | $1,654 | $2,818 | $4,841 | $6,715 |
| Solana Beach | $3,044 | $5,495 | $9,497 | $15,520 | $23,301 |
| Spring Valley | $1,596 | $2,857 | $4,593 | $6,648 | $8,398 |
| Tecate | $1,272 | $1,396 | $2,777 | $4,520 | $6,326 |
| Valley Center | $2,304 | $4,247 | $6,597 | $9,557 | $12,401 |
| Vista | $1,791 | $3,249 | $5,073 | $7,110 | $9,061 |
| Warner Springs | $702 | $1,263 | $1,932 | $3,475 | $4,853 |
Source: Ownwell
$1,148
Average San Diego County Tax Savings
Save on your property taxes & more with Ownwell.
Want to lower your San Diego County property taxes?
Looking to reduce your San Diego property taxes? Ownwell is the leading property tax protest company serving San Diego. We specialize in helping property owners in the San Diego area and beyond lower their taxes by working directly with the San Diego County Assessor's Office. Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the San Diego property tax protest process and identify all available property tax exemptions so you don’t have to. Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and identify strategic opportunities for reducing your tax burden. By managing the protest process from beginning to end, we not only simplify the procedure but also increase your chances of obtaining a favorable result. Let Ownwell be your trusted partner in lowering your San Diego property tax expenses through our proven strategies and expert advocacy.
Property Tax Appeals in California
In San Diego County, homeowners who believe their property tax assessments are too high have the option to protest their assessments. The appeal process begins with filing an application for Changed Assessment with the San Diego County Assessment Appeals Board. This must be done within the specified filing period, typically between July 2 and November 30 for the regular assessment year. Once the application is submitted, the homeowner must gather evidence to support their claim that the assessed value is incorrect. This evidence can include recent sales data of comparable properties, independent appraisals, and any other relevant documentation that demonstrates the market value of the property is lower than assessed. The process involves a hearing before the Assessment Appeals Board, where the homeowner or their representative presents the evidence. The county assessor’s office may also present its case to justify the assessed value. The board then reviews all the evidence and makes a determination. Potential outcomes include a reduction in the assessed value, which can lower the property tax bill, or the board may decide to uphold the original assessment. Ownwell can significantly assist homeowners through this appeal process. Our team of property tax experts will handle the complex paperwork, gather compelling evidence, and represent the homeowner at the hearing. We ensure that all deadlines are met and that the strongest possible case is presented to the Assessment Appeals Board. By leveraging our expertise, homeowners can increase their chances of a successful appeal, potentially leading to substantial tax savings.
Exemptions in California
San Diego County offers several property tax exemption programs to assist homeowners in reducing their tax burden. One of the most significant exemptions is the Homeowners' Exemption, which provides tax relief for those who occupy their primary residence. To qualify, homeowners must apply by February 15 and occupy the home as their principal place of residence as of January 1 of the year in which they are applying. This exemption can result in substantial savings on annual property taxes. Another valuable program is the Disabled Veterans' Exemption, designed for veterans who have a service-connected disability. This exemption offers a reduction in assessed value, depending on the level of disability and income. Veterans must provide proof of disability and meet certain income criteria to qualify. Additionally, the Senior Citizens' Property Tax Postponement Program allows eligible seniors to defer their property taxes. To qualify, homeowners must be at least 62 years old, meet specific income requirements, and have at least 40% equity in their home. Ownwell can help homeowners navigate these programs by providing expert guidance and assistance throughout the application process. Our team ensures that homeowners understand their eligibility and helps them gather the necessary documentation to maximize their tax savings. By leveraging Ownwell's expertise, homeowners can confidently take advantage of these valuable property tax exemptions.
Available Exemptions
Disabled
Home Stead
Solar/Wind
Non-Profit
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 2 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Diego Tax Assessor | |
| Phone | (858) 505-6262 |
| Website | assr.parcelquest.com |
| arcc.fgg@sdcounty.ca.gov | |
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