El Cajon, California Property Taxes
The median property tax rate in El Cajon, CA is 1.30%, considerably higher than both the national median of 0.99% and the California state median of 1.21%. With the median home value in El Cajon at $374,542, the typical annual property tax bill reaches $5,002, exceeding the national median of $2,690. Property taxes in El Cajon are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding El Cajon's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of El Cajon or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
El Cajon, California Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.21%
Estimate Property Tax Bill
$2,420
$1,272
$1,148
Average El Cajon, California Tax Savings
Ownwell’s El Cajon Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in El Cajon with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in El Cajon to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also illustrates how Ownwell can assist in reducing property taxes in El Cajon. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across El Cajon, California
Property taxes in El Cajon, California, are instrumental in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in El Cajon is 1.30%, which is higher than the U.S. national median of 0.99%. Local government entities within El Cajon set these rates annually, and they can vary significantly across different neighborhoods. Each year, El Cajon estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares El Cajon's effective property tax rate to other areas in San Diego County and the national median. For comparison, the 92020 zip code has the highest median property tax rate of 1.33%, while the 92019 zip code has the lowest median tax rate of 1.25%. Understanding how these areas compare with El Cajon provides valuable insights into the varying tax landscape across San Diego County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average El Cajon Tax Rate
1.30%
Average San Diego County Tax Rate
1.21%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across El Cajon, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92019 | 1.18% | 1.19% | 1.25% | 1.37% | 1.50% |
| 92020 | 1.19% | 1.23% | 1.33% | 1.44% | 1.69% |
| 92021 | 1.13% | 1.20% | 1.31% | 1.43% | 1.69% |
Source: Ownwell
$1,148
Average El Cajon Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across El Cajon, California
In El Cajon, California, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the San Diego County Assessor's Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In El Cajon, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. For instance, the zip code 92019 has the highest median tax bill at $5,546, while the zip code 92021 has the lowest at $4,301. Being aware of these valuation processes helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Property Tax Assessment Values Across El Cajon, California
Source: Ownwell
$17,080
$1,327,607
$2,638,134
Average El Cajon Assessed Value
$374,542
Average San Diego County Assessed Value
$454,653
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across El Cajon, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92019 | $156,938 | $269,904 | $432,935 | $635,866 | $826,049 |
| 92020 | $119,687 | $216,901 | $381,183 | $589,300 | $781,071 |
| 92021 | $61,000 | $128,767 | $312,073 | $523,489 | $688,500 |
Source: Ownwell
$1,148
Average El Cajon Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across El Cajon, California
In El Cajon, located in San Diego County, CA, property tax bills are calculated based on the assessed value of the home, which is determined by the county assessor. This assessed value is then multiplied by the local tax rate to determine the annual property tax bill. For instance, homes in El Cajon have a median home price of $374,542. The tax bills can vary significantly, with the 25th percentile paying around $2,871 and the 90th percentile seeing bills as high as $9,689. Factors such as market trends, property improvements, and local levies influence the assessed value, which in turn affects the tax bill. Homeowners in El Cajon might find themselves paying more than the national median property tax rate of 0.99%, especially in zip codes like 92019, where the highest median tax bill is $5,546. Ownwell can help homeowners in El Cajon save on their property tax bills by providing expert property tax appeal and exemption services. Our team analyzes your property’s assessment and identifies opportunities for reductions, ensuring you pay only your fair share.
Average El Cajon Tax Bill
$5,002
Average San Diego County Tax Bill
$5,506
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across El Cajon, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92019 | $2,176 | $3,623 | $5,546 | $8,024 | $10,224 |
| 92020 | $1,820 | $3,063 | $5,170 | $7,724 | $9,935 |
| 92021 | $754 | $1,858 | $4,301 | $6,839 | $8,849 |
Source: Ownwell
$1,148
Average El Cajon Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 2 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Diego Tax Assessor | |
| Phone | (858) 505-6262 |
| Website | assr.parcelquest.com |
| arcc.fgg@sdcounty.ca.gov | |
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