San Diego, San Diego County, California Property Taxes
Median SAN DIEGO, CA effective property tax rate: 1.22%, significantly higher than the national median of 1.02%, but lower than the CA state median of 1.21%.
Median SAN DIEGO, CA home value: $447,370
Median annual SAN DIEGO, CA tax bill: $5,475, $3,075 higher than the national median property tax bill of $2,400.
How are property taxes in San Diego calculated?
Property taxes in SAN DIEGO, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding SAN DIEGO’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in SAN DIEGO, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
San Diego, San Diego County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.22%
Estimate Property Tax Bill
$5,458
$5,065
$1,102
Average Tax Savings
Property Tax Rates Across San Diego, San Diego County, California
Local government entities in San Diego set property tax rates, which can vary significantly across California. Each year, the county determines its budgetary needs for essential services and divides this by the total assessed value of all taxable properties within its boundaries. This calculation establishes the property tax rate. While the process involves votes and legislation, this is the annual routine in a nutshell.
In San Diego, the effective property tax rate offers an interesting comparison to other cities in California, as well as to the median property tax rates in both the state and the U.S. San Diego’s median tax rate stands at 1.22%, slightly above the national median of 1.02%, reflecting the diverse economic landscape of the region. Within San Diego, property tax rates can differ even further, with some areas experiencing rates as high as 1.42% and others as low as 1.12%. Understanding these variations can help property owners make informed decisions and potentially reduce their tax liabilities through appeals and exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Diego Tax Rate
1.22%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Diego County Tax Rate
1.21%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
San Diego, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Los Angeles Tax Rate
1.21%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Francisco Tax Rate
1.23%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sacramento Tax Rate
1.20%
Property Tax Rates Across San Diego, San Diego County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92101 | 1.23% | 1.24% | 1.25% | 1.27% | 1.31% |
| 92102 | 1.18% | 1.21% | 1.23% | 1.24% | 1.27% |
| 92103 | 1.21% | 1.22% | 1.22% | 1.23% | 1.24% |
| 92104 | 1.21% | 1.22% | 1.22% | 1.24% | 1.27% |
| 92105 | 1.18% | 1.20% | 1.22% | 1.24% | 1.25% |
| 92106 | 1.20% | 1.22% | 1.22% | 1.23% | 1.26% |
| 92107 | 1.20% | 1.21% | 1.22% | 1.23% | 1.24% |
| 92108 | 1.20% | 1.22% | 1.23% | 1.25% | 1.28% |
| 92109 | 1.21% | 1.22% | 1.23% | 1.23% | 1.24% |
| 92110 | 1.19% | 1.21% | 1.22% | 1.23% | 1.24% |
| 92111 | 1.19% | 1.21% | 1.22% | 1.23% | 1.25% |
| 92113 | 1.17% | 1.20% | 1.23% | 1.24% | 1.28% |
| 92114 | 1.13% | 1.19% | 1.21% | 1.23% | 1.25% |
| 92115 | 1.20% | 1.21% | 1.23% | 1.24% | 1.26% |
| 92116 | 1.20% | 1.21% | 1.23% | 1.24% | 1.25% |
| 92117 | 1.17% | 1.21% | 1.22% | 1.23% | 1.24% |
| 92119 | 1.20% | 1.23% | 1.24% | 1.25% | 1.26% |
| 92120 | 1.18% | 1.21% | 1.22% | 1.24% | 1.25% |
| 92121 | 1.20% | 1.21% | 1.22% | 1.23% | 1.24% |
| 92122 | 1.20% | 1.21% | 1.22% | 1.23% | 1.24% |
| 92123 | 1.18% | 1.21% | 1.22% | 1.23% | 1.29% |
| 92124 | 1.23% | 1.23% | 1.24% | 1.25% | 1.27% |
| 92126 | 1.20% | 1.21% | 1.23% | 1.24% | 1.27% |
| 92127 | 1.12% | 1.13% | 1.42% | 1.69% | 1.86% |
| 92128 | 1.06% | 1.07% | 1.12% | 1.13% | 1.14% |
| 92129 | 1.05% | 1.09% | 1.12% | 1.14% | 1.39% |
| 92130 | 1.07% | 1.13% | 1.19% | 1.27% | 1.37% |
| 92131 | 1.23% | 1.24% | 1.26% | 1.29% | 1.34% |
| 92139 | 1.17% | 1.20% | 1.21% | 1.24% | 1.25% |
| 92154 | 1.12% | 1.16% | 1.18% | 1.40% | 1.60% |
| 91945 | N/A | N/A | N/A | N/A | N/A |
| 92173 | N/A | N/A | N/A | N/A | N/A |
| 92177 | N/A | N/A | N/A | N/A | N/A |
| 92195 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average San Diego Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across San Diego, San Diego County, California
When examining property taxes in San Diego, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Diego County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In San Diego County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in San Diego. For example, the median home price in San Diego is $447,370, with tax bills ranging significantly across the county. Zip code 92130 has the highest median home price at $934,000.
Property Tax Assessment Values Across San Diego, San Diego County, California
Source: Ownwell
$101,578
$1,369,856
$2,638,134
Median San Diego Market Value
$447,370
Median San Diego County Market Value
$454,653
Median California Market Value
$378,421
Median United States Market Value
$235,294
San Diego, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Los Angeles Market Value
$443,954
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Francisco Market Value
$720,075
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Sacramento Market Value
$271,435
Property Tax Assessment Values Across San Diego, San Diego County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92101 | $327,726 | $430,998 | $585,470 | $825,050 | $1,231,041 |
| 92102 | $65,779 | $139,938 | $272,436 | $473,027 | $683,700 |
| 92103 | $165,103 | $327,806 | $545,065 | $866,398 | $1,352,520 |
| 92104 | $115,398 | $215,726 | $387,109 | $641,118 | $877,608 |
| 92105 | $85,657 | $154,642 | $251,963 | $410,491 | $549,704 |
| 92106 | $160,759 | $390,495 | $771,008 | $1,178,566 | $1,716,898 |
| 92107 | $121,188 | $268,835 | $543,984 | $929,888 | $1,404,557 |
| 92108 | $128,021 | $227,177 | $366,367 | $591,852 | $793,637 |
| 92109 | $159,471 | $344,813 | $629,740 | $1,050,999 | $1,552,995 |
| 92110 | $104,586 | $229,341 | $416,503 | $643,142 | $934,073 |
| 92111 | $80,105 | $199,984 | $361,618 | $571,152 | $733,955 |
| 92113 | $55,234 | $115,768 | $215,748 | $378,651 | $508,542 |
| 92114 | $81,212 | $169,648 | $270,509 | $433,185 | $558,200 |
| 92115 | $104,074 | $202,368 | $351,926 | $572,218 | $774,915 |
| 92116 | $132,258 | $242,579 | $429,696 | $699,823 | $981,155 |
| 92117 | $76,429 | $198,256 | $390,148 | $656,183 | $861,964 |
| 92119 | $101,207 | $206,484 | $362,736 | $610,893 | $787,807 |
| 92120 | $102,537 | $217,216 | $416,264 | $670,514 | $880,878 |
| 92121 | $225,116 | $392,093 | $550,725 | $807,977 | $1,042,471 |
| 92122 | $152,566 | $278,688 | $453,238 | $695,752 | $959,282 |
| 92123 | $81,142 | $217,470 | $407,709 | $599,686 | $745,280 |
| 92124 | $189,857 | $299,049 | $463,842 | $669,173 | $850,501 |
| 92126 | $131,350 | $235,062 | $364,510 | $556,819 | $732,576 |
| 92127 | $323,862 | $542,900 | $828,516 | $1,170,554 | $1,747,982 |
| 92128 | $248,790 | $352,798 | $498,589 | $710,429 | $900,060 |
| 92129 | $234,859 | $336,570 | $513,084 | $792,127 | $971,553 |
| 92130 | $392,698 | $602,565 | $934,000 | $1,353,969 | $1,890,661 |
| 92131 | $289,366 | $426,534 | $639,846 | $936,558 | $1,255,000 |
| 92139 | $98,858 | $180,356 | $273,184 | $412,795 | $544,782 |
| 92154 | $83,428 | $179,894 | $323,896 | $501,979 | $622,199 |
| 91945 | N/A | N/A | N/A | N/A | N/A |
| 92173 | N/A | N/A | N/A | N/A | N/A |
| 92177 | N/A | N/A | N/A | N/A | N/A |
| 92195 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average San Diego Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across San Diego, San Diego County, California
Property Tax Bills Across San Diego, San Diego County, California
Source: Ownwell
$1,035
$15,124
$29,213
Median San Diego Tax Bill
$5,475
Median San Diego County Tax Bill
$5,506
Median California Tax Bill
$4,683
Median United States Tax Bill
$2,400
San Diego, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Los Angeles Tax Bill
$5,332
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Francisco Tax Bill
$8,744
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Sacramento Tax Bill
$3,234
Property Tax Bills Across San Diego, San Diego County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92101 | $4,170 | $5,468 | $7,369 | $10,306 | $15,253 |
| 92102 | $776 | $1,724 | $3,367 | $5,887 | $8,466 |
| 92103 | $2,017 | $4,000 | $6,683 | $10,657 | $16,593 |
| 92104 | $1,416 | $2,676 | $4,798 | $7,921 | $10,828 |
| 92105 | $1,021 | $1,874 | $3,097 | $5,062 | $6,770 |
| 92106 | $1,987 | $4,782 | $9,649 | $14,766 | $21,424 |
| 92107 | $1,481 | $3,314 | $6,654 | $11,412 | $17,291 |
| 92108 | $1,569 | $2,799 | $4,504 | $7,331 | $9,964 |
| 92109 | $1,940 | $4,210 | $7,721 | $12,909 | $19,076 |
| 92110 | $1,261 | $2,784 | $5,106 | $7,900 | $11,483 |
| 92111 | $948 | $2,433 | $4,421 | $6,989 | $9,001 |
| 92113 | $660 | $1,418 | $2,678 | $4,713 | $6,320 |
| 92114 | $862 | $1,956 | $3,251 | $5,330 | $6,961 |
| 92115 | $1,256 | $2,471 | $4,307 | $7,059 | $9,608 |
| 92116 | $1,634 | $2,963 | $5,266 | $8,596 | $12,104 |
| 92117 | $897 | $2,407 | $4,769 | $8,042 | $10,584 |
| 92119 | $1,231 | $2,568 | $4,510 | $7,591 | $9,854 |
| 92120 | $1,222 | $2,660 | $5,114 | $8,259 | $10,913 |
| 92121 | $2,733 | $4,794 | $6,708 | $9,816 | $12,746 |
| 92122 | $1,855 | $3,425 | $5,553 | $8,529 | $11,741 |
| 92123 | $973 | $2,681 | $5,086 | $7,517 | $9,508 |
| 92124 | $2,353 | $3,711 | $5,753 | $8,284 | $10,535 |
| 92126 | $1,622 | $2,893 | $4,578 | $6,985 | $9,302 |
| 92127 | $3,759 | $7,050 | $13,013 | $18,682 | $25,625 |
| 92128 | $2,742 | $3,887 | $5,508 | $7,852 | $9,902 |
| 92129 | $2,623 | $3,752 | $5,929 | $9,190 | $12,658 |
| 92130 | $4,638 | $7,173 | $11,534 | $16,506 | $23,078 |
| 92131 | $3,660 | $5,385 | $8,075 | $11,830 | $16,671 |
| 92139 | $1,079 | $2,104 | $3,290 | $5,092 | $6,762 |
| 92154 | $896 | $2,034 | $4,026 | $6,976 | $8,677 |
| 91945 | N/A | N/A | N/A | N/A | N/A |
| 92173 | N/A | N/A | N/A | N/A | N/A |
| 92177 | N/A | N/A | N/A | N/A | N/A |
| 92195 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average San Diego Tax Savings
Save on your property taxes & more with Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 1 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Diego Tax Assessor | |
| Phone | (858) 505-6262 |
| Website | assr.parcelquest.com |
| arcc.fgg@sdcounty.ca.gov | |
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